PNC serviced my mortgage for the past 15 years. I was able to make monthly payments via bank transfer on their easy to use website. To my surprise, they made this impossible when it came to my final payment. They required a wire transfer or certified check. That cost me $30. I spoke to the payoff department and asked them to allow an online transfer but they wouldn't budge. On top of that, they charged $184 to notify my county recorder that the loan is paid off and they can be removed from my property title. I'm certain that letter is automated and cost them no more than $3 including the cost of programming and running their computer spread across all the loans they close. This is greedy behavior from a bank that gave good service until now. read more