James G. As a loan…read moreofficer, Ms. Laura Juarez is an ambassador for the Bay Federal Credit Union. She possesses many strengths in the lending business. Her knowledge allows new customers like myself to borrow money confidently and with peace of mind. She is quick to find ways to get the customer what the customer wants. Her cheerful attitude is always a plus when we meet face to face. There is a definite advantage of doing business with Bay Federal Credit Union. This company thinks out of the box. They want your business. Let them prove it to you. Thanks again Laura.

I just want to say THANK You for finding our our lost money after we attempted to deposit cash into…read morean ATM using a different credit union ATM machine. That ATM crashed during deposit. It started rebooting over an over again. We called their customer service and she logged everything on a recorded line. Told us to call Bay FED in the morning if we don't see any sign of our cash deposit. I called Bay Fed this morning and a very nice lady said she will open a claim and everything will be OK. Sure enough! It was! The provisional credit is there tonight so I can pay the property taxes tomorrow! So thank you.

Conscientious is the name of the game with this team. I…read morehave done a lot of transactions, but Integrity Lending is more on top of, and even ahead of every single detail there is in this transaction! Very smart & incredibly detailed, and the name Integrity fits perfectly! I recommend Trina & Integrity Lending without reservation.

From the owner: Integrity Lending is a boutique mortgage broker providing personalized, individual attention for…read moreall your mortgage needs.

My husband and I had a first appointment with Fernando it was the worst customer service I have…read moreever received. He was very rude when I approached him with questions. And when we got there he didn't even offer a chair to my daughter my husband had to get one for her. Also very unprofessional. Buying a house is a family decision. He only approached my husband during the appointment. Asked him so what do you want to do? He needed to ask both of us compared to other realtor and lending brokers appointments that I have been to. And the realtor wasn't even involved during the appointment he was just sitting on the sofa at first until Fernando asked him to get a chair and sit close to the desk. It was all very unprofessional and uncomfortable. Not a good sign to get help from them to buy your dream family house.

Fernando was very helpful and very consistent thought the loan process. He is easy to work with,and…read morealways available to help you. He cares about his job, that's why it's easy to work with,because he keeps your best interest at heart. Thank you Fernando

As renters, when we found out our home was getting sold, we were anxious, not knowing what to…read moreexpect in the process, and ultimately, if we would even have a home in the end. Janice kept us appraised and assured. Her friendly, family-like personality eased our tension and kept us feeling "at home". Janice found the right buyer and continued to offer assistance, going above and beyond even after the sale so that everyone felt settled in our homes! She was more interested in our comfort and in keeping us a home to live in rather than in her bottom line. And the bottom line? We found a trusted, honest realtor, and community member. We have a home, and a new friend!

I have used Janice for many years for both real estate sales and buys. She makes things happen…read more Can do ...positive attitude...she has worked many miracles for my friends and I...thx Janice!

Called her number many times but no response. Learned that she is no longer in the real estate…read morebusiness and is now a book-keeper.

WOW! She was so patient. She was extremely knowledgeble, and made the transaction go so smooth…read more Couldn't be happier! You will be happy too!

Zaid and Shilpa from Real Estate 38 have helped us buy two homes over the course of three years,…read moreand we've had a fantastic experience both times. Zaid is warm, friendly, and knows the market extremely well. We initially spoke with him before signing on with Real Estate 38, and as first-time home buyers, he really helped put our minds at ease and gave us the confidence we needed to navigate what was, at the time, the most expensive purchase of our lives. Shilpa, who we worked with more closely throughout both home purchases, is knowledgeable, responsive, and always looking out for her clients' best interests. At the same time, she's realistic and honest about the situation. She follows through on her commitments, stays on top of every detail, and is always on time and prepared. We trusted her completely throughout both transactions and would highly recommend her to anyone looking to buy a home.

Zaid maximizes home value! We live out of state needed help selling a family home. Zaid helped us…read morebuild a strategy to find the best seasonal timing and guided us through multiple options for remodels. His partner undertook the full remodel and with Zaid's guidance hit both the timeline and the budget perfectly - enabling us to hit the right market window and sell the home for more than we were expecting. We never even met in person - Zaid and his team kept us in the loop on the entire project and executed flawlessly. If you are looking for a partner to get the most out of your home value - I can't recommend Zaid more.

This is my second time using Mike Bloch's services. First time was like 15 years ago. So many…read morepositive things to say. First, off, we had been looking for a new house for a few year, and he was always so patient with us and never got any pressure. He is down-to-earth, very honest, straight-forward, great communicator, and just a super great guy. He did such a great job marketing our house to be sold and advising me on how to fix it up to sell quickly and for the right price. What a great partner. Thanks Mike.

What did not go well? I interviewed several realtors prior to Mike. I was so impressed with his…read moreknowledge and calm attitude that it was a simple decision to have him handle the sale of our home. Yes we experienced challenges but Mike was more than willing to work with us to come up with solutions. It's a big decision to sell a home you have occupied for 29 years. We wanted a clean deal that was good for both the buyer and the seller and Mike delivered. He is one of the best if not the best in our area.