My wife and I just closed on our first home, and I can't say enough good things about Shelley at…read moreBluPeak. She was always willing to hop on a call to answer any questions we had, answered emails with the same lightning speed, and just made the entire home buying experience a pleasant one. Nothing ever felt like a black box, and I always felt like I was in stride with her. Not to mention, we shopped a few lenders and none came close to the fees and rates that Shelley provided us via BluPeak. If you want a loan officer who is straight with you, responsive, charming and can handle a complicated rural purchase without drama, ask for Shelley. We'd use her again in a heartbeat.

Shelley was great to work with through our loan investigation process. She is calm, organized,…read moreprofessional and thorough in all of her phone and email communications. She kept us up to date on the frequent rate changes without pressuring us. She offered many options for loan products that were designed to meet our financial situation and long term goals. We highly recommend working with Shelley and BluPeak Credit Union.

YFCU has been nothing but professional to work with. Our business has been banking with them for…read moreover a year now and we've never had any issues!

The employees I've worked with have been friendly and helpful. Rosalinda has gone the extra mile…read morefor me. This is a small town credit union who seems to be behind on the latest in technology. Their ATMs are often not functioning. Their website is confusing (even the new and improved one.) I rarely go inside but when I have I almost always have had to stand in line. I couldn't help noticing there is always at least one person in new accounts sitting at his/her desk chatting or looking at their computer. It seems it would be more efficient if those at the desks could help the tellers when it gets busy or at least speak to those in line to inquire if they are there for a new account. Their hours are certainly not helpful for most people as they don't open until 10 and close at 5. If you work outside the home I suppose you would have to wait until Saturday to go in. But they're only open from 10-2 on Saturdays. There is no one to help after hours......not even a phone number in case of emergencies. I guess I am too used to USAA. But there should be some way for members to get in touch with someone to help in case of an emergency. Since the Pandemic I've noticed I always have to wait...sometimes for over 10 minutes to speak with someone when I call in. Usually I'll choose to have a callback. The building is really nice and there seems to be enough parking.

Steve was a lifesaver. After having my loan not approved due to the initial lender not performing…read moreits due diligence the week of closing, my agent was able to negotiate additional time and referred me to Steve. Steve literally and figuratively sealed the deal for us, going above and beyond to communicate and let us know the progress every step of the way. Despite his busy schedule, he was always a phone call or text away. He was able to submit a brand new package, save us costs along the way, and closed us in record time. Usually in my previous real estate transactions, the paperwork and loan process has been straight forward. Going through adversity really allowed me to see how dedicated Steve was, and how his customer service was light years than my previous experiences. To be blunt, go with him and you will have peace of mind throughout the process.

Steve was referred to me and I am so glad that he was! Originally, I was going through my Realtor's…read more"preferred lender" who was offering me a ridiculously high rate and I knew there was something better out there. Being that Steve is a broker he was able to shop around and get me a rate almost a full point lower than the other lender and with way less hassle. Overall, the process with Steve was seamless AND Steve came in at the 11th hour for me and still got the job done on time! I would recommend Steve to anybody in need of a Lender!

JJ, Lindsay and everyone at American Pacific Mortgage have been absolutely amazing to work with!…read moreThey are incredibly friendly, knowledgeable and willing to help by any means necessary. They took the time to answer all our questions and concerns. This is our first home buying experience and APM made sure we were comfortable every step of the way. Thank you all for your professionalism and willingness to help us!

The JJ Mack Team made the home buying process surprisingly easy. The whole process took about a…read moremonth or maybe a bit more from the time I initially applied to closing (not including the leisurely time taken to browse homes). The team was adaptable and added a coborrower mid process. Shout out to Lindsay who was great in the process! They were very clear about next steps each time.

This fall I purchased a home utilizing Umax Mortgage. Though I live in Marin County I was referred…read moreto Umax of Davis and they absolutely lived up to their reputation. I found Marc Thompson to be ethical, professional, highly organized and a clear communicator. He took the time to understand my specific situation then by anticipating and thoroughly reviewing all necessary documentation we were able to proceed to closing with only a few minor requests by the lender. I required an expedited (as possible) closing to avoid a double move and Marc Thompson came through. While I would not call the loan process simple these days, this Umax team has streamlined their processes. The entire office is highly competent and a true pleasure to work with. Marc locked me in at a phenomenal rate. Since acquiring the house and after discussions with others who purchased or refinanced during this time period I've confirmed my rate is truly exceptional. I absolutely recommend Umax Mortgage in Davis.

I put off refinancing my home and month after month I just kept watching how much extra I had been…read morepaying out on my mortgage. I talked to a few loan officers but nothing sounded right. I was referred to Marc from a friend of mine who refinanced his home and his rental and he said that Marc really went out of his way to make the whole process easy. Well, a long story short, I just refinanced my home. Each month now I save so much money I can't believe I didn't do it a year ago. That's why I am writing this yelp. I should have done this a long time ago. I highly recommend him.Marc used to live in San Francisco so i was comfortable about him knowing the entire bay area market,not just Davis! He really went out of his way to get me the best package and most importantly for me, he made the process stress free.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Courteous, knowledgeable, persistent without being pushy, timely... HIGHLY recommend!!!read more

Lori and Stephanie are such a pleasure to work with! They make the process of buying a home or…read morerefinancing as seamless and easy as possible! We would highly recommend them to all of our friends and family!

Great communication, quick responses and lots of information repeated. This process was long and…read moresometimes quick paced but Jenni with Envoy was on it every step of the way! Thank you so much for making this process a smooth transition! Office locations in both Davis and Woodland helped loads when I needed to drop things off. Wonderful service

I just did a refi with Jason during unprecedented (daily) changes to the market (covid19). Those…read morenew changes added a substantial amount of new work and obstacles to the process, including additional costs, time, etc, however Jason handled it with total professionalism the entire time. Whenever I emailed him with a question (which was a lot), he always either responded to the email within minutes, or called me back right away. With a different mortgage company a few years ago, I often had issues with getting a response (especially to the "dumb questions"), however I didn't have that issue with Jason. His responses were always quick & clear, which was really helpful since it was my first refi. Thanks again for going above and beyond in securing the best rate possible during such a difficult, stressful time. I will be recommending Jason to others.

We just closed on a house and went with Jason as a lender. He and his team have been a pleasure to…read morework with from day 1. Easy to get ahold of, clear with every step of the process, and always there for us. That's a really big deal as first-time home buyers! They were also able to close very quickly for us, which made all the difference in winning our offer. We live in Ventura County and were able to do everything remotely with them. Thanks Jason!