Courteous, knowledgeable, persistent without being pushy, timely... HIGHLY recommend!!!

Lori and Stephanie are such a pleasure to work with! They make the process of buying a home or refinancing as seamless and easy as possible! We would highly recommend them to all of our friends and family! read more

This is the group you want to go with if you are buying or refinancing a home. Cara is super duper attentive, very responsive, and knows what she is talking about. Best of all, she is über organized, presents upfront what to expect, and not pushy in the least. We chose to end up selling, but will utilize Cara and the Guild's services in the future if we stay local. Highly recommend. read more

I confess. I made a mistake. My clients got an accepted offer and I forgot to send the contract to The Sinor Group, the lender who my clients had decided to work with. EIGHT days late, I sent the contract on to them and they STILL got the job done on time for the buyers to comply with the contract and safely remove their contingencies. Once again, thanks to Cara, the challenging world of real estate sales seems like a cakewalk. Thank you sooooo much! read more

Cara Mengali was highly recommended by my real estate agent. I am super happy for her recommendation because my experience with two loans a couple of weeks ago - a refinance and an investment loan, was about as good as I can imagine it could possibly have been. Cara and her team were very professional, friendly, and knowledgeable. They kept me informed every step of the way and they responded to my questions promptly - often within the hour. (We mostly used email, which was my preferred way to communicate.) The entire process was a breeze! Even the closings were totally smooth. The two loans closed a couple days apart. Both closings took about 30 minutes. One a few minutes less and the other a few minutes more...and they could have been done even faster had we not spent time engaged in small talk. Bottom line: Guild has a user-friendly web site, Cara and her team are awesome, and I am very, very satisfied with my experience. Cara will get all of my future business. I highly recommend her. read more

We were first time home buyers, and we'd heard about (though I questioned) the importance of working with a local mortgage company. I can't stress how much easier having Cara by our side made the whole process. She was a joy to talk to, explained everything with perfect clarity, and had a great attention to detail. There were multiple situations where we needed a fast response from Cara, and she was on the ball each and every time. She really was instrumental in getting us the house we wanted and in making the entire process as easy as possible. I cannot think of a single point of constructive criticism. Perfect in every way. read more

The difference between good and GREAT!! a little history: READ FULL -First time home buying we were lead here 4 years ago, and because of credit scores and down payments were set up with an FHA loan. We are workers for the community, (Retail work, and Food Service) Really spent the time to help understand the whole "first time home buying" experience. -2nd this time around and now we're in a refi. Got two quotes, one from the Big Box office QUICKEN LOANS and one with the Mengali Group In Davis. We looked at both Quicken and Guild loan estimates side by side and as Jacqueline was not pushy nor favoring one over the other, explained what extra fees were being added, and the additional $10,000 dollars being added to our existing Home Loan for a new loan from Quicken to refi. Both lowered monthly payments to around $20 of each other, but I could clearly see the difference between a quality local company that has your best interests at heart and a corporate quick fix for a quick buck company. More like $10,000 lol It may be hard to understand on paper if you don't really do your research, but these guys are consistently passionate about helping. Take this as another notch in your belt guys... This group has epic work ethics, and I'm not only happy I went with them again,... but proud to have them working with us on our home loan. Great Job Folks! and Thanks again! read more

If I could give Cara and her team 10 stars, I would. They have been professional, detailed, responsive, quick and caring! Cara has a deep knowledge and expertise in the business. If you are looking to have a seamless experience on the purchase of your future home, I highly recommend working with the Mengali Group at Guild. I look forward to working with Cara and her team for future investments. read more

Cara Mengali and the overall Guild team have been nothing short of amazing. We were referred over to them by family and have had the best experience in loan processing and just recently in refinancing. Cara and Michael are extremely responsive and on top of every single detail to ensure their customer base has a one of a kind experience and the overall process of funding a loan is seamless. Truly exceptional customer service, we would absolutely recommend them to anyone! Thank you! Bert and Julie read more

Cara and her entire team at Guild were so awesome and supportive of this process. Purchasing a home can be such a stressful process, but the team at Guild literally takes care of EVERYTHING! They are so responsive, kind, caring (even checking in on me during and after surgery), and sweet with my whole family. The team (big shout out to Lori) turned our mortgage around so quickly it was amazing! Guild truly spoils you through this process, I know we wouldn't choose to go anywhere else. THANK YOU!! read more

We could not be happier with the service received from the Mengali Group from start to finish! They made what we had anticipated to be a stressful time into a relative walk in the park. A big thank you to Scott M, Michael G and the rest of the team. I look forward to recommending the Mengali Group to friends and family going thru the home buying process. read more

We highly recommend the Sinor Mengali Group. Lori, Stephanie, Wendy, and the entire Guild team were incredibly efficient and responsive throughout the home buying process, and worked seamlessly with the title company and our real estate agent to ensure everything went exactly to schedule. read more

We were referred to Cara by our realtor and she helped us with our loan. So glad that she did! She is very responsive, quick and a good communicator, not to mention reputable - and gave us a great rate. Would definitely work with her again. read more

The folks at Guild are incredibly friendly, responsive, and efficient. They were very supportive of me and my partner as first time home buyers in answering our questions and getting back to us quickly. Highly recommend this team!!! read more

I have now completed three transactions with Cara Mengali and all of them have been handled with the best of care. Restrictions on getting home loans have changed a LOT and Cara and her team are up to date on everything I needed. Most importantly, she was clear in her communication which helped establish realistic expectations on my side. They pay attention to EVERY detail - Cara even helped me negotiate a lower escrow rate because I was buying a house in San Diego, and the escrow rates are much higher down there. She makes you feel special and valued, and as long as I'm buying in California, she will be my "go to" read more

If only there was a way to give them more than 5 stars! Yes, they are that amazing! The process of buying a house can be stressful, confusing, and intimidating, but working with the team at Guild Mortgage made the experience of purchasing a new home wonderful. From start to finish, they handled everything professionally, efficiently, and managed to add something that so many companies these days lack: Outstanding Customer Service! I highly recommend them! Thank you to all the team and a special shout out to Michael G. Corresponding with you was always a genuine pleasure! read more

Cara, Scott, Michael, and the rest of the team couldn't have been more helpful. They work as a well oiled machine and were very helpful all throughout the process. When someone was on vacation, the other team members knew exactly where we were in the home buying process so we never missed a beat. I would absolutely recommend anyone to use Guild as their mortgage company as I will most certainly do so for our next home. Excellent in all aspects! read more

Cara and her team are top notch! As a Real Estate Agent, I recommend her regularly to buyers. She is professional, thorough, has great programs to offer, and is even cheerful as we work through tough escrows. You won't regret choosing her or anyone on her team for your next home purchase loan or re-finance. read more

Buying a house and going through the loan process can be very stressful but The Mengali Group at Guild Mortgage made it easy and as stress-free as possible. From day one Cara was there to guide us through and answer our questions, and we had a lot of questions! We are pleased to recommend THE Mengali Group at Guild Mortgage. read more

We have worked with Cara Mengali and the Mengali Group for many years and multiple loans and have always been impressed with their service, professionalism and responsiveness. We highly recommend them for any lending needs! read more

Cara, Lori, and team were recommended to us by our realtor, and they exceeded our expectations. This was our sixth house purchase, and The Mengali Group are far and away the best brokers we've dealt with. They checked in constantly throughout the process (without being overbearing) and suggested several creative ways to make things work for us. Everyone we've dealt with at Guild seems to truly like what they do, and we highly recommend them to anyone considering a home purchase in the area. read more

Working with Scott McLallen at Comstock was such a pleasure! He was in constant communication with us throughout the entire process and made the home loan process simple (who would ever have thought that would be possible!). read more

Cara is amazing! She was a joy to work with when I bought my house almost 2 years ago and she is still a joy today! I've gotten in touch with her multiple times about refinancing over the past 6 moths and she has been so easy to work with (even though my loan is no longer with them). She is so knowledgable and helpful when it comes to this stuff. She is also insanely responsive with emails. Thanks Cara! read more

I don't usually write reviews, but I have to let everyone know how amazing Cara and the rest of the Mengali Group is. My husband and I had been thinking about buying our first house together and we regretfully started with a different lender. It was a real nightmare. Two weeks into escrow we were so stressed we were ready to back out of buying our dream home. Then my amazing Realtor suggested we talk to another lender. Best advice ever. I called Cara and right from the first phone call with her I knew this is who I wanted to work with. She got the facts, made no promises, but told us her team would do their very best to help us. She was calm, kind, professional, confident and knew the answers immediately to every question we asked. Her whole team picked up the ball with only 15 days till close and not only sprinted with it, closed on time but even scored extra points by securing us a better loan. We are so elated. The Mengali Group, the entire team, is full of amazing, kind, knowledgeable people that can answer all your questions, keep you calm and fill you with confidence. They turned our nightmare into the sweetest of dreams and made our home buying experience a joy. read more

My wife and I are so grateful for The Mengali Group with Guild Mortgage. From September 2015 to October 2015 we had the worst experience with some showboat car salesman type of a mortgage company in Midtown Sacramento. Thank goodness we dropped them and had a friend recommend Scott, Cara, Shradha, Daniel, Stephanie, and the rest of the team. The whole process was painless, quick, smooth, professional, and actually fun. Two years later I shopped around to refinance and dealt with one nonprofessional company after another. The Mengali Group once again gave the best interest rate and stayed classy. Scott can explain anything for anyone to fully understand and Shradha kept us stress free by responding to our emails in a matter of minutes. Anytime I called there was always a friendly associate available to take the time with whatever I needed. The Mengali Group is simply the best and I can't imagine ever purchasing a home without them. They aren't just a business. They don't forget about you and you aren't just one more "sale" to add to their list. We always look forward to attending their gatherings. I'm always impressed with how much they appreciate their clients and reach out to keep the relationship strong. read more