Once I saw my current home, I knew I loved it. Unfortunately, my first mortgage company experience…read morewas not a positive one. Luckily for me, a good friend recommended Tom Gates via Loan Depot. I can't thank Team Gates and Ms. Martone enough. I found them to be extremely knowledgeable, kind, helpful, and they have the patience of a saint, walking me through every step of the way! I was really shocked at the rapid flow and smoothness of the financial process. They were truly instrumental in God's plan. Looking forward to using Team Gates for my future beach house in Cape May! Team Gates all the way. Sincerely, Annarella Valdivia

We worked with loanDepot and Thomas Gates on the mortgage for our first home. While many parts of…read morethe home buying process could be stressful or overwhelming, Tom and his team were courteous, helpful, and supportive. He was always available to answer questions (and never made us feel silly for asking). Tom and Kristyn were consistently on top of the many moving parts of the process. There were several times when Tom would be take the initiative on our behalf to make sure everyone--from the title company to the seller's agent--were on the ball. We felt like they had our best interest in mind throughout the entire process. We've recommended Tom and loanDepot to several friends for their needs, and we'll continue to do so!

He does not know how to qualify the buyers. If you are the sellers or real estate agent/brokers do…read morenot accept his " PRE - APPROVAL LETTERS " . He gave pre-approval to buyers for my house knowing that they had bad credit with less than acceptable credit scores for FHA guideline hoping to qualify at a later date which usually never happens to buyers who do have intention not to pay bills like student loans.

I was given a preappeoval which changed 3 times. after paying for inspection and appraisal I was…read moretold I need a 3rd borrower right before heading to closing. I will never use this lender again

Donna and Rosario are amazing! I can't say enough nice things about them. When purchasing our…read morehome, they took the time to help us find the best home in our budget. We visited a bunch of homes and they made sure to answer our questions at any time. they were always available!! We even got GREAT suggestions for all of our inspections! It was as stress free as buying a home can be! Highly recommend!

From the owner: Rosario and Donna Panzarella, husband and wife power duo since 2005, are committed and in sync…read morewith your real estate & mortgage needs. Our experience is to your benefit, contact us today to see how we can help you! The Panzarella Real Estate & Mortgage Group serves all of NJ (based in Metuchen) providing home-buyers and sellers with professional, responsive and attentive real estate and mortgage services. Give us a call my team and I are eager to help and would love to talk to you. - Rosario & Donna Panzarella

We had a good experience with Tim and Scott Capital Group. Tim was very knowledgeable and helped us…read moreachieve the type of loan we wanted without forcing us into something else. They helped us move up our closing date 2 weeks without complaint, and they worked harder to make sure it would go smoothly. I appreciated Tim's positive attitude throughout. We always had great communication with Tim and his associates throughout the process, never wondering where he was. Phone/text/email - they were very responsive to all my inquiries. Would definitely recommend!

Tim and his team was excellent at finding the best mortgage rate. They had excellent communication…read moreand kept me up to date to what is happening.