I worked with Michael Riemer at Guardhill for my primary home refinance. After talking to multiple…read morebanks and lenders, Mike offered the best rates in the market and worked with me seamlessly throughout the process. Mike and his team are very diligent and on top of things. The best part was the Mike himself called me and told me the rates had dropped and now I was going to get 1/8th reduction in the rate we had locked in, speaks volumes of his work ethic. All the paperwork was electronic which saved me a lot of time scanning and mailing documents. Mike was personally involved in every stage of the process and was always available to answer the phone or reply to emails, even outside working hours. Overall, I was very pleased with the whole process, it just took a little longer than anticipated but was well worth it. No hidden fees, always keeping the customers interest ahead. I would recommend Mike and his team to anyone looking to buy or refinance their existing home.

Could not be happier with my experience with Maryla and her team at Guardhill. I was worried about…read morea tight closing window, but Maryla helped move the process along as quickly and as painlessly as possible and I was able to get a mortgage commitment ahead of schedule. Being a first-time homeowner, I had many questions about the process but Maryla always responded extremely quickly and often outside of business hours. She did her best to keep my costs low and always let me know in advance of any expenditures I should expect. The customer service was top notch with Guardhill and I would definitely recommend them for your mortgage needs!

Had a great experience at R&J capital group, Robert who took care of my first home was very…read moreknowledgeable, patient and professional from beginning to end. I would highly recommend him to family and friends I couldn't be happier with the decision I made. Looking forward for future purchases.

Not sure how everyone else had such a positive experience. I contacted R&J in December. 3 months…read morelater and no loan (seeking a simple refinance). Weeks of gathering documents and answering all their questions. Things were fine at first but in this last month, as we've tried to get past the final steps, R&J completely ghosted me. I've called or emailed every other day practically begging for a status check. No response, no proactive update, crickets. Huge waste of time and waste of running a hard credit check. Go elsewhere and save yourself the hassle.

Dear Fort Funding Corp, Thank you so much for all of your help! We are so grateful for all of the…read morehard work you've done to help us for Mortgage, We are endlessly grateful to have you and couldn't be happier with the way everything worked out. Highly Recommend This Company if your in Market For mortgage.

I highly recommend Fort Funding. They are very professional and made everything so easy. Gus,…read moreZofia, and Magda crossed every T and dotted every I. I didn't have to worry about a thing! They will let you know what is needed every step of the way! I'd use this company again for sure!!!!

Excellent experience listing and selling our home. Sincere and professional, with proper attention…read moreto details and responsiveness to questions and concerns. Highly recommended!

Absolutely THE real estate agent for Monmouth Beach and surrounding area. Buy or sell Shore Homes…read morewill provide unbeatable expertise and service for all your real estate needs.

Manuel Gonzalez and his team are spectacular ! I was in search for a home in the summer of 2018 and…read morehe guided me step by step to prepare us for the mortgage approval that we had in mind . He gave us a step by step approach and we followed it. Fast forwarded to now , we just closed on our home . Not only did he show us multiple programs he explained to us the pro's and con's of each . We had no problem with our paperwork as he had everything on file . Everything went 100% as promised ! If you are looking for a wonderful team , Manuel is the guy !! I highly recommend Manuel and his team as I will be using them in the near future ! Mike

I've been in the mortgage business for 30 years. When it comes to obtaining my own mortgage I go…read moreto Manuel Gonzalez. Why? Because I know the business, I know great rates and I know what's true or not. I don't want my own company knowing my personal financials. So going with Manny gives me the best loan and experience at honest rates, points, and fees. You will always win closing with Manuel Gonzalez.

We closed on our first home in late March 2026 after a months-long process that required navigating…read morea tight timeline, a complex condo approval, and significant financial stakes. Kevin Leibowitz at Grayton Mortgage was exceptional throughout. As first-time buyers, we came to this process with limited knowledge of how mortgages work. Kevin invested considerable time in telephone conversations where he walked us through the fundamentals -- how loan structures work, what the key figures mean, and how different decisions would affect our outcome at closing. He was never dismissive of our questions and consistently ensured we understood what we were agreeing to before moving forward. His value became most apparent on closing day itself. Kevin attended in person and conducted a line-by-line review of the final figures. He identified a duplicate charge of approximately $13,000 that had not been flagged by anyone else in the room, including our attorney. He challenged it directly, and it was removed. Without his presence and diligence that morning, we would have overpaid by a significant sum. Kevin is responsive, precise, and genuinely invested in his clients' outcomes. We would recommend him without reservation to anyone navigating a purchase in New York City.​​​​​​​​​​​​​​​​

Kevin was outstanding to work with as a first time home-buyer. Extremely thorough and well educated…read moreon the entire process. it was a very smooth experience. I would recommend to use him!

I had the opportunity to work with Victoria Alford in looking for a rental. Victoria is a skilled…read moreprofessional who is very knowledgeable about the market for buying, selling, and renting. I was looking for a reasonably priced townhome within a small timespan and she did not disappoint. From my first interaction with her on the phone she educated me about the process of property representation. She is very transparent and checked in on me regularly to help me with any questions I had. She was very attentive and protected my interest throughout the process and helped me find the right property for me. Given this was my first time looking at properties and working with an agent, I found Vicci to be very friendly, trustworthy, and dedicated to making sure here clients receive the best treatment and finding that dream property. I highly recommend her to everyone!

Home purchases have the potential to be harrowing experiences. Curate your team of real estate…read moreprofessionals carefully. I can make it easy for you; we have successfully purchased a home more than 800 miles from where we were residing. This is risky unless you have a team with laser focus on detail, the energy to chase every aspect of the purchase, and a true commitment to providing the best experience to their clients. Victoria Alford, our real estate agent, made this purchase happen in a challenging market. Details do not slip by her! Extraordinary energy and availability; calming my shattered nerves at a moment's notice. Dawn-Simon Pointe, Attorney-at-Law, again, no detail or question is overlooked. The amount of paperwork that she simplifies for a client is immeasurable. Finally, Meghan Stamatopoulos our Loan Officer. Using a family member can make or break the deal and relationship. No regrets! Meghan treated us with the professional respect she offers all clients. She stayed one step ahead of us, advocating and closing the deal! We are happy homeowners thanks to this team!

As first time home buyers, we (my wife & I) had no knowledge on the process. Hasan was extremely…read moreknowledgeable, helpful and patient when assisting us at each phase of the sale. His thorough knowledge right from intent to purchase till the registration of the property helped us close the deal within 30 days. We totally recommend Hasan for any of your real estate needs.