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    Profuturo

    5.0 (1 review)
    Open 8:00 am - 6:00 pm

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    Golden Financial Services - Call 866-376-9846 for a FREE Credit Card Relief Consultation!

    Golden Financial Services

    (4 reviews)

    The service was amazing. I just finished up a 17 month program. My credit report has been cleared…read moreof every negative mark and all 3 credit card debts were fully disputed and are officially off my credit report entirely. I was very skeptical at first, but I am living proof that this debt validation program really does work. I paid less than half of my total debt including their fees, and everything has been resolved and cleared from my credit report. I am now ready to start a new and improved life, establish new credit and always pay my balances in full moving forward. One last benefit that I received from the program is an installment loan that one of their partner banks was able to issue me for the purpose of building credit, so at this point in my life that is the only debt that I have and it's a very small payment that I can comfortably afford. So once again, thank you Golden Financial Services, Citadel and Credit Repair USA for all your awesome team work.

    I'm going to start this by saying - the company itself I'm sure is wonderful. BUT. I gave them…read morepersonal information with NO follow up given to me. It's weird because people keep mentioning how great Rick is. Well that was who I was working with so he clearly picks and chooses how great he wants to be. So now I'm worried and constantly checking my credit reports to make sure nothing is open under my name that I didn't do. I was really uncertain at first about moving forward. After a few conversations with Rick and with my boyfriend, I decided to move forward. There were quite a few times I was told "I will reach out to you on this day around this time" with ZERO calls that day and time. Then a few days later I would finally hear back. There were a few times I was to reach out so I would. I spoke with my rep on a Saturday and he took preliminary information from me. He claimed to be at his home office and since my case needed an exception from underwriting, he would have to call me back that following Monday to finalize everything when he was in the office. Monday came. No call. Finally a few days later I get a call and he basically insinuates that I failed to call him. Then we speak and I get "I will call you tomorrow around this time" yet again. And that was the LAST time I heard from this guy. Now a random company has my personal information that claims to be Golden Financial but I do not trust them. I will never ever use them for anything. Not after all those red flags and a man that cannot follow up on anything he says he is going to do. Way too sketchy for me. The company has now been reaching out after I posted some reviews the other day. While I feel like I have every right to be upset considering, I am now receiving rude emails from Rick in regards to the situation. He admitted to me that he didn't even remember my name. We spoke on a Saturday and by Monday he had forgotten my name entirely. So I, as a customer, don't feel like I matter. While there may be a lot of good reviews, some of us are entitled to bad ones when a bad experience happens. I wish I could upload the email that was sent to me by him a few minutes ago. All I want is for the company to delete my information out of their system and I am getting nothing but "I hope the people you deal with, in any aspect of life, are more forgiving because things do happen...its how we deal with those things that matters" (taken word for word from an email from Rick) I say there is nothing they can do to help because I don't want anything from them other then to have them remove my information. I have now lowered my review to a one star due to the pure attitude I am now getting.

    Profuturo - financialadvising - Updated September 2026

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