Not for Veterans! Ameris bank refused my online application…read morewith a cryptic "application denied, email to follow" message. The email had no info other than "we denied you, please call us for details". I called and was told that I "don't meet online risk profile". No one there could explain further. The first person told me this was from their security department and he didn't know what it meant. I asked to speak to the security department and was denied. I explained that I am a veteran with medical issues that prevent me from coming into a branch office and they had no way to open an account for me. Thanks for my service, I guess.

From the owner: Ameris Bank's Live Oak Branch offers full-service banking for individuals and businesses in…read moreFlorida, providing a personal touch to your financial goals. Our team handles everything from everyday deposit transactions and credit card services to specialized solutions like mortgage loans, auto loans, and retail financing. We are also a dedicated partner for local companies, offering comprehensive business and commercial banking, including business loans and appointment-based treasury services. Whether you are opening a checking or savings account or using our online and mobile banking tools, our friendly, knowledgeable staff is here to ensure your banking experience remains simple, local, and personal.

I am of the opinion that most merchants are in business to make money. I am also of the opinion…read morethat I've been treated fairly at this Bank. I also note I am not a person of affluence but having said that I am spoken to by persons who know I have enough money to keep an account afloat and do so have at least one such account at this institution. Moreover, I recall when I first when I first thought of building a place in Suwannee County or purchase a house, they didn't shy away from me just because may accent was slightly more southern, south Brooklyn to be precise, than theirs. Besides I like my free direct deposit, that's right I said free.

I've banked here for a few years now and the customer service has been great if there has been any…read morequestions on my account I could easily go in and talk to them about it and leave with a solution. They also have a great rewards program with shell I mean .50 off 20 gallons of fuel for 2000 points and you accumulate points quick. Everyone is friendly and when I go in or through the drive thru service they know me you don't get that at a lot of banks

Recently got a mortgage loan from FFB. A little difficult with all the documentation and follow…read moreup. After getting the loan I cannot find anyone who can answer any question. I get transferred from FFB, Live Oak, FL to FFB Loan Services in Virginia Beach, VA and still no one can answer one single question, much less two. The most frustrating experience I have ever had with a bank. I would not recommend First Federal of Florida for any type of loan. They do not seem to be structured to administratively handle the loan processes and do not have employees who can assist or even answer questions. Go to another more established bank and do business as it should be conducted.