If you are a fan of Customer Service, Prompt service, Responsibility, Accountability, or Keeping Promises - Do not under ANY circumstances enter this place of business. READ THIS BEFORE DOING BUSINESS WITH THIS COMPANY.
For starters, you would think being a walk in that the people you are in the office with have something to do with your loan, nothing could be further from the truth. Not a single person you meet at an RBFCU has any say so over your loan. Thus, nothing any actual person you meet has any kind of accountability for what they say or do. The things that were promised to me were all lies, yet AFTER my credit score was run TWICE (and approved btw) then they change the parameters of the loan on me. Knowing running your credit report multiple times DAMAGES your credit rather than improves it which was my purpose in attempting to do business with RBFCU.
Not until my head was in the noose did they begin to tell me these blanket rules that SOULD HAVE DECLARED ahead of time when I told what I wanted and what my situation was. Perhaps this mishap could have been avoided had any relevant staff been able to speak to me in person rather than voice conferencing via video chat to keep the credit unions costs down. Instead, 45 minutes of pointless wait time sitting in a office with people that have no sway or any guage of the rules is what happened totaling several hours out of two days.
After all this time spent and credit checked, (and passed) they changed the terms of my loan from what we had discussed in the beginning. When I brought up the logical argument "that is not what the last person we spoke to said" it lead to nothing. This shoddily run business appears to keep its door open with low-information, low-standard, customers who have no idea what the competition is offering or what customer service and accountability are. My only wish is that I could give this wreck of an institution zero stars. I could not recommend anything lower than RBFCU, thank you fort hurting my credit and wasting my time. As fair compensation, I will be sure and ruin RBFCU on every website I can find. read more