I am a busy real-estate agent here in the Twin Cities market and I'm telling you, Arik and his team are such amazing lending partners! I have personally worked with Arik on many transactions in the past few years, and they are, in my opinion, the best in the business! Santy King is a senior Loan officer within Arik's team and I continue to be impressed with his professionalism, dedication to our clients and determination to execute on many of the transactions that we work on together. Santy is personable and can work fluidly with the borrowers and myself as we start the preapproval process. During transactions, he is meticulous in his efforts to process the loan, communicate about the loan, extinguish any issues with the loan and finally executing on the loan. I appreciate everything you guys do there at Reduced Fee Mortgage. If you want a one on one, open communication type of relationship with your loan officer (not to mention being available!) then these guys are the ones you want to work with, hands down. read more

Arik and Mike have been working with my partner and I for two years trying to find a home in this crazy market. They have been amazing and so accommodating through the rough times, happy times and everything in-between. We finally found a home! Thanks to them, we have amazing rates and we really feel confident and safe with the whole transaction. I would give these guys 10 stars if I could, and I highly, HIGHLY recommend them to any home buyer. Whenever the times comes to start a new chapter in our lives and look for a new home, Arik and Michael will always be a text or phone call away. Thank you guys so much for your patience, diligence and hard work. Michael and I are forever grateful. Cheers!!! read more

Reduced Fee Mortgage has been a fantastic company to work with on real estate deals and mortgages! Arik and his team are thorough, detailed, and always go 'above and beyond to make sure the deal goes smoothly. I especially appreciate the proactive communication they always provide, to ensure everyone involved is aware of the status and to help with any questions or follow-through! As someone who owns a real estate company, I cannot stress enough how great it was to receive the great professionalism from Arik and his team. read more

Thank you Arik Orosz for all your loan experience in helping my husband and myself making our dreams come true! We are proud home owners!You and your team worked with us step by step very professional !Without your knowledge and experience We might have given up on purchasing a home Thank you Arik Orosz Branch Manager at Goldwater Bank N.A (Team Arik) is the only team I would call on for my loan and banking needs. read more

I am a Realtor and have worked with Arik for quite some time now. Arik is very fast to respond to your needs and will take the time to answer all of your questions. The rates and fees with Peoples bank are very competitive, and most importantly Arik will follow up with you regularly to ensure you have a very smooth transaction. I will continue to refer my clients, friends and family to Arik! read more

Great program, awesome people! You will not find a more dedicated or knowledgeable team of mortgage professionals than Arik Orosz and his team. Communication always on point, incredibly fast turn times, and smoking interest rates. Next time you are buying a new home or refinancing, and looking for an incredible mortgage lender experience from start to finish, look no further... read more

My experience with Goldwater Bank was exactly what I was looking for, seamless and professional. With all of the online options, adds, and on and on I found going with a local company was a wise choice. The process was simple, professional, and over all top notch. I have been gladly referring Goldwater Bank's team to my family and friends! THANK YOU! read more

Arik Orosz was responsive, professional, and has a great way of explaining legal jargon. We felt like he really had our best interests in mind throughout the process and was listening to our needs to find the best product to make our refinance have the best outcome. We would highly recommend him to friends, family, or you! Thanks, Arik! read more

Very efficient & professional! They actually listened to is & got us what we needed. Susie Quist was so informative, and always kept us in the loop as to what was happening. She educated us on the current market, and answered any questions we had the whole way through. Big thumbs up from us!! Carolyn & Chad read more

Hats off to Arik and his team, who helped me get my dream home! They were very professional, they told me exactly what I needed to provide, gave me a superb rate, and made my home buying experience smooth and pleasant. I would definitely refer Reduced Fee Mortgage to anyone looking to buy a home. read more

Arik is an amazing loan officer. When you're buying a house, you need a loan officer who is responsive, hard working, and going to bat for you. Arik does all of this and more. Not to mention his operations team gets the loan done fast. read more

I received exceptional service from Mike Valento at Reduced Fee Mortgage. He was professional, attentive, and made sure I had all the correct information to get the best possible deal. I look forward to working with Mike in the future. read more

Lowered our mortgage payments tremendously!! We were able to catch up on other bills!! The customer service is immaculate!! You feel truly heard!! 1000 percent would recommend if you're looking for a home or looking at refinancing!! read more

Arik and his team are too notch!! Arik has a wealth of information in regard to mortgages and really cares. If you're the type of person that wants to work with the best you will definitely want to work with Arik and his team!! read more

Arik and his team are amazing, I have had the pleasure of working with this team twice now and I know that nobody will work harder to close your home loan or refinance! I don't think there is anything these guys can't do! read more

I've worked with Arik for over a decade and I can honestly say that he is one of the top mortgage professionals I've met. He is knowledgeable, virtuous and on time. I highly recommend him to all of my customers. read more

Great company. They put their clients needs as the top priority and a focused on their clients having a smooth and successful transaction. Highly recommend this company. read more

This company has been so helpful in every way. The process was smooth and transparent. I would absolutely recommend this company to a friend. read more

The level of professionalism and care is among the best. Thank you Arik & RFA, your passion helping us really shines! We appreciate you!