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    Residential Bancorp

    3.5 (2 reviews)
    Closed 9:00 am - 5:00 pm

    Services - Residential Bancorp

    Mortgage services

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    People searched for Mortgage Lenders 259 times last month within 15 miles of this business.

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    NEXA Lending - Service Offer

    NEXA Lending

    (17 reviews)

    We are so grateful for Ray and Patti. At our first…read moreconsultation with Ray, we were impressed by his professional demeanor and personable approach. Before we committed, we met with him to gather more information and found Ray to be exceptionally clear and straightforward when explaining the process to us. We had no hesitation about choosing him for our mortgage lending needs. He possesses an in-depth knowledge of the mortgage lending process and guided us through every step. He worked tirelessly on our behalf to secure the best possible rates and tailored options to fit our needs, all while making sure we understood every detail. Thankfully, Ray was able to help us navigate the entire process with not even one concern. He responded to every text and phone call quickly and never left us feeling lost in the process. In fact, we were so pleased with him that we recommended him to family and close friends who were also looking to buy a house. Another benefit was that he introduced us to the realtor that we loved working with. At the end of our journey, we were able to buy the house of our dreams with a fast close and no money down. I can fully, in good conscience, say that Ray and his team will take great care of you and make home buying a pleasant experience.

    I've worked with Ray for 7 years and From the first day I spoke with Ray he was more like family,…read morehe is very knowledgeable and will get you the best deal for your loan. I do not hesitant recommending his service's to anyone and everyone, Ray is the best !

    Realty Concepts

    Realty Concepts

    (48 reviews)

    We never expected to get such great results so quickly. Our agent made everything fall into place…read morewith little effort on our part. Thank you.

    Before I started this review, I went into the roster for Realty Concepts just to count the number…read moreof family names, holding a Real Estate license, who are currently employed by this broker, JP. At 220 licensed employees, I stopped counting. If you read the opening Web Site page, you will notice that Realty Concepts is a "Family Own Business". Wow, I have never seen such a large FAMILY with so many licensed Realtors in my life!! JP wants you to believe that they are all family. People, this is called deception at it's best. My wife and I contacted Realty Concepts because we were new to the area, did not know anything about country living, they had good reviews, and Cathie Jensen seemed like a very honest person. We were a little gun shy because we are both seniors, and people take advantage of seniors. (62 and 74) Looking for our retirement home, and laying out a big investment was a huge step for both of us. Our very first day with Cathie, she not only filled us with lies, but also committed fraud a get this purchase into escrow. Cathie was out of state on vacation, and never told us. Half way through the 35 day escrow, so many things were going wrong, manager Rick Tomasello took over the sale, because we refused to have Cathie represent us any further. This entire 35 day escrow, was a total disaster. We felt even Mr. Tomasello failed his responsibilities to us. Months after the close of escrow, we took our complaints to the Broker JP, hoping for some answers to our concerns about the sale. The management of Realty Concepts laughed at us during the conference meeting that JP had scheduled. After that, JP has turned his back to this issue, and has walked away. Professional?? I'm retired law enforcement for L.A., and I will continue to do my best to warn people, of the reckless and criminal people that plague society. Don't ever trust Realty Concepts of Fresno. We have lost thousands and thousands of dollars. This will go to court.

    Residential Bancorp - mortgagelenders - Updated June 2026

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