victor with JVM lending was so effective with his communication during the entire process of…read morepurchasing my first home. he ensured all of my questions were answered and was able to complete the closing process with a very quick turnaround and very competitive offers for lending options. highly recommend him and his team!

Working with JVM lending has been a real pleasure, and I cannot thank Victor Flynn and his team…read moreenough for assisting me in this process. This is the 2nd time I have used JVM, and they have provided top-notch service throughout. I would like to give a special call-out to Victor Flynn. In this 2nd time working with JVM, I told Victor that his speediness in my first transaction 3 1/2 years ago made me realize that he was "in like Flynn"--in that he was right on top of getting things moving from the very first day after I had contacted him regarding my mortgage needs. Victor's explanation of my various options this time around was presented in a totally clear manner, and he and his team were available to assist me at all times. I also really appreciate the fact that there was no pressure upon me, as I was not ready to get the move going for 6-9 months after my initial conversation with Victor this time around, and other than 1 or 2 check-in emails from him, there was absolutely no high sales pitch from them, and no "push" or fear tactics regarding the market. I highly recommend Victor and JVM team for anyone who is planning on selling and/or buying a home in the Bay Area. I have no hesitation in giving Victor and his team a 5-star recommendation.

Ellice and Brent are our one and only Go To for everything mortgage. It's been this way for more…read morethan 20 years now. We just closed on a purchase in a very hot and competitive market. They were consultative and helped us strategize on this transaction and we highly recommend them.

My husband and I have worked with Greg three times now for our refinances, and we wouldn't go…read moreanywhere else. Greg is a top-tier professional whose communication is always sharp and timely. Even when challenges arise that might stop other lenders, Greg consistently gets the job done. We trust him implicitly and will only refer our friends and family to him. If you want a seamless experience, Greg is your guy

Quoc at Golden 1 Credit Union was really amazing to work with. He was very informative about our…read moreoptions, the end-to-end process, and what benefits were available. He was right there with us every step of the way. He was always available to answer questions and proactive in keeping us informed. He made buying our new home quick and painless. Definitely one of the best mortgage experiences I've ever had!

Highly responsive. Informed. Helpful. Quoc was recommended…read moreto me by a coworker, and I'm glad I got a chance to work with him. He was so responsive at all times of the day and really helped me understand the process of buying a home. On top of the great rates, I felt confident with the advice and guidance he gave. The processing was slower than I hoped for, but he was able to talk me through it all. I definitely recommend giving him a call if you're looking for a home loan.

At this point, I've lost counted how many times we have used Mike and this team with our mortgage…read moreand refinance needs (four times? Five?) But all that speaks to is the main reason why we keep coming back to them: their thoroughness, communication and genuine sincerity to always get us exactly what we need every single time. We cannot recommend Mike and his crew at Bridgepoint any higher!

Bridgepoint Funding was phenomenal from start to finish. As first time homebuyers, buying our dream…read morehome felt like a huge milestone, and their team went above and beyond to make it happen. They were responsive, relentless, and truly had our back every step of the way. We couldn't have asked for a better team. Highly recommend!

I am so grateful for Moira Roberts at Cross Country Mortgage. She was extraordinarily helpful and…read morekind, during what was a very confusing, stressful process for me. I bought a condo and sold my house, and she was there every step of the way. Overall I had a great experience with them, always feeling like Team Hunter actually cared about what was going on. Thank you!

Would never use again. Customer service never has any answers and leaves you on hold until the line…read moredisconnects. Removes online payment option if applying for assistance, yet charges an extra fee to pay over the phone.

My husband and I have used Mike for our first home and the purchase of our 1st investment property…read more His reviews are all 5-star for a reason! He truly does go above and beyond for his clients!!! From beginning to end both my husband and I weren't used to all the attention! Any time we called with questions, Mike would call us personally to provide answers and walk us through everything to make sure we fully understood each element of the process. Especially as first-time investment property purchasers! It was scary but Mike really made the process feel effortless and was constantly going the extra mile for us! We felt like a priority during both loan processes and that's just the surface stuff! The knitty gritty? Mike knows his stuff and is willing to go to the ends of the earth to find you the best deal!! During our investment property purchase we were hoping for the best and interest rates were rising, and yet somehow, Mike still managed to magical unicorn an INCREDIBLE deal for us! I don't know how he does what he does - he pulled off two miracles and we still don't know how we got so lucky! We had a very challenging loan process with the seller and sellers agent being very difficult to work with and dragged the closing as long as possible. We were on a deadline and when the sellers/agent tried to drag the closing even longer, Mike worked with our Realtor, got another title company on board and got our loan closed within our deadline. Without going into detail Mike made the impossible happen. Truly. Mike has so much knowledge that he is so kind to share with you and throughout the process. He somehow managed to make what should be a really stressful time feel easy and make complete sense. Even when we had investment property questions he was incredibly knowledgeable and provided us with so much good advice. Most of all he was a great listener to all of our concerns, provided us with in-depth knowledge, and then fully supported whatever decision we came to. I will be recommending Mike to anyone looking for a loan ( you'd be lucky to have him on your side) to contact Mike. He makes magic happen and helps you understand it all! Trending now: #MiketheMagicalMortgageBroker

My husband and I used Mike Molina to buy our first home and were VERY pleased!…read moreWe received highly informative daily emails and videos explaining each day of our escrow. Mike was available by phone and email to answer any questions we had or to just check in on us. We were also impressed by Team Mike Molina, his crew of assistants, that helped with required paperwork, answering questions, or just following up on the loan process. They were very hard working and communicated effectively. We would DEFINITELY recommend using Mike Molina because he is reliable, friendly, thorough, upfront and VERY helpful when you are going through your whole loan process ( which can be very stressful). We finished our loan process earlier than scheduled and a week later he called to check in and gave us lots of helpful information about moving forward as new home owners. If you are looking for a loan, Mike at Citywide Home Loans is your guy. I could go on and on about Mike Molina but I will stop now cause this review is getting pretty long!

Michelle Paxton was knowledgeable, responsive, and made the process smooth. Highly recommend!read more

If you need a pre-approval for a purchase or a cash out refinance Michelle Paxton can do it all…read more Love working with her, she is personable, friendly & very knowledgeable. Thank you for your help Michelle.

We had an excellent experience working with Sonia Walia at Mechanics Bank. She was extremely clear,…read moreresponsive, and helpful throughout the loan process. We were able to close in just 10 days -- which speaks volumes about her efficiency and commitment. She secured a great rate for us and ensured there was no confusion at any step. Everything was handled seamlessly from start to finish. A special thank you to Tina Loo for managing all the paperwork so diligently and helping keep the process smooth and organized. We truly appreciate the teamwork and would highly recommend them!

We are first-time homebuyers, and so we approached the process with inexperience and apprehensions…read more However, in retrospect, we recognize that we worked with one of the most experienced and reputable professionals in the industry. The result? We got our dream home! It was closed in just 11 days, even with an appraisal contingency. Sonia might have set a new record there! In fact, our pre-qualification was getting processed when we had identified our dream home. From that moment on, things moved rapidly over the next 11 days, with everything meticulously planned and executed efficiently. Reflecting on those 11 days: - Provided us with the right financial advice on what could make it a winning offer. And it did! - Managed to provide the seller with enough confidence to take our offer, even with the appraisal contingency. Promised them that the appraisal would be done in 4 days, and the contingency would expire in 4 days regardless. Convincing to take an offer with appraisal contingency, unbelievable! And the appraisal was completed as promised! True professional. - Provided us with a very competitive rate compared to others. - On day 11, we got the keys to the house. And one more thing, Sonia is a no-nonsense, straight-talking person. We really appreciate her for that, and it made us trust her even more.

Jeanine is the best! There couldn't have been an easier, informative, or blissful home buying…read moreexperience. Me and my husband reached out to Jeanine because I had known she came highly recommended on Facebook by Solano County community pages over the past years and knew she would be our go to mortgage broker when the time came. Thankfully she was easy to book a phone call with, and we started the process right away. We knew nothing about the VA loan when we first started looking into home buying, but Jeanine was so well informed about it that she answered all of our questions with ease. There was never a time we reached out to her that she wasn't readily available via text or phone call, so we highly trusted her to get the job time quickly. Even after closing, she remained in touch and let us know to reach out to her any time with any questions. She really is there for you your whole homebuying experience and after. I highly recommend Jeanine to anyone and everyone!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

There's a reason Angelo and his team have 160 five star reviews (and counting). We worked with…read moreAngelo to find a SFH with some pretty specific requirements. Once we met him, we knew he'd be the perfect agent for our search given his decades of experience working in the Bay Area markets we were targeting. The best part of the whole experience is for us is that Angelo stayed in constant contact and was proactive with finding properties that met our somewhat strict requirements. Every day he would proactively send us new listings as soon as they came on the MLS, and he was instrumental in helping us write competitive offers on the few homes that we liked. In the end, with Angelo's guidance, we were able to beat out several other competing buyers to secure a home that checked all our boxes and was by far the nicest we'd come across in our months of searching. We feel incredibly lucky to have had him on our side from day 1 to the day we got the keys. I would (and will be) recommending to literally anyone who's looking to buy or sell property in the Bay to reach out to Angelo and his team first!

Angelo helped me sell my home in 2025. I feel like he really understood my goals and advocated them…read moreto the buyer and buyer's agent. He was dedicated to making sure I got the price that I wanted, and also stayed realistic to the market conditions at the time. Angelo is personable and incredibly hard working, and answered all my questions with great depth and detail. He was always available to talk on the phone which I greatly needed as a first time homebuyer. I never felt pressured to sell if I was uncomfortable with the offer. I would highly recommend Angelo to anyone looking to sell their home!