My husband and I feel so fortunate to have worked with David Poggioli at Rubin and Rosen. I will…read moretry to keep the review concise - but this experience has taught me the value of reaching out and trusting a public adjuster when dealing with a substantial insurance claim. Our 2 family in Park Slope suffered substantial water damage after freezing temperatures caused an uninsulated water pipe along an external wall to freeze and burst. We documented the damage with videos and photos and various receipts. Our insurance company first tried to dissuade me from filing the claim. They later did make an offer after inspections etc. However, after consulting with David we trusted him to manage the communications and negotiations. I sent him all my photos and receipts and was able to limit the time, worry, stress and interaction with our insurance company. And we ended up with approximately triple the amount that they initially offered us. The fee that we paid Rubin & Rosen was money well spent. Also, the renovation work took much longer than expected. We had a delay of 7 months waiting for DOB approval for the work in our home. The water damage led us to discover the home's wooden beam foundation needed to be removed and replaced with poured concrete foundation, etc. The insurance claim is usually paid out and liquidated within a 12 month period but with the DOB permit delay, the delay in construction because of stop work orders during Covid 19 in NY in 2020, and issues during construction, it took us over 12 months. David helped us throughout! He made sure we were able to claim the full amount. Also, his calm and rational approach to the property damage and managing the insurance claim turned a nightmare into something manageable. I had also received help and support from his colleague Beth -- I highly recommend their firm and these specific professionals!

Yelp review for Dave…read more In this day and age having insurance is a necessity, whether it's medical, auto, home, life insurance, etc., and one rarely gives it much thought beyond that. The expectation is generally that as long as one has insurance coverage, then you and/or your property are protected. And that is exactly how we viewed it, right up to the day that we actually needed to use our property insurance. That's when we realized just how convoluted the entire claims process can be. That unfortunate day came to our family one February morning when our house caught fire due to an accidental electrical shortage, the flames having engulfed not only our personal belongings, but also destroying significant portions of our long-lived home. We were, however, fortunate that no one in our family was harmed and that within 15 minutes the local firefighters were able to quickly control the fire. However, as it dawned on us that our home was covered in soot, drenched with water, and suffering from significant structural damage, feelings of loss and confusion began to overwhelm us. To say the least, we had no idea how to proceed over the coming days with beginning the process of restoration. This is when Dave from Rubin & Rosen Adjusters introduced himself and quickly became our guiding light through the entire claims process. His calm, professional, and confident demeanor provided much needed comfort and clarity during a time of immense confusion. He concisely explained his role in navigating the world of insurance claims and how we could most effectively determine the extent of the insurance company's liability. Things didn't always make sense at the time, but it was clear from the outset that this was someone who was actually on OUR side, representing us and our needs to the best of his abilities as we sought to reap the maximum benefits provided by the insurance that we had been diligently paying for over the years. During Dave's investigation, he helped us discover the reach and associating limits of our existing insurance coverage. Upon receiving an estimate for the damages from our insurance company, our immediate thoughts gravitated to why the number appeared so low, in our opinion. But thanks to Dave's expertise, he knew exactly how to probe the damages estimate and fight to get us the full claims benefits that we were entitled to. He was with us every step of the way, personally handling all claims matters, and would even drop by to visit us to ensure that things were proceeding smoothly. Now even more than a year later, Dave continues to speak on our behalf with continuing claims and support us every step of the way. Dave and his entire team have our utmost gratitude for their ongoing support, and it is our pleasure to recommend them to anyone who needs help navigating the murky waters of the insurance claims process and reaching a fair and equitable settlement.

You're in luck; you've stumbled onto a great tip when filing a homeowner's insurance claim, and…read moreI've got just the right person to send you to. I heard about claim adjusters when I saw broadcasts about Floridians' homes destroyed by flood and Texans' homes hit by tornadoes. I thought insurance adjusters only exist to represent the insurance companies, but I found out YOU can hire what's called a "Public Adjuster" to represent you to the insurance company and advocate on your behalf for the best possible outcome for the policy you have. You don't pay up front. It's like an injury attorney, they take a fee from what they collect for you. On YouTube you can watch public adjusters give lectures, to groups of people who've gone thru natural disasters, on the process of filing claims, but you can hire your very own. When you hire a public adjuster, they'll read your policy, contact the insurance adjuster and start negotiating with them on your behalf. You can get back to picking up the pieces. A public adjuster understands this and the legalese of these policies. I'll bet you don't even have the full copy of your policy. I didn't realize that I didn't have it either. Your insurance company will send you to a website for you to download it and when you delve into it, you'll realize how much help you need comprehending it. How can you debate or negotiate with the insurer if you don't know the benefits and mandatory requirements to gain a return? You don't have to go it alone and you will not find a more professional, competent, knowledgeable or capable person than Public Adjuster, Juliana Castro-CPAU. Go to her website and read for yourself. You won't find another Public Adjuster's site as informative or as clearly written as hers either. That's how she works. She takes the time to explain things and shows you how the process works. I am a very satisfied customer. She's been an absolute God send to our family when we had a homeowners sewer problem. If she can't help you, she'll tell you. What can it hurt to have a consultation? And Good luck.

From the owner: "Negotiation skills are key to reach the best settlement on your loss. Juliana Castro is certified…read morein Negotiation Mastery by Harvard Business School Online. We have helped over 1,800 homeowners and business owners resolve their claims fairly and equitably. We also assist clients who had their claim wrongfully denied. Call us for a free consultation (203)232-8088."

Kind, friendly and honest service!read more

Public adjusters with experience and knowledge. I have worked with them for a few years and have…read morenever experienced better service with expert knowledge. They make the hardest job easier and achieve superior results. They work hard on your behalf and do everything possible to get you the customer the best results. I strongly recommend them

Premium Adjusters helped me so much during my time of need. Having a fire was so scary but they…read morewere there to hold me by the hand and walk me through everything step by step. Tori was extremely patient with me and I appreciate all they did. I couldn't have gotten through this tough time without their help.

From the owner: In case of property loss, call us before you call your insurance company. We will handle all…read morestages of submitting your claims properly. What you say and how you perceive the loss is vital when reporting the claim. You may not be covered for certain perils or you may not be complying with the terms of your policy. Have an expert Premium Adjuster interpret your policy for you so that you have a better understanding of what you're entitled to or not.

Amazing company! They installed windows in three bedrooms and two bathrooms, a total of 10 windows…read more The installation was completed summer 2024. This afternoon, I called Mr. Carney to say one of the windows was not locking properly. He asked me to call the office and ask to see if someone could come out today. Rachel, who answered the phone, said Frank would be there about 230 PM. The time was 143 PM. Frank was here by 155 PM! So from my first call to when Frank got here was less than half an hour! I am just blown away!

Baybrook remodeled my bathroom, and I could not be happier with the quality and service! It was…read moreseamless in choosing tile, cabinetry, countertop, vanity and flooring with the help of their decorator; they had everything available and coordinated accordingly. The only issue I had was because the vinyl flooring was varied, it really would have been better if the flooring guy consulted with me before actually laying it! I wasn't happy with the way he did it. They came back to re-do it, but didn't coordinate when I would be home. It's better, but I should been consulted first. Overall, I'm very happy!