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    Sanjay Gupta & Associates

    5.0 (1 review)
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    Services - Sanjay Gupta & Associates

    Accountants

    Business loan

    Current year tax preparation and filing

    3 More Services

    Past year(s) tax preparation and filing

    Audit and conflict resolution support

    Tax planning

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    5 years ago

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    Bitty Advance

    Bitty Advance

    1.6
    (14 reviews)

    I submitted 2 deals as an experienced ISO, 51 years of age and 25 years of finance experience. I…read morecan train my 12 old daughter to have cases approved with their advance portal. It is the only one in the business that works. However, you need basic critical thinking skills and do not be lazy. Bitty turned down a file yesterday it originally approved. Then, I found out the UCC issue, submitted my explanation letter to Charlie and now a set of "human eyes" solved the problem. Charlie cut through the red tape and the case literally funded 10 minutes. I am elated. They have a trouble shooting hotline and walked me through the process. Bitty with their cutting edge portal alone will allow me to obtain solid approvals in 15 minutes provided I have 3 months of bank statements with all pages and a basic solid application.

    I am extremely disappointed with my experience with this company. During the loan process, we were…read morespecifically told that after making four weekly payments, we would be able to call and renegotiate the loan into monthly payments. This was a major factor in our decision to move forward. However, after making the required payments, we were informed that this was not possible. It feels like we were told what we wanted to hear in order to get us to sign the agreement, only to find out later that the promises made during the sales process were not honored. As a small business owner, I expect transparency, honesty, and clear communication. Unfortunately, that was not my experience. The lack of consistency between what we were told and what actually happened has left us feeling misled and frustrated. I strongly encourage anyone considering doing business with this company to get every promise in writing and carefully review all terms before signing any agreement. Communication was frustrating, and obtaining clear answers was much more difficult than it should have been. As a small business owner, I value honesty, transparency, and professionalism, and unfortunately, I did not feel that those standards were met. I invested a significant amount of time providing documentation and following their instructions, only to end up feeling misled and dissatisfied with the outcome. Based on my experience, I would encourage other business owners to ask detailed questions, carefully review all documents, and explore other lending options before making a decision. I would not use this company again.

    Xpress Loans 911

    Xpress Loans 911

    1.0
    (2 reviews)

    First, this scammer doesnt have physical office address (you will hear dogs barking in the…read morebackground). 2nd, their Sales Reps, Loan Openers & Underwriters are from the Philippines pretending to be locals in the US from different states. 3rd, they will do all their best for you to pay COMMITMENT FEE, then sooner is their so called ORIGINATION POINT amounting to 3% of the portion of your loan amount in w/c will just go directly in the scammer's individual pockets. So basically, these scammers will collect your money 1st, then collect your documents & send it to "legitimate investors (like ROC Capital, Capital 360, RCN, Insula Cap, Lima One, Tidal Loans, Equity Max, FCN or Loanstar)" pretending to be a broker. Once offer received from different legitimate investors (lenders), these scammers will pick the best one closest to the deal offered on the initial term sheet & soon discuss to you. And I heard our personal information like SSN, bank info, etc will be reused for all other illegal purposes. So be aware.

    I contacted Express Loans 911 after my local lender backed out of a deal due to being low on funds…read more Previously, I was working with a company who would not fund the deal as it was a Rural Property. When I contacted Express Loans 911 and spoke to Adriane he was very friendly and quickly connected me with Robert, an underwriter, due to the urgency of the closing date. During my discussion with both Adriane and Robert I expressively asked if they funded Rural properties. I was assured this would not be a problem as they fund these types of properties. Due to the timeframes I was asked to pay a fee of 1995.00 and was assured if they could not deliver on the loan the money would be refunded. The fee was paid in full. Skip forward a few days and I was contacted by Michael indicating the lender would not fund the loan due to it being a RURAL PROPERTY! However, they had a plan in which they would have the appraiser contact me and I was to ask him to label the property Suburban instead of Rural. The property, as I told them initially is clearly Rural and I refused to ask the appraiser to falsify this information. When I requested my refund I was told that it was my decision not to proceed and that there would not be a refund. My decision not to proceed was due to not requesting an appraiser to provide misleading information on a loan document. When I asked to speak with a manager Michael indicated that Roy would be calling me and to stay by my phone because they are busy. I stayed by my phone to only receive a text saying the manager was busy and would not be calling me. When they said at the beginning of the process that they worked like no other company I guess they were right.

    Sanjay Gupta & Associates - accountants - Updated July 2026

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