This bank is THE ABSOLUTE WORST! I was ALWAYS having problems with their online/mobile banking, had to keep changing passwords, etc. I went in last week to close out my account since I've moved over to Security Service Federal Credit Union (which is night and day compared to this bank), and they still can't get their shit together and close the frkn account. They're giving me some BS about how they can't seem to close out the bill pay for my account and that's why it hasn't been able to be closed out completely. In that time, two automatic drafts that have since been charged went through, and now they want me to pay for the overdraft charges. If the account doesn't have any funds, how the hell are these charges going through??? I've called numerous times, only to be left on hold for at least 15-20 minutes so they can give me the same song and dance. They keep apologizing and telling me that they're just waiting for accounting to do God knows what and blah blah blah. We'll call you today to keep you updated on what's happening. I'm glad I'm not holding my breath because I'd be a goner by now. If you're thinking about opening an account here, please reconsider that idea. I recommend SSFCU to anyone that asks me. SSFCU rates on loans and home loans, refinance are way better than sffcu. Plus you don't get charged closing costs at SSFCU. You can even deposit checks through your phone. That still isn't an available feature with security first. Their website and mobile banking just DO NOT cut it compared to SSFCU. And you don't get charged anything when you use Stripes ATM with SSFCU. When I first opened my account with sffcu they told me there wouldn't be any surcharges for ATM use at Stripes. Well that was BS. You get charged by the store and another buck from ssfcu to use another ATM other than theirs. Save yourself the headache and go elsewhere. Let's see if they can finally get their shit together by tomorrow and close my account once and for all!!! read more