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    Seth Engebritson - State Farm Insurance Agent

    5.0 (2 reviews)
    Closed • 8:30 am - 5:00 pm

    Services - Seth Engebritson - State Farm Insurance Agent

    Life insurance

    Homeowner or property

    Car and truck insurance

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    Ask the Community - Seth Engebritson - State Farm Insurance Agent

    Lumico - Lumico Life Insurance Company offers insurance products that help protect what's most important --  you and your family.

    Lumico

    (5 reviews)

    Back in 2019, I purchased 3 Life Insurance Policies with NGL. They were great and they did pay out…read moreone of my policies back in 2021. Then, at some point, I received mailings from NGL that one of my policies was taken over by Lumico; and the other one went elsewhere. While dealing with Lumico, they were fantastic! I had automatic deductions that kept on going and sometimes, I would go online and pay about two or three months in advance, notifying them on the months I would do that. No problems there. Then, in 2024, I had to file a claim on a loved one covered with Lumico from NGL; and I stayed in communications with them due to the pushiness of the Funeral Home who was officiating his services. Well, Lumico never lost their cool and kept very calm and respectful with me and with the Lending Company who was advancing the funding to the Funeral Home and needed to verify the Life Insurance Policy on my loved one. We were on a three way call and I heard everything. Lumico works through policies and procedures protocols and I understood that. While no guarantees of payment was stated to the Funding Company, the Policy in Force that was still Effective, had been verified; and around a full month I believe it was, LUMICO CAME THROUGH and Released every Dime on the Life Insurance Policy Amount for my loved one. After paying off the Lending Company, I received the full amount remaining. In all due Respect for LUMICO, all I can Sincerely say is: Thank You from the bottom of my heart for being there for me and my family when it was time. You did come through and you released every single dime! The Funeral Home was Happy and me and my Family felt soooo very blessed behind our pain and grieving. You all did perform in such an Honorable manner and for this, I am eternally grateful that NGL had trusted you all enough to allow you all to take over my loved one's Life Insurance Policy. May GOD ALMIGHTY Continue to Richly Bless LUMICO, is my sincerest Prayers in JESUS CHRIST Dutiful and Loving Name. Amen!

    I am trying to pay my premium online how can I do that? I'm…read moreunhappy about paying and no one to help me.

    Assurity Life Insurance Company - Assurity Life Insurance Company

    Assurity Life Insurance Company

    (4 reviews)

    Octavio Cortez is one of the worst customer service agents I've worked with. Octavio could not…read moreprovide us with any concrete answers; he made no effort to help us find a solution to our dilemma. Flaunting his 13 years experience in the industry only made the matter worse. I'd like to believe that someone with 13 years of experience with anything had some sort of handle on the subject matter. I guess the Imperial Valley has that effect of people. I highly recommend AIG or Pacific Life over Assurity Insurance, and definitely would NOT utilize the services of Belellano Insurance Services

    *Update: I reached out to an insurance broker I was working with and they finally got the attention…read moreof Assurity. After talking with their underwriting team and jumping through all the hoops they gave me to jump through (specifically proving those severe health accusations I mentioned earlier were false, and also needed me to show 12 months of stability in certain areas, which I've never had to do with any other insurance company) they wrote back to me yesterday and informed me they now need 24 months of stability in order to consider giving me a normal benefit, and sent me a graded benefit package that was high-priced with less than half the benefit I was looking for. And to my understanding, they gave me that option under the condition I give them health records along the way for the next couple years. I get that you need to be careful, but you gave a customer an expectation to meet in order to get insurance from you and then changed it on them once they gave you what you originally requested. That is not keeping your word. This has been such a stressful 6 months for me and I would not have applied had I known. Now there's a black mark on my health record that is false but I can't change it. I'm going to go with someone local who has already accepted me for a better benefit at a lower cost. I've written a few hundred reviews on Yelp and this is regrettably my least favorite business experience I've had. I would be happy to update my rating/review if anyone from Assurity would be willing to reach out and help. Until then, I would highly recommend looking elsewhere for your insurance needs.*

    James L. Brown Agency Inc American Family Insurance

    James L. Brown Agency Inc American Family Insurance

    (3 reviews)

    I had what I thought was good experience from James Brown for years. Then I found much cheaper car…read moreand house rates with Progressive (and when they kept jacking up the rates, later esurance). But I kept life insurance with him because it was Term Life and if I switched, I'd have to renew the term. Problem is, they kept calling me multiple times a year, using Christmas and my birthday as an excuse, as well as once or twice besides that, to keep hawking products. I tried asking them to stop calling me, they said they would, but didn't. Then when I complained again and hung up on the person, James Brown himself called me back, his voice quivering in anger, telling me I should never swear at his staff, that it was unprofessional, that he wouldn't have it, and that he didn't want my business. I tried telling him twice that I didn't swear, but he talked over me, repeated his message, and hung up. THAT was unprofessional! The relationship started out good, but now it feels like all I get out of it is a phone spammer I can't make go away, and who gets in my face when I TRY to make them go away. Definitely switching my Term Life, even if it costs more, and I've blocked them on my iPhone.

    If you want your insurance to be with American Family, I recommend you go see Lon Hollibaugh, LUTCF…read moreon 47th. Huntington Ave! He has a much friendlier disposition and his staff is much more pleasant and helpful! You pay for them to help you during difficult times, and that is just what Lon has already done for me, in the short month, that I have been with his office! AND DEVON T. the same happened to me at James Browns office and I don't even swear! I think zanax is needed in that office! I was only at that office, because I was with a really nice lady before him named Melissa Wheeler, who I really miss!

    Seth Engebritson - State Farm Insurance Agent - lifeinsurance - Updated September 2026

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