You will always have a great experience with the financial services from this financial establishment. (SHIELD FINANCIAL) Randy, always acts in the best interest concerning our financial needs. My wife and I have been fortunate to have found Randy about ten years ago. He always communicates with my wife and I clearly and often, always in an easy and friendly manner. Randy is very trustworthy and professional. Randy and his professional staff always answers our emails and questions in a timey manner. His advice on our financial needs are a great help. Randy does have one main concern, If we ever run into a financial situation we should always check with him to make sure we are making the right decision. Randy is not only a true professional he has also became a good friend. read more

Shield Financial and Insurance Services - Insurance Near Me - San Ramon, California

First, I only gain gratification of sharing my experience with others that are looking for a trusted Fiduciary Advisor. Bottom line, would I go with Shield Financial and Insurance Services again? Definitely! In March 2022 we attended a Shield Financial and Insurance Services Financial Survival Workshop presented by Randy. Every topic on the invitation was presented in an educational way versus a sales pitch like many of the other invitations we attended. No specific investment and/or insurance products were solicited. We were not pressured to make any decision that day. Instead, Randy informed the attendees that they can call him to attend the six 1-hour individual sessions with him to go over further into what he presented today and handed out a card for attendees to select what financial information they would like to discuss with no obligations. We attended the four 1 1/2-hours individual sessions that were presented educationally and informatively, and each session Randy concluded by asking if we were interested in meeting for the next session with. Each session has a purpose: 1. Inventory - Review your situation to determine if Shield Financial and Insurance Services can help you, if so, give you a high-level picture of the direction Randy recommends, and to see if you like that direction. If you want Randy's help, he'll schedule the next 3 meetings. 2. Education - Make sure you understand the mechanics, the rules, the good, the bad, and the ugly of what is being discussed so you can make an informed decision. 3. Creating the plan - Once the plan is to your liking, you'll take the plan home with you so you can let the plan marinade. 4. Adjust the plan - See if you have any changes you'd like to make to the plan. Once you like the plan, then we're ready to implement the plan. In none of the sessions Randy made no sales pitch to come on board, nor did we feel any sales pressure. The sessions were held as he described they "would be educational and informative". Upon the conclusion of the fourth session Randy informed us we did not need to decide that day to become clients, but instead for us to call him. We took several days to discuss our decision with ourselves and did some research on information presented in the sessions. During this time, Randy held true to his words "to call him" and did not desperately call us with a sales pitch like we received from several past presentations. We scheduled a meeting with Randy to review our financial portfolios since Randy was consistent in being a fiduciary vs a financial advisor. What we really liked about the review: 1. Randy never recommended selling one of our existing investments for an investment he offered. So many others went right to "balancing" my portfolio. 2. Randy presented investment options based on the information that we provided him and again with no need to decide right there and then. 3. Randy directly answered our questions and instead of a reply that did not answer the question. 4. Randy informed us that depending on the meeting we have the option of a phone call, video/zoom call, or meeting in person. We decided to "balance" our portfolios and go with Randy as our fiduciary. In July 2024 we received an e-mail from Shield Financial and Insurance Services regarding an investment opportunity before the Federal Reserve announced interest rates became effective. The e-mail included a video of Randy presenting an overview of the investment opportunity. If interested, there was a link to watch the second video that provided detailed information to make an informed decision. We thought this was a great effective and efficient approach in informing all Shield Financial and Insurance Services clients instead of the time-consuming effort of calling each client and repeating the same information. And with this approach all clients were presented with the same information. We decided to invest in this very limited time opportunity due to when the Federal Reserve announced cutting the interest rates. We were very happy and thankful for the effort the Shield Financial and Insurance Services team made in working long days to process our paperwork with the paperwork for those interested clients to be invested in this opportunity. We are happy with our decision to go with the Shield Financial and Insurance Services team because they are professional, friendly, and return calls in a timely manner. If you receive an invitation to attend a Shield Financial and Insurance Services Financial Survival Workshop do not hesitate to accept because they do fill up quickly. The time is well spent. In fact, why wait call Shield Financial and Insurance Services today. read more

I've been a client since 2012 and continue to enjoy the business relationship that we have established. Randy has helped me manage the investment of income proceeding from the sale of rental real estate and has spent the time necessary to explain several options. Randy is patient with my lack of understanding of finance and investing and has never made me feel foolish. My chief concerns were safety of my principal and an income stream for life. I am very satisfied, having seen this play out to my satisfaction over the past several years. In addition Randy's staff have been a pleasure to work with as well. They are knowledgeable, ready to assist, prompt to respond or reply to any and every question, and patient when I don't remember details. And finally, Randy strives to educate his clientele as to new investment products, gives us new information, and provides opportunities to just enjoy knowing we're not alone. (In other words little informative get togethers). I have referred others to Shield Financial in the past and will continue to do so in the future. read more

I've been doing business with Shield Financial for many years and am very pleased with the growth of my investments. Many thanks to Randy and his staff for their personal service! read more

This review is a long time coming.....after meeting with Randy Watson for my yearly portfolio review, I realized that a Yelp review was in order. I have been a client of Randy's for some years now and although I have shared verbally my praises with friends and family I have been neglectful in sharing my thoughts with the general public. Randy and his staff take a personal approach in managing his clients' investments. He Is knowledgeable in market trends and will tweak plans to help me stay true to my financial objectives. Totally professional, he communicates clearly and in layman terms when answering my questions or concerns. I have experienced no up selling with Randy..quite the opposite..he delivers facts and numbers while breaking down more complex concepts into something easily understood, I have found him to be extremely ethical and a pleasure to work with in protecting and growing my assets. Randy's staff responds quickly to my inquires and the follow up has been impeccable. I have no reservations in recommending Shield Financial as I am a very pleased client. read more

I would like to give you a little background as to why I chose Randy Watson in the planning of our retirement investments. I was at a loss when my previous financial advisor suddenly passed and was very skeptical in finding someone that we could truly trust. My wife and I received an invitation to a seminar given by Randy Watson and found it very promising. Randy Watson intrigued us with his strong devotion in protecting retirees and their monies. After several meetings, it was an easy decision to invest with his firm! We highly recommend Shield Financial and suggest that if anyone looking for a financial advisor should attend one of Randy's seminars. The staff that Randy has working for him are incredibly professional and warm!! read more

Great services for my financial needs & excellent staff to attend to my financial needs both here & abroad.Staff caters to my needs in a very unique fashion suited to my urgent needs as well as long term. Very recommendable & timely to act & meet my insurance needs. read more

I have debated for more than a year about doing this. Considered filing complaints with Randy's professional associations but finally decided to go with: Let The Buyer Beware. Last year I became interested in an investment product he was introducing and decided to transfer almost $700,000 into one of those accounts. In early March I signed what I believed to be all of the paperwork to open and fund the account. Long story short 2 1/2 months later the money had been withdrawn from my original account and was sitting in limbo not doing anything because per Randy there was always one more paper to sign. No one in his office was tracking my funds to see that things were on course to get the transaction done even after there was recognition that it wasn't going well. In early June I ran out of patience and decided I could not work with him. 3 months of time and effort on my part with nothing to show for it except endless frustration and a loss of earnings on almost $700k. You decide if you want to take a chance with this firm. read more

When it comes to picking a financial advisor, there is probably nothing more important than trust. Randy has proven to me that he can be trusted with personal financial details, which I don't say lightly. His staff is super easy to work with and incredibly responsive to any issues that arise. And it is very clear to me that he puts the client's needs above his own needs. I definitely would recommend Randy to anyone needing a financial advisor. read more

Randy Watson helped us navigate the minefield of retirement planning and we feel very comfortable with our choices. Wealth preservation (big or small) is their specialty and retirement plan options are explained carefully and thoroughly with no pressure. An excellent group to assist in setting up retirement plans and for on-going support. read more