Have been super stressed over debt. Called Money Mentors at the suggestion of a friend (and after…read moreperusing MM's inviting/hopeful site). I very briefly descriped my financial difficulties to the woman who answered, ending with a slightly desperate "I don't see a way out of my debt." She was silent. Then crisply replied, noticeably annoyed, "You'll have to book an appt. with a counselor". Hmm....not friendly or approachable. Was embarrassed already, just calling. Now felt doubly so. Said I'd think about it. I've thought about it. Will look elsewhere for credit counseling.

I'm probably not who Money Mentors is really targeting, so perhaps my review isn't worth much…read more I went in to discuss paying down my credit card debt. I'm still at a point where I am well able to pay off my debt if I apply myself to it, but my issue is that I tend to think 'I've been doing so well paying my cards off, I can make one small purchase...' and before I know it, I'm back where I started. So I went to Money Mentors with the goal of discussing my situation, discussing ways that I could be more accountable and ways to avoid using my credit cards. My complaint with the service is that it is purely financial focused. When I asked for advice of ways not to use my credit cards, it basically boiled down to 'Don't use them.' I asked if there was a way I could be set up with an accountability buddy (e.g: someone to do a monthly check in with, so that I would be accountable in my spending) my counsellor suggested I look for an app that had that. While I am sure there are many people who come to Money Mentors who just genuinely don't know anything about finances and can be put on the straight and narrow with some sound financial advice, I think that a lot of people wind up in debt because of the psychological and emotional components that come with spending, keeping up with the Jones, etc. I would like to see Money Mentors focus on those areas as well, as I think that overspending is often a symptom of underlying issues. So, Money Mentors is great if you genuinely know nothing about money, but if you're someone who knows about good financial management but for whatever reason can't make yourself financially responsible, I wouldn't recommend them unless you're seeking to enter the Orderly Payment of Debts plan.

I was trying to buy new house and then decided to get a resale (the term they use for a non-new…read morehouse). Their rates for new houses that is being built by them is UNBEATABLE for sure. Anyhow, later I decided not to built a new home but buy one I saw through CIR realty. They told me that we do mortgages as brokers for everyone. The rate I got through them is UNBEATABLE and even when I was checking the same bank website they didn't publish this rate. THEY SAVED ME THOUSANDS. Thank you MARK COUTTS!