Had the pleasure of using Braeden Dillon as my loan officer for my first home purchase! Braeden and team were amazing to work with very knowledgeable and explain the whole process! They got me closed within a couple weeks and before the new year! Will definately be using him in the future and highly recommend them! He got me a great deal and I ended up putting down less than expected and was just an all around great and easy experience! Thank you team Braeden!!! read more

Professional, timely, and very responsive! My initial loan application was through the builder's recommended loan office (in Arizona)... the timeline to close on the house shifted 5 months early and we were given 30 days to close. The builder's loan office knew this information, but was unresponsive and didn't call me back for over 72 hours. I was a nervous wreck... Contacted Mary and her team. Explained the situation and they took over. The entire team at Summit Funding was very responsive, respectful, and patient. Their web based program was easy to use and uploading and signing documents were a breeze. They send update emails with videos explaining where we were in the process and what to expect next.. very nice touch. Summit Funding helped me clear to close on the house in less than 25 days. Many people have told me that buying a house is the most stressful thing they have ever done... I think that's because they didn't have Summit Funding in their corner! Absolutely remarkable and they have earned my highest recommendation! read more

Team Massa helped my husband and I buy our first home. They are very responsive! I appreciated Mark's attention to what we were looking for in a home loan. He asked what was most important to us, and gave his recommendations for saving money in the long run. He was honest about the market rates, which saved us a lot too. We were able to lock in our rate before they skyrocketed. As first time buyers, it's a tricky field to navigate, but Mark and his team really went above and beyond. We purchased our home from family, without a realtor, because Mark's team took over a lot of the extras. This saved everyone literally thousands of dollars! I also appreciated how quickly it all went and our paperwork was so organized by them. The team even sent our children gifts congratulating them on a home! Even months later, my husband emailed Mark for help to keep track of our home value. Mark promptly replied and helped. Highly recommend this team and Mark! He is a high energy person, and will genuinely be so excited to help you buy a home! read more

This lending team was phenomenal! I bought my first ever home with them and even was able to close in 21 days instead of 30! John King and his team guided me through the loan process with precision and swiftness. I will happily choose them for another home purchase or refinancing in the future. There is a reason why John King is in the top 1% of the lending industry. Do yourself a favor when it comes to making one of the biggest purchases in your life and choose Summit Funding. They will get you through it and you will never regret having them on your team! read more

Team Dylan was fabulous!!! I could not of dealt with a better more professional company to purchase my home through!!!

Team Massa has been absolutely phenomenal to work with in getting my home loan. There were some unexpected obstacles that they were able to rapidly overcome to make my home purchase dream become a reality. I would highly recommend them, and I already have, to anyone that is purchasing a home. I cannot thank them enough !!! read more

Mike Marcos and his team made my home refinancing experience easy to understand and to complete. Mike was always promptly responding to my calls and answered any questions I had. Great job! I will be recommending him to my co-workers, friends, and family. read more

Summit funding did very good job with my Refi, and I would definitely recommend them to anyone who is looking to Refi or purchase a home!!! Mark and Darlene were great and it was a smooth transaction. read more

Over a year ago, I was frustrated by our home and mortgage situation. Like so many others, we owed too much on our home, had an outrageous interest rate and was outgrowing the bedrooms quickly. I was expecting our second child and out of nothing but interest one day I searched real estate for my "dream" home. One of the first homes that poped up was a shortsale property, 3 bedroom home, 5 acres and a swimming pool. I immediately jumped into the car and drove 10 minutes down the highway, and up the driveway. Opening the gate I knew in my heart, in my soul that this was it, our future home. It was in horrible condition, leaking roof, rats running around inside the windows. The pool was green and bubbling and the 80ft redwood trees were browning. But how, how could we possibly get into this home when we cannot sell our current, we have only one income and much of the time my husband is between jobs. Out of curiosity I called the listing agent to ask about the price. We talked breifly, and the most valuable thing I obtained from that conversation was the phone number of Mary Frink from Summit Funding. Dreaming, I put my daughter down for her nap and immediately dialed Mary's number. Within all of about 20 minutes, Mary was confident that she could get us into that home. It was a long road, we placed many offers and lost 3 of them while working with shady real estate agents and higher bidders. All the while Mary was calling weekly, checking in via email and staying current with our situation so that if by some chance we had another shot at our dream home, she was ready move quickly. She remained positive but reminded me everything happens for a reason, if it's meant to be it will be. One day I drove by our dream home and noticed it had been months but still nobody had moved in. I called the agent one last time to check, she turned me down and abrubtly just said, "sold". A week later I wrote her one last time giving her a new offer price begging her to dig deeper. She called back and said the loan of the buyer fell through, we had another chance! Mary picked up the phone with half a ring and was elated, because of her diligence we were prepared to make an offer and close quickly. We placed our offer, won the bid and moved into our home a month later. Mary impressed me on so many levels it's difficult to put into words. She is professional, stern when neccessary, friendly, honest and above all else...knowledgable. She never made promises she couldnt keep, and yet all the promises she did make, were rock solid! Honestly Mary was working at times as both my real estate agent and my mortgage broker. She just wanted to make it happen and she did. She was a human with dedication, not just a sales person looking for a paycheck, she was invested in our dreams alongside us. We found amazing tenants for our previous home and couldnt be happier to be a homeowner of two homes in this economy. Thank you Mary, you are one of a kind and we only hope that you are recognized for your skills amongst your company and your peers. I wouldnt reccomend anyone else, hands down you rock! read more

Mark has been a professional, proficient and informed lender to work with. He has closed several loans for my buyers. The most recent closings were two flips that were closed within 30 days. I enjoy working with Mark and referring him to my buyers and other agents as well. read more