Our relationship with Sunset Lending & Realty began by pure chance -- we walked into an open house and met Jaclene. From the moment she greeted us, it felt like we had known her for years. She was warm, kind, and genuinely invested in us as people, not just potential clients. We were instantly hooked. She set us up on OneHome and the listings began pouring in -- but there was one major problem: we had no idea what we could afford. No pre-approval, no approval, nothing. Without hesitation, Jaclene said, "We do that too!" Enter Thomas. Thomas has the patience of a saint -- no exaggeration. He sat with us, listened to every detail, gathered our information, ran the numbers (without even touching our credit!), and suddenly -- we had a number. A beginning. A direction. Then...life happened. A natural disaster. A major family health setback. Most people in real estate would have moved on -- but not this team. Jaclene stayed with us for months, checking in, encouraging us, waiting until we were ready again. And once Thomas entered the picture, there was absolutely no letting go. Their loyalty earned ours. For years, our family has had a longtime realtor -- we are fiercely loyal. But when we met Thomas and Jaclene, the game changed. Why? Because they listened. Thomas sat with us for hours. He never rushed us. Never pushed a sale. Never tried to sell us a home that wasn't right. In fact -- he fought for us every step of the way. He even steered us away from making offers that he knew we wouldn't be completely happy with in the long run. Instead of pushing a fast close, he protected us -- because he genuinely wanted us to love where we landed. As first-time homebuyers, we didn't know patience like his even existed in this industry. From financing to purchase -- Thomas handled everything. Loan, numbers, documents, negotiations -- a true one-stop shop that made what should have been a stressful process feel simple, supported, and surprisingly joyful. Brad also stepped in to help with the loan, and his guidance was just as incredible. Together, they walked us through every single step. He even got us credit from the seller -- on a home clearly and explicitly sold AS-IS. That alone should tell you everything. They are miracle workers who genuinely love what they do. Fast-forward -- we received the keys to our perfect home. The one that truly felt meant for us. And now...we already have separation anxiety because Thomas is officially family. He didn't send us off to do open-house hunting alone -- he met us whenever and wherever we needed, every single time his schedule allowed. From the bottom of our hearts -- thank you, Thomas, Jaclene, Brad, and the entire Sunset Lending & Realty team. You are rare gems. You gave us not only a house, but a home -- and an unforgettable experience without a single hiccup along the way. If you're reading this wondering whether or not this is YOUR team, keep in mind, this is the ONLY team you want in your corner. read more

thomas and brad did an awsome job on helping me to refinance my property. i am exteremely happy with thier service and communication as well as keeping me in the loop. thank you so much, i highly recommend them. read more

I have so much gratitude for the mysterious glitch in the Zillow matrix that connected me to Thomas. Upon reflection, I can say that being given the opportunity to work with him was pretty magical. I highly recommend it to anyone who is presented with the chance to do so. And here's why. Honesty and integrity are usually not the first two adjectives that come to mind when describing any real estate agent/broker, but they definitely are when it comes to Thomas. Those two traits are only magnified by both the passion he brings to his work and the pride he takes in doing the best job he possibly can for each and every client. Every. Single. Time. Thomas possesses an innate intuitive knowledge. He is an expert's expert in all thing's real estate. His almost eerily on-point instincts, and fearless confidence in trusting them demonstrates experience and expertise far beyond his years. I place a very high value on open, honest, and clear communication. This is just one of his superpowers. His kindness, compassion and empathy are another. Those two combined are what really makes him shine so brightly and noticeably distinguishes him from so many others in his field. Going above and beyond is just his baseline. My situation was a bit sensitive, and he stepped in and handled it with ease and grace. He is a truth teller, whether it was what I wanted to hear or not. Although always conveyed with sensitivity and awareness. He does not make promises unless he's absolutely sure he can deliver. And by the way.... He delivers 1000%! That's when he really gets to work. He was by my side throughout the dizzying process of a 10-day escrow, navigating the madness with ease. He kept me focused and on task. He and his team made sure all of my questions were answered efficiently and thoroughly. Advised and advocated for me and made friends with every single person along the way. Including me. You get all of that and he's really super fun to hang out with, total bonus. Usually, those two things don't go together. It's been several months since we closed and I moved in and he has never stopped showing up for me and that says more than anything I can about him, and the highest compliment I have to offer. That's just who he is. He's just an awesome guy. I am so happy that Thomas is now a part of my crazy, wonderful and ongoing story. Again, I say thank you to the magical glitch in the Zillow matrix that brought us together. read more

Brad reached out one day asking if I needed help with anything mortgage related. Given how low rates are, I've decided to check it out. I'm giving this review a 5 star because he so faithfully earned it. If i could give 10 stars i would. Brad was very focused on making sure that 1) I was ok and that everything made sense to me before we go down any path. And 2) he was very resourceful when it came to his professionalism and was able to offer different products and compare them for me on the scene. 3) he was very diligent and fast in moving things forward. All in all, the process was smooth and carefree, because Brad took it upon himself to free me of the burdens of most of this process. Highly! Highly! Recommend Brad to anyone looking for a mortgage. read more

Our financial situation is fairly complex but Thomas & Ara were very easy to work with and made the whole experience pleasant. If I need financing again I would surely re-visit SL&R. I definitely give them all the stars possible. Terry & Liz Mulligan read more

Working with Thomas has been a pleasure. I highly recommend him as an excellent agent. His work is professional and diligent. He takes the time to explain every detail and available whenever we need him, he is organized knowledgeable and guide us through each step, making sure we understood everything. Thomas, thank you very much read more

Ali Khan was a great loan officer to work with.. He took over a loan for my client/buyer while we were already 10 days into an escrow and he closed/funded the loan in just 20 days which put us closing right on time! He is very communicative, professional and knowledgeable! He gave the buyer/borrower a fantastic deal and saved him on the monthly payment! Thank you Ali for your assistance! read more

Smooth process, great troubleshooting and resolution and great communications. Ask for Brad Bostani!

I went shopping for a Mortgage loan because it was time for me to fix my loan, lower my payment and lower the years on my loan...I wanted to get the best deal and everything was perfect but I had a payment recorded late on a second mortgage I had paid off. Nobody else wanted to help me with that in my credit record. I had close to 700 credit score, no debt but my mortgages, and really good income. I had giving up looking buy it was until I talk to Brad at Sunset Mortgage. He assured me that they could help me with that issue and make me a new loan. I was skeptical but I gave him all my info and they did. I lower my loan to 30 years from 40, lower my interest rate from 4.5% to 2.99% and go $50k cash out loan. This was a year ago....today I close my second loan with them in less than 15 days from start to finish lower my interest to 2.93% with another $50k cash out loan. With this money I will be able to further my financial goal to obtain an investment property --a goal that I have been waiting for a long time...now I can make my dream come true thanks to Sunset...highly recommended ask for Brad read more

Best Lender EVER! Soo Professional, the entire staff is connected to your transaction! They were so fast and painless + I got the best rate ever. I would recommend them over and over and over again! read more

I went to Sunset Lending after being solicited by one of their professional staff Ari. I had been turned down by 3 other lenders. Thomas Bennett was handling my loan and I could not have hoped for someone better. He was a God send when I was in a very pivotal point in my life financially. When we first spoke over the phone I explained my circumstances and he said don't worry I'll get you a loan through. I can do it. It took a little extra time due to my unusual situation but he came through for me. I was informed ALL the way and he was always there when I needed to talk with him. I won't go into the details of my loan but Thomas did what I never believed could have been done. I'm so happy Ari called me that day and so happy that Thomas worked so hard to help me. I you ever doubt what Sunset Lending and Realty and Thomas can do then you might pass up an opportunity to work with a very professional organization that can SAVE YOU MONEY. Thank you Thomas and staff. I can't say enough good things about my experience. I've already referred one of my family members to you and I'm waiting for a couple of things to happen and I'll hopefully be able to purchase a home through you. Thanks again all of you!!! read more

The staff at Sunset were outstanding. They were quick and through getting my home loan approved and funded as promised. In my case I have very complicated income tax and many property ownerships making the process complex. Thomas was fabulous as well as the rest of his crew. Couldn't ask for more! Bill Nelson read more

Tom B. of Sunset Lending called one day to discuss refinance options for my primary home and investment properties. He sounded very professional and earnest willing to assist finding a good program for my situation since I am an self-employed real estate person. The result was great even it had 2 weeks delay in the process than anticipated. It was because of changing the program and amount of loan not caused by others but by myself. Tom was patient and knowledgeable in the industry and did a great job for my case. I recommend him and his company to anyone who has mortgage borrowing need. read more

Thomas and his wonderful team worked very hard to get my refinance accomplished. Done deal! Very professional.