David Harrington was our broker at Western Reliance Funding Group. He worked with us, over a…read morevariety of offers, and two escrows throughout 2012 and early 2013. He was recommended to us by a friend who had recently purchased a house in Laguna Hills. We were looking for a house in Torrance/Lomita/Harbor City area. David Harrington is an incredible professional who knows mortgages like the back of his hand. Extremely communicative, prompt, and will do everything he can to make the process of buying a home as efficient as possible. David is very thorough and predictive, making sure he has all the correct paperwork to increase the chances of a streamlined underwriting process. Western Reliance Funding group is not only a broker, but the bank as well, so no messy back-and-forths between different companies or large, faceless departments. Although we were based in the Torrance area, the fact that he was in Laguna Hills made absolutely no difference - he could have just been down the road based on how well he communicates. As a quick comparative background, we had Western Finance Funding Group (WFFG) and JP Morgan Chase provide their own Good Faith Estimates, and WFFG was just as competitive (if not more so) than JP Morgan Chase with the additional benefit of extremely prompt communication (you have no idea how many times I left an unreturned message for our mortgage broker at JP Morgan Chase) and efficient. Granted, WFFG ended up selling our FHA loan to JP Morgan Chase after closing, but at least we didn't have to deal with them at the beginning (when you need one-on-one service and response times). All-in-all, David Harrington is on the top of my list of broker recommendations and have recommended him specifically on more than one occasion. You want your broker to be on your side (but be realistic about what you can and cannot afford) and to stay on top of things: David does this every step of the way with an amazing degree of tenacity. Please see my review for Eric Rook (our realtor) at Century 21 Amber, because the two of these guys working together is like a dream team for the home buyer. Thank you so much David!

The best of the best! Exceeded expectations throughout the entire process!…read more My experience was unbelievably pleasant and really appreciate how Tyler cares about client. He is your best friend and teacher so will keep you comfortable. Right before I reached out to Tyler, I was skeptical to any lender. It's because I had nightmares from a refinance process with another lender who avoided me once they locked me. Tyler was different. I reached out to him on Friday and asked questions over the weekend. He was very helpful. I opened escrows on Monday and we began the process. Tyler cared more and more about client the closer we get to the closing. He also willingly suggested many different options to quicken the process and benefit client. You just feel it when someone is on your side. It's that feeling. If you are looking for a lender, look no further. Tyler will take care of you.

Tyler provided exceptional service when my wife and I were shopping for a home loan! He even…read moreresponded within a few minutes when we emailed him on a Sunday night asking for rate quotes. Thank you for going above and beyond Tyler!

My wife and I just purchased our first home. Ralph Balo and his team did a fantastic job helping…read moreus with this, especially considering the many difficulties along the way (Short Sale, FHA, expedited escrow, a very difficult lender, and our toddler and baby coming along during the searching). Ralph was very helpful, patient, and understanding from the start of our search through the final close of escrow. I strongly recommend him for your future Real Estate needs.

I recently finished a cash-out refi with America's Moneyline and had an incredibly smooth and…read morepleasant experience - primarily due to my super awesome loan officer, MICHAEL SAADATI - who I truly can't say enough great things about. Having refinanced multiple times in the past, I know how stressful, and anxiety-ridden this entire process can be... back-and-forth emails, countless docs, phone calls, credit reports, all the while trying to make a deadline that only seems more impossible by the day. But fortunately for me, MICHAEL SAADATI was the consummate professional: extremely knowledgeable, very kind, and graciously willing to hold my hand, every step of the way. At no time did I ever feel like Michael was pressuring me, or trying to sell me something that he didn't believe in. In fact, at the very beginning of our correspondence, when rates were less than stellar, Michael suggested that I wait for a better deal rather than commit to something that he knew was less than ideal for me (even at the risk of losing me as a customer). What I most appreciate about Michael was his consistent responsiveness - even when he was unavailable to talk (and I would call him, often frantically, just about everyday), he would reach out immediately after. He never made me feel underappreciated, or that my business was less than significant, as many loan officers have in the past. On the contrary, Michael was unceasingly patient and understanding. I'm sure Michael deals with many clients simultaneously - as all loan officers do - but he never made me feel that way, not once. Everytime I spoke to Michael or asked him a question, or even went on about whatever, he recalled exactly the loan in question, and each time I had an inquiry about some minute detail, whether in the Disclosures or elsewhere, Michael would find the right answer for me. Even when I had a minor glitch with the home appraisal, Michael told me not to worry, that he would absolutely take care of things... like I said before, I can't say enough great things about my man, MICHAEL SAADATI. He's everything you'd want in a loan officer, and more. If you're looking for great rates from a no-nonsense company, pick AMERICA's MONEYLINE. And if you want stellar, top-notch, A+++ service, choose MICHAEL SAADATI as your loan officer. A true, legit 5-star professional who truly wants what's best for you.

I was introduced to the concept of wholesale mortages by a close friend who worked with America's…read moreMoneyline Inc on a number of mortgages. I don't know why I didn't think of looking for this sooner. I do the same for my personal auto and home insurance - so why not for mortgages? They are able to check rates with a number of lenders and find the best rate - but at the same time, are an excellent source of information about mortgages so that you don't feel like they are representing a bank. I worked with Patrick and he was fantastic. He is a work horse and always took my call to discuss current rates and options. I am confident in saying that they will get you the best rate available. The rate I was able to get was significantly lower both in the rate and in the credits available. My realtor was shocked, and immediately asked for their contact info to share with her future clients. You don't pay them anything - so there really isn't any reason not to try and see if they can help you - either with a mortgage or a refinance.

The Hardin Team bossed up and got the job done. This is the second time I've worked with Tim, Todd,…read moreand Taylor and their attention to detail and follow up are second to none. Tim and Todd were great at checking in with me periodically to check my temperature on re-financing, which made it a no-brainer when it was time to reach out to them. From our first conversation until close it was right around 30ish days - they got the job done at light speed. I highly recommend working with the Hardin Team, they are thorough, transparent, and they execute. For context - Tim and I worked together on my original mortgage at a previous lender, and just closed my refinance through Cardinal.

I am currently in the middle of a refinance and the communication with Tim Hardin started out…read moregreat. I was assigned a loan officer and have not spoken with him since my loan process started. I have been trying to contact them for over a week with no response. Starting to think this company is a scam. Today is 9/19/20 and I will update as things either progress or digress. But so far, not very happy. -Mark

I write very few reviews that receive five stars and I am very glad to be able to write one for…read moreLoan Action Mortgage Services (LAMS). When Chase could not close on time, they left me out in the cold and would NOT give a new close date to the sellers, the seller's agent, or my realtor. They totally dropped the ball and they're my bank! I literally went on the web and found Mark Hansen at LAMS by accident. He was able to give a true close date to the sellers and their agent and closed on time. WOW! 5 Stars to Mark for his solid, honest communication; 5 stars for his ability to pull it all together on-time; and 5 stars for making me a first-time HAPPY homebuyer. Thanks, Mark!

I would like to echo NewUser N's review…read more I have been receiving letters from Activus Home Loans for getting my mortgage refinanced. The letter is full of language and visual signs to trap the user into calling them for refinancing. But has a number of transparency issues (lots of bad details are pushed to footnote with small text). ...without reading the fine print it looked like my identity was stolen.

Julia R. Was definitely a breath of fresh air for me. I had many offers for refinancing my home…read morebut I put my ball in Julia's court and she delivered big time. She was very attentive and made herself available to answer any of my questions and to ease any of my concerns. My escrow closed within the time frame that I was given and I was very pleased with the end result.. I would strongly recommend this lady for any of your finance or re finance needs.

I have bought three (3) homes from Mark Thoburn and have worked with him as my only realtor since…read more2003. If I was just reviewing Mark on my home purchases, I would give him a full five stars, but that isn't the only aspect of me and my wife's relationship with Mark. First of all Mark is a great human being who is more interested in making sure you are achieving your life goals than simply making a commission. He always answers his phone, and in the rare case it goes to voicemail, he returns the call same day. Mark is patient and not pushy; we lived in our second home for 14 years before we were ready to upgrade. Mark was always there for us, ready when we were. He is ever ready with helpful advice that doesn't always pertain to home selling or purchasing. His salesmanship skills are second to none; we sold our second home through Mark so that we could buy our third home, and we listened to his advice. The home sold in 48 hours, while our neighbors houses are STILL for sale. Each of our homes was a stretch for us because of many different factors. Mark got this, and also got the fact that not everyone has a perfect home buying financial profile. Last but not least is Mark's wife Theresa who does all of the purchase paperwork and helps Mark put the deals together. 100% correct documentation that is delivered fast. What more could you ask for. Mark Thoburn is not only an excellent realtor, he is now a lifelong friend and I would never, ever buy or sell anything without him. Would give him 10 stars if I could.

As stressful as a home sale or purchase can be, it's amazing and comforting to have a really smart…read more and calming agent by your side that can get things done. I have used Mark to purchase and sale three times now, and I'm very very happy to give him 5 stars. He answers every call without making you feel like it's a bother. If your not sure of what is going on or the typical real estate lingo, he will patiently explain each detail and always offers options that will work. I still can't believe he sold our home, with an aggressive tactic, for a record breaking price, we'll over comps, in less than a week, with multiple offers.