I've been working with Dan (and his daughter) at Emerson Financial for five years, and they've been…read moreincredibly helpful. Dan advised me through the home-buying search then through the two-year wait to refinance. Dan consistently tracked market ups and downs, offering great advice on managing my loan and navigating the volatile market without losing my mind. He's not only friendly and incredibly smart, but he also provides just the right amount of detail without overwhelming me with financial jargon. His organized approach makes everything easy to understand, and I'm definitely looking forward to continuing our work together and recommending him to all of my friends.

Just got off the phone with Dan. Told him my situation, low credit score, let him know I had a…read moreoffer from a motgage company. He stayed on the phone with me for 10 minutes giving me financial advice and letting me know the loan quote I got from the other company was a good one. Thats honesty. Nothing to gain, but had no problem taking time out to give good financial advice. I will definitly refer Emerson Financial to my friends and family. Thank you Dan!

I had an amazing experience with Asad, he made sure the whole process is smooth and address all my…read morequestions. He was exceptional in giving the best rate and through out the process was thorough and detail oriented. To add, Asad was able to give me rates that no other lender could beat! I would highly recommend him for any of any lending needs.

We had an excellent experience working with Asad for our mortgage. From start to finish he was…read moreknowledgeable, responsive, and made the entire loan process very smooth. One thing that truly stood out was his support when our home appraisal came in below the contract price. Asad prepared a very strong reconsideration of value package with detailed comps and context about the competitive offer situation. Thanks to his effort, the reconsideration was accepted, which made a big difference in our financing. Throughout the process he was proactive, transparent, and always available to answer our questions. We really appreciated his guidance and would highly recommend him to anyone looking for a reliable mortgage lender.

Mike was exceptional to work with! I was in the process of finding a lender and was referred to him…read moreby my real estate agent. I had been in communication with separate lenders through big banks, but due to the pandemic, their guidelines made it almost impossible to find a reasonable loan. I was almost ready to give up on the home mortgage loan application process, but Mike made this process go by with ease! Mike was efficient and extremely quick to respond to all of my questions via email. He was very organized with his checklist of documents needed to start the application process. As soon as my documents were submitted, he was able to find a lender who offered me exactly what I was looking for. The entire process went by quickly, as he was able to close in record time: three weeks! As an added bonus, Mike even covered the lender fee! I was very lucky to have had such a great experience with Mike as my broker! If you're in the market for buying a home and need a broker, please do not hesitate to contact Mike at Ascend Mortgage!

Mike helped me finance my current home years ago and has also handled two refinances for me. His…read morecommitment to service has always been top tier and I can't recommend Ascend Mortgage enough. One thing that really stands out to me is the great communication throughout the entire process. Thank you Mike and staff, always a pleasure!

Some people may call him Carlos De La Fuente, but to me he put Pinnacle Mortgage on the map and…read morewill always be the G.O.A.T (Greatest of all times). He came recommended to me by a family member years before I was ready to buy a home, and out of his kindness and heart to give everyone a chance to purchase, he guided me toward what proved to be one of the most difficult but at the same time the most rewarding experiences of my life. Using his recommendations, I worked hard to do my best to get ready for the purchase and when it was time, Carlos went immediately into action and advocated for me at every turn. Though we had to go through the paces, he was kind enough to check on me daily and encourage me to keep going, and to let me know that it would be okay, and we would make it through and be victorious. I honestly believe that if it wasn't for Carlos, I would be looking at renting for many years to come, he helped me believe that I could do it and now I have. He is such a seasoned professional, he could tell me what could happen before it hit, so that I could prepare myself for the roller-coaster in this crazy market. We even had a very tight closing window working against us, but Carlos helped me hurdle over every obstacle. The only sad part in this whole experience is that I won't get to talk to Carlos every day. Carlos for me was more than a Senior Loan Consultant, he was like a brother to me, and I will be indebted to him for the rest of my life. If you are ready to purchase or thinking about making a purchase or a reverse mortgage, there is no one else to call, but Carlos De La Fuente, he truly is the Greatest of All Times!!!!

Pinnacle Mortgage exemplifies excellence. They show genuine care and concern while addressing my…read morefinancial needs. I had a great experience in addition to securing a good interest rate.

Wilson and his team at OWN made a stressful process feel easy. They were professional, kind, and…read moreknowledgeable from start to finish. From the first meeting I was impressed with Wilson's thoughtful approach, which was clearly driven by a strong mix of market data and years of industry experience. They far surpassed my expectations, and I would highly recommend Wilson and his team to anyone looking to buy or sell in the Bay Area. Also a big shoutout to Priscilla and Michele, who helped throughout the process and were amazing as well!

Wilson Leung and his amazing team at OWN, helped us with multiple properties within a Trust. He…read morewent above and beyond with his marketing efforts, communication and knowledge of the local real estate market. Wilson is a fabulous negotiator and when we received offers, he knew what was best for us to receive the highest possible offer. As another Real Estate professional in a different area, I recognize and appreciate someone with such professionalism and skill. Whenever I have clients looking to buy or sell in his area, he is the absolute first person I would ever reach out to and really trust to do take care of the clients and get them the best result. Thank you Wilson and team!

Ryan was incredibly knowledgeable and patient, got us an amazing rate (especially with these crazy…read moreinterest rates), and helped us understand a complex mortgage setup to get us the most savings possible for our situation. Ryan was extra helpful, even with our clumsy paperwork submissions, and always got back to me within a day. We had a pre-approval letter in hand within a day or two. I don't know that we could have found the deal that we did and closed so quickly with anyone else. I highly recommend him, especially if you're first-time homebuyers like we were.

My family and I are not in our beautiful new home today, if it weren't for Ryan Dang... it's that…read moresimple..., and we thank him ever time we get the chance. I've worked with many excellent mortgage professionals in the past both personally, as a homeowner, and professionally, as an insurance agent. My experience with Ryan couldn't be better. As previous stated by Yelpers, Ryan is super friendly, even-keeled, smart (University of Notre Dame grad with big 3 accounting background), very experienced, helpful & available, and as patient as they come. He was able to get us pre-qualified, help us establish our purchase budget and get us the absolute best rates and terms possible. We found the online technology WF is using to be very convenient for uploading the needed documents and keeping track of the process. In this ultra competitive real estate environment, you really need to have every edge possible when presenting an offer... The best, most well-connected Realtors and the best Mortgage professional. The home we bought was an end-of-year listing and the seller had to close very quickly for tax purposes. Because of Ryan's preparation, knowledge, relationship with his underwriters and his clout with the Realtors involved, our offer was eventually accepted over the others. Even when there was a brief counter-offer situation, I called Ryan with my concerns (in a panic) and he was able to calmly talk me off of the ledge. We were able to close in a very short period of time, even sooner than requested, and all of the parties involved were very happy. The rest is history. I know he's a busy guy due to his popularity in the professionals / family community, but he always made us feel like we were his only customers. I'm also pretty sure he doesn't need a Yelp but when you're that good to your customers, you're getting one from me anyway... and with that, a massive Thank You, again!

Rosemary Gee goes above and beyond! What a great broker. Myself and my family have used her. We…read morewouldnt go anywhere else. She is super efficient but also has the 'personal' touch. Really takes care of her clients in all ways (including getting the best rate) Thank you so much, Rosemary

Rosemary was one of two lenders recommended to us. After doing an initial screening of both…read morerecommended lenders, we knew right away that Rosemary was someone we wanted to work with. From the start, Rosemary was very responsive and provided us with a wealth of information. She knew her stuff and it was apparent. All our questions were answered directly and she never pushed us to make one decision over another. She gave us the facts and then gave us time to absorb the information while always being accessible for questions. Rosemary helped us through multiple offers and ultimately helped us find a loan option that worked best for us. We signed closing documents for our first home the same day we brought our newborn home from the hospital. We couldn't have done it without the support of Rosemary on our team. I highly recommend working with her for your mortgage needs!

First home buyer here! Jay has been absolutely helpful in our journey in home ownership, not just…read morethe securing mortgage part. He was my go to person for all things financial related to home ownership and he knew i could count on his honest advice. He always delivered the honest feedback regardless whether or not we'll end up with his services or not. He also did fair price and rates comparison with other providers and was always available to answer any questions or take those lengthy calls if needed. But not just that, he also offered the best rates in the town which always helps financially. 10/10 from us. I'd highly recommend working with him and his team!

Great job with our initial loan and refinances. Clear, proactive, professional, and helped educate…read moreus along the way.

My husband and I worked with Eileen last year on our first single family home purchase. Knowing we…read morewere up against the toughest housing market in the country, we were thankful to have Eileen on our team. We started the process with her in May of 2016. Eileen's communication was clear and concise, making the complex process as smooth as possible. She was also accessible and responsive at all times and had everything prepared when presenting offers. An offer was accepted in November of 2016 on a beautiful home we never thought we would own in the Bay Area. She quickly guided us through the closing process and the endless paperwork. Although stressful, it was seamless and quick under Eileen. Most impressive of all, she was able to secure our loan in under thirty days due to a demanding seller. I absolutely recommend Eileen as she goes above and beyond for you. She will be there at every step of the home buying process and was even present at our escrow signing! I would definitely work with her again.

I am BACK to continue to sing the praises of Eileen!! She is truly the best!! Eileen has been with…read moreme since Day 1 of my home buying, selling, and now looking to buy again and I could not feel any more comfortable or safe... This market has been so overwhelming and Eileen has really helped me to see exactly what I can manage---She is reliable and very responsive all the time--I sometimes feel like I just need to send her a note to calm my nerves. Eileen is an expert in her field and goes out of her way for her clients. I recommend her to everyone I know!

Getting loans for me has never been easy. I am a 1099 income producer with a dozen K-1's and REO's,…read morerestricted stock and a whole complicated financial mess to deal with. I reached out to a trusted friend who does small income investments and asked who he uses. Andy Block was his response. For my friend to be so clear in his response was a vote of confidence. Andy was great on the phone. I chose him over another recommendation that my broker had suggested. I have to be honest, I was a bit nervous when he said "go to my web site and click the apply now button". Andy allowed me to work through the 1,000 questions and documents required for a non-W2 income producer. He was solid. Thorough and got the deal done. I closed today, on time. Andy uses Flagstar Bank. They do the underwriting in-house so it saves time and creates efficiency. Terms were solid. And the points were 1/4 point less than originally estimated. All in all a solid banking experience. I've already referred Andy my realtor and my CPA.

Andy made what was a difficult loan to get possible, without his help we wouldn't have been able to…read moreget a very important home loan