David came as a recommendation from a very close friend and when we first met with him to pre-qualify he took the time and effort to go through our finances, and to provide us with a thorough analysis of what we could afford and what our different financing options were. We had also sought out the opinion of another mortgage broker, who was pushed by our local union. They never took the time to meet with us in person, nor review any documentation. In fact, after we advised him we were pre-qualified already through David that mortgage broker pre-qualified us based off of David's work. At that point, I realized that if this broker was going to be taking short cuts, I had little faith in his ability secure a mortgage for us.
Between Hurricane Sandy and the holidays, the banks were slow to respond with all the reappraisals going on. David was in constant contact with us, and always reassured us that everything will work out.
As first time homebuyers, David walked us through what at times appeared to be an extremely daunting process. I had heard so many horror stories of others who have gone through this process and were kept in the dark and were constantly stressed out, only having to find out their mortgage fell through or they had unforeseen circumstances arise at closing. I think people thought I was too laidback throughout the process. In reality, any time I had a concern, I'd call David, he was so informative and easygoing it gave me peace of mind and that is something you cannot put a price on. Working stressful jobs, we didn't need the extra anxiety and David took that pressure off our shoulders. I never needed to ask him to follow up on anything, he was always on top of the process, steps ahead of the banks and always anticipating the next move. David helped us get into our dream home and for that I am forever grateful. If we are ever in the market to purchase another home, or we know any friends that are looking, we will always recommend David. While other brokerages have to advertise on gimmicks to get clients, I will say this: David does business and gets referrals based on his reputation and in the mortgage business that is of utmost importance. David was upfront, honest, accessible and reassuring. Since purchasing a home is likely the largest and most important purchase families will make, it only makes sense to choose the right brokerage firm, and by that, I mean David and the Mortgage Outlet. I do not believe we'd be in our dream home without his help and guidance. We cannot thank you enough, we are so very happy. read more