We closed on our first home in late March 2026 after a months-long process that required navigating…read morea tight timeline, a complex condo approval, and significant financial stakes. Kevin Leibowitz at Grayton Mortgage was exceptional throughout. As first-time buyers, we came to this process with limited knowledge of how mortgages work. Kevin invested considerable time in telephone conversations where he walked us through the fundamentals -- how loan structures work, what the key figures mean, and how different decisions would affect our outcome at closing. He was never dismissive of our questions and consistently ensured we understood what we were agreeing to before moving forward. His value became most apparent on closing day itself. Kevin attended in person and conducted a line-by-line review of the final figures. He identified a duplicate charge of approximately $13,000 that had not been flagged by anyone else in the room, including our attorney. He challenged it directly, and it was removed. Without his presence and diligence that morning, we would have overpaid by a significant sum. Kevin is responsive, precise, and genuinely invested in his clients' outcomes. We would recommend him without reservation to anyone navigating a purchase in New York City.​​​​​​​​​​​​​​​​

Kevin was outstanding to work with as a first time home-buyer. Extremely thorough and well educated…read moreon the entire process. it was a very smooth experience. I would recommend to use him!

I highly recommend Rafael Reyes and the entire Loan Depot team. I've been working with Rafael for…read moreover two years and finally closed on our first home with a VA loan. We were under contract twice before but the deals fell through. Rafael has been very supportive and patient with us the entire time. He's always quick to respond, and check in to make sure everything is going okay. Loan Depot makes the entire process very easy as well. We couldn't be happier with the service, the rate we received and the fees we paid. We hope to be able to work with Rafael and Loan Depot again.

Had the unfortunate pleasure to work with a loan officer by the name of Llewellyn Tejada…read more After convincing me to participate in a hard pull of my credit, he told me he could not help me. This hard pull lowered my score by a few points and had a negligible effect on my credit score. I would never recommend him, for being inconsiderate and not knowledgeable enough to inform me that he could not help me before the hard inquiry. Shame on you!

My refi with Scott Valins / Scot capital group was a very good experience…read more I'm a small business owner and independent contractor, therefore, it is difficult to get financing. He help me out with these set backs and was able to get me my financing. I was also low-balled on my appraisal, he listened to me and took the time to research and fix that too (not sure what he did but it was effective). It was a great experience working with you Scott. Thank you!

I've sold and bought several homes and this was the worst mortgage broker/lender I've dealt with…read more The buyer used Go Rascal and UWM and ultimately fell through after multiple extensions were granted. Poor communication (will know in 20 minutes and no reply for several days after) and aside from all the normal pre approval they claimed to have, couldn't even give a closing date - nevermind actually close a deal in 3 months!

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

Cross Country Mortgage in Elk Grove Village IL Specifically the Rich Kimball Team (You Too Gunnar)!…read moreIs AMAZING every time I do business with them. I am a Realtor so, I do quite a bit of business with them. They are personable, efficient, accessible, and knowledgeable. If they don't know something whether it is about appraisals, taxes, etc. They will put you in contact with someone that DOES know. They will even listen when you need to vent! (smile) I saw all the 1 out of 5 star reviews on here for Cross Country. I think you just haven't come across the Rich Kimball Team Yet!

Refinanced in Summer 2025 and was told I would receive about $5,000 from escrow yet only was sent…read more$198. I let my broker know there must be an issue and he said he would look into it and never responded. I asked him multiple times by phone and by email and he could care less since he got paid. I then notified the company and no one has contacted me about the issue, so now I'm leaving reviews and looking into legal recourse. Do not trust what they say.

I worked with Michael Riemer at Guardhill for my primary home refinance. After talking to multiple…read morebanks and lenders, Mike offered the best rates in the market and worked with me seamlessly throughout the process. Mike and his team are very diligent and on top of things. The best part was the Mike himself called me and told me the rates had dropped and now I was going to get 1/8th reduction in the rate we had locked in, speaks volumes of his work ethic. All the paperwork was electronic which saved me a lot of time scanning and mailing documents. Mike was personally involved in every stage of the process and was always available to answer the phone or reply to emails, even outside working hours. Overall, I was very pleased with the whole process, it just took a little longer than anticipated but was well worth it. No hidden fees, always keeping the customers interest ahead. I would recommend Mike and his team to anyone looking to buy or refinance their existing home.

Could not be happier with my experience with Maryla and her team at Guardhill. I was worried about…read morea tight closing window, but Maryla helped move the process along as quickly and as painlessly as possible and I was able to get a mortgage commitment ahead of schedule. Being a first-time homeowner, I had many questions about the process but Maryla always responded extremely quickly and often outside of business hours. She did her best to keep my costs low and always let me know in advance of any expenditures I should expect. The customer service was top notch with Guardhill and I would definitely recommend them for your mortgage needs!

Barry was absolutely incredible to work with. He helped us close on our house in Denver in just 8…read moredays, which felt almost impossible going into the process. He was extremely responsive, clear in his communication, and on top of every detail from start to finish. Barry made a stressful situation feel smooth and manageable, and we always felt confident knowing he was handling things. If you're looking for someone who can move fast, problem solve, and truly advocate for you, Barry is the person you want on your team. Highly recommend.

Here's my experience - Loan Depot's systems are annoying to deal with, but if you hop on a phone…read morecall with Barry, he'll walk you through everything. Always happy to get on the phone and explain things to you before letting his assistants do the heavy lifting for the rest of the process. I didn't end up going with Loan Depot for my mortgage because I wasn't a fan of their systems. You can read more about it in my LD review - https://www.yelp.com/biz/loandepot-brooklyn-3?hrid=UzzIsL6Sk543xeyvoYXaFA

Danny Janashvili was an exceptional loan officer. He was hardworking, diligent and extremely…read moreknowledgeable about the entire home buying process from beginning to end. He was always available to answer questions both day and night. His rates were extremely competitive and the closing costs were fair. If you're buying a home he will do the right thing.

Great experience! My wife and I spoke with several lenders non of which we felt comfortable with…read moreuntil we met up with Paul Papoutsakis at Wells Fargo in Astoria. We finally felt at ease and back on track with our mortgage financing. Although our financial situation was a bit unique, Paul walked us through it all, step by step. A true professional, and served our needs. Definitely recommend calling him.