Specialties
The Mortgage Phoenix Group is a mortgage broker serving Rancho Cucamonga, the Inland Empire, and homebuyers throughout California. As a broker rather than a bank, we shop your file across a network of wholesale lenders and answer to you instead of one institution's rate sheet.
Our loan programs include FHA loans, VA loans for veterans and active-duty service members, jumbo home loans, conventional financing, first-time homebuyer programs, and refinancing, including cash-out refinance.
What separates us is mortgage planning. Every client begins with a 15-minute discovery consultation, then a straightforward online application, then a full planning session where we review your credit, income, and assets and present a strategy built around your goals. You will understand every number before you sign anything.
Our buyers also make offers holding complete underwriting approval, which strengthens your position against competing bids and helps many clients close escrow in roughly 21 days.
Founded in 2012 and served over 1000+ families, we work with buyers in Rancho Cucamonga, Ontario, Fontana, Upland, Chino, Riverside, and surrounding communities. Whether you are purchasing, refinancing, or planning for a home two years out, we will tell you exactly where you stand.
Call for a consultation with no pressure attached.
History
Established in 2012.
The Mortgage Phoenix Group rose from the ashes of the 2009 financial crisis. Founder Francisco Jara watched how families lost homes because they were not guided to think long term. In 2012 he opened as a mortgage brokerage in Rancho Cucamonga on the opposite premise: to structure every home loan around where a family stands today and where they intend to be in ten years.
That premise became the mortgage planning philosophy. Rather than quoting a rate and moving on, our certified mortgage planners run a full analysis of your credit, income, and assets, then build a strategy around your specific goals. Buyers head into escrow holding complete underwriting approval, which is why so many of our clients close in roughly 21 days.
More than a decade later, we have helped thousands of California families purchase and refinance through FHA, VA, jumbo, and conventional loans, and earned 120+ five-star reviews from people who came back to us for their second and third homes.
Meet the Business Owner: Francisco J.
Francisco Jara is a soul centered leader with an Economics degree. His personal mission is to put as many people on a path to prosperity by teaching them sound financial principles in managing their mortgage.