Absolutely nothing like a bank. Banks are not interested in the average Joe Schmoh At Horizon's,…read morethe people are very friendly and actually consider you to be a person

From the owner: Horizons Federal Credit Union is a member-owned, Binghamton-based financial institution with…read moreproducts and services to meet all your financial needs.

This site has a drive thru ATM about 0.3 miles away. It charges $3 per transaction if you're not…read moretheir client. Highly convenient location at the corner heading toward 17.

I made a deposit with cash which you need to provide a drivers license I did so. The teller then…read moreexplained to me that she would have to do an extra transaction for his account. It was my account and I am a female. She had my drivers license... which also states I am a female and matches the name on the account. I guess customer service is not there forte.

I was a customer of this bank 25+ years. Have a credit line of $12,500 associated with my bank…read moreaccount. I was the payroll clerk of the school districts of Maine Endwell and Deposit in Broome County at Boces in Endicott. During covid I lost my job. If people aren't getting paid, you don't need to pay people to pay them. Just a few partial payments on the M&T credit card until I got a new job and they closed the credit line with a $11,000 balance on it, & jacked my interest up as high as legally possible. Have a 4 year old girl to house and feed. Destroyed me. All lines of credit I had with 0 balances fell like dominoes. My credit rating went from 750 to 550 and even to this day my credit reflects as near 300% usage. Only one left standing Sears, a retail credit card with a line of $5,000. A card I've had 21+ years. Sad I can depend on a citibank retail credit card more than my own bank. Can't believe their slogan is "understanding what's important." Gotta be a joke. My only real mistake is not looking for a personal loan to pay off M&T as of yet and make sure they don't get 2 cents of mine again..

We have always had positive experiences with Paula for advice, home equity loans, and more…read more Citizens Bank is our "Go To" for banks.

Worst bank ever. My credit card got misplaced in Nyc. 3 hours away. I transferred my money to venmo…read morebut I couldn't see how much balance I had because the app never works. How can a banking app never work people need to use that daily to keep track of the money. It charged me a lot of money and I couldn't even disable it because it said use the app. I'm definitely transferring bank after this. I hope people stop using this shitty bank and they go out of business. Never use this bank

constantly declined debit card,, works great in Mexico,, but locally,, cannot use in sams, home…read moredepot,, walmart,, etc,,

From the owner: Offering a full line of services including savings, checking, auto loans, mortgages, home equity…read moreloans, student loans, personal loans, financial planning, online and mobile banking, and more. We strive to build relationships that accommodate every stage of life, lending the money that buys a vehicle, starts a business or makes home ownership a reality. Member-owned and committed to community, Visions Federal Credit Union proudly supports the financial needs of more than 175,000 across New York, Pennsylvania and New Jersey. We provide a safe place to keep and grow your earnings. A nonprofit founded in 1966, the organization's employees and leadership still believe in the principle of "people helping people." At Visions, it's not just the money that's there when you need it. We are.

I can't count how many times my Vision's checking account was compromised. Purchases were made…read morethat, I did not approve. I have issued so many new debit cards due to this. When my card was compromised, Visions charged me overdraft fees. Customer service SUCKS! If you have an account issue on a weekend they do not customer service. You have to wait until Monday. FVFCU!!!!!!!!!!!!!!!!!!!

Visions took care of me like family. I was with another CU in Ithaca for 23 years and "it" was…read moreantiquated compared to the services and Internet banking apps of Visions. In this financial environment I feel as safe as can be with Visions. I Love em. Jim Newfield NY

I have been a member of Visions Federal Credit Union since I was a teenager. I started out with a…read moreteen checking/savings account and have continued to be a member ever since. Besides my checking and savings account I also used Visions to finance a car loan. The car loan rates for members are competitive. The past few years Visions has continued to stay competitive with other credit unions and banks by offering great online and mobile services. I use their mobile app all the time to check my balance and make express deposits. Express deposit makes it so easy to deposit checks with just two pictures on your smartphone! This is a life saver for me since I live out of town but can continue to keep my membership/account with Visions. Most of the ATMs are equipped with a cash deposit option, which is nice because cash deposits are available in your account right away rather than having to wait. This particular branch of Visions is a newer construction and has 4 drive thru ATMS, one ATM in the atrium, and is very nice on the inside with the teller counter and other offices surrounding.

I have been a member with Visions since I was 17 years old (when IBM owned it). Over the years I…read morehave had multiple vehicle loans, personal loans and even a mortgage. All paid back to Visions BEFORE the final due date. One would think that having a relationship with a credit/banking institution for over a 25 year period would count for something...not so much with Visions. They (Visions) continue to use the make believe credit system for all their loans (remember folks, the three credit burrows provided triple A ratings to companys like AIG exactly (1) day before the economic collapse, brought on by the banking industry...AIG was bankrupt. The personal relationship with Visions is make believe...In fact Visions is advertising better rates on loans to non-members...but stick their long term clients (yes clients, Visions forgets they are the vendor and the members are the clients) with higher rates... all in time when Visions is experiencing nearly free money from the Untied States Government. I have reached a point where I just keep the accounts open with Visions due to closing them would hurt my make believe credit score (again folks, there is ZERO over-site on the credit reporting company's.) Steer clear of this terrible customer service company. Find a good local bank...you may pay a bit more in rates, but at least they respect something called loyalty and will work with you.