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    Tracy Fry

    5.0 (1 review)
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    Mortgage services

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    9 years ago

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    Jody Richards - Loan Factory

    Jody Richards - Loan Factory

    (3 reviews)

    As a realtor in Red Bluff, Ca, I have sent a few buyers to Jody and she went the extra mile to help…read morefirst time home buyers, explain the process and always answered questions and the phone. I have been a Realtor in California for over 20 plus years, her experience and understanding the process is always helpful a Lender that cares and the best loan that works for you. S. Long

    Early this year, I was a first time home homebuyer at the age of 60 years old. Always rented and…read morenever owned a home. I wanted to shop for a home that would allow me to bundle the house payments (mortgage payment, property tax, and home insurance) to be comparable with my rent of around $700. At the same time, I had to feel right in meeting the people that would play an important role in my home purchase because a large sum of my hard earned money savings was going to be spent. I had to feel right with how they treated me as well, because we will be working with each other for a long period of time in helping me purchase my first home. I was so happy and grateful that I met Jody Richards who was working for Banner Bank then, with the recommendation of Barbara Dancel of River City Realty in Red Bluff, California ( I highly recommend Barbara as well). Jody took the time to understand me as a person and presented me with a loan amount that I can use with Barbara my realtor to shop for a home that is priced within my means. I really respect someone who trys to know me first because I am a shy and quirky person and our business relationship throughout the ordeal of buying a home should be as if we are teammates and friends. I highly recommend Jody Richards at Commerce Home Mortgage located in Red Bluff, California. She is a person you can trust, feel really comfortable to work with, and will guide you informatively through the home mortgage loan process. Thanks Jody, your numero uno!

    Tracy Fry - mortgagebrokers - Updated June 2026

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