Rafael Garcia's expertise made the refinance of our home an easy process. Rafael and his team were…read morealways available for questions. I would definitely contact him again for any future home purchase or refinance needs.

From the owner: Our mission and passion has been to work with home buyers to fulfill the dream of home ownership,…read moreand to build lasting relationships that create value and stand the test of time. We make prompt decisions, have more flexibility and choice, and have an experienced and professional team. Add that to our quick closings - usually 30 days or less - and the choice is clear. We offer loans to purchase or refinance of SFRs (1-4 units), condos, townhomes and manufactured homes; for primary residences, second homes and investments; using VA, FHA, USDA, Conventional loans; with some programs providing 100% financing.

Review for Steinbeck Real Estate - Angela Savage, Realtor…read more I recently had the pleasure of working with Angela Savage from Steinbeck Real Estate, and I can highly recommend her for anyone looking to navigate the complexities of the real estate market. Angela is an exceptional professional with over two decades of service and her expertise truly sets her apart. In 2021, Ms. Savage assisted me in selling my condominium of 14 years and recommending things to do to improve the property to sell and giving me a base price to list at. I obviously wanted more, but her knowledge of the current market was spot on and the right buyer was available to help facilitate this closing. Fast forward February 2025. Ms. Savage was aware that I had been looking for a new home since late November 2024 and was sending me updates almost daily on homes that I was interested in South Salinas that met at least three requirements that I had: a) awesome kitchen b) two car garage c) a nice backyard to entertain and/or relax. She knocked it out the of park, on a listing that literally was up for a few days. She contacted me right away and said we needed to do a walk-through ASAP...it was one of those homes that was literally on the market and didn't have an open house...a few days later we put in an offer and just a little over 4 weeks later we had closed this transaction. Ms. Savage's due diligence to follow up and assist with this closing made this a smooth transaction. She diligent and even returned my phone calls and texts right away even on the weekend. She made recommendations that made sense and noted that they could be resolved with the seller/buyer agreements (contingency). The negotiations really made a difference as I felt lost in the paperwork and she reassured and went over anything I was unfamiliar with. Overall, I am happy with the purchase I had made and the ability to live in a part of South Salinas, that I always dreamed I could. I am fortunate to personally know Angela Savage, a broker/realtor for Steinbeck Real Estate in Salinas, California. I look forward to my next transaction with her company and the opportunity to sell or buy another home. I don't take recommendations lightly, I really believe if you are looking for the right home and want the best, consider Angela Savage at Steinbeck Real Estate or any of her team members. They are a class act.

If you are looking to either buy it sell a property I would highly recommend Jennifer Hardy. We…read morehave purchased and sold many houses in the past, and she was very thoughtful. She was always in touch and on top of everything. Our purchase went very smoothly. Tom & Terri Clark

The Malvini's are our go to for thorough help with all of our tax preparation/filing needs. Angie…read moreand Steve are a great father daughter team! They will take great care of you.

I have worked with Steve many times for both mortgage loans & financial concerns..He thoroughlly…read moreexplains every step and each of my choices. I leave his office fully undeerrstanding what he is doing and why I am making those choices.. He doesn't just throw interest rates at me, but instead gives me my options, and lets me make the choices.. I will always choose Steve 1st when working with finances..

Liz was incredibly helpful and attentive in securing my loan, and patiently aided me in what is…read moreusually a stressful process. My real estate agent was so impressed with Seraph's rates and Liz's professionalism that she even used them herself for her own loan! I couldn't speak more highly of them - definitely consider them first.

Aimee is the best! Seriously, my husband and I couldn't be happier with the way our refinances have…read moregone. That's right-I said refinances because we've worked with Aimee twice. That says a lot right there. Aimee is super patient, smart and responsive. I have a lot of questions and she's so quick to get back to me and never talks above me when explaining-she's able to go over the details at my level so I feel confident with what I'm signing. I couldn't recommend her enough!

I just wanted to send a big shout out to the bank manager Susie, who has been a great help…read morethroughout the process of the loss in my family. She was very very very open to a conversation and helped answer all my questions regarding the process of taking over control of my family members banking accounts after death of a family member. She is very helpful and upon the second time of meeting with her, she remembered why I was coming into the bank. She remembered it was related to a family member. She didn't remember my name, but recognize who I was immediately when I walked in. Customer service like this is priceless.

We want to sing the praises of Susie, who helped us fix a problem with our credit card. She was…read morecheerful, kind, sympathetic, and just the best we could have hoped for. She is a gem of an employee. You and your customers are lucky to have her.

Absolutely loved working with LeAnne on my mortgage loan! This was my first time buying a home and…read moreshe was with me every step of the way and made the process so easy. If you are interested in getting a loan or refinance, talk to LeAnne. She will work her absolute hardest to get the job done, it is obvious that she is passionate about what she does and wants the very best for her clients. Thank you LeAnne for helping to make my first home purchase experience so great!

I want to thank David for helping me refinance my home. I was a little nervous but he made the…read moreentire process easy to understand and comfortable. David is professional and honest he will give you options without feeling pressured. I recommend if you are in the market for a new home or refinancing to reach out to him. Letty

From the owner: We Provide Multiple Listing Service for 2%…read more We Get It Sold! Save Your Equity! While also helping buyers find there dream home. Home Loan$ Purchase Money or Refinance cash out. Commercial Loans, Private Money, Hard Money. We Close Loan$ Atendemos en Espanol

I can't say enough great things about CCHL. We were able to put an offer and close in 20 days! I…read moremean that says it all. The team works together and helps you to understand the entire process of buying a home. They are willing to put in the time and go above and beyond to help their clients. I will forever recommend Patrick, Monica and Griselda for their due diligence and amazing rapport. Stop looking around for a loan company and call them today! I have now developed a lifelong connection with CCHL and will go back to them when we are ready to refinance.

He and his staff were very responsive and helpful throughout the entire refinance process. We are…read morehappy with the loan we got and the service he and his staff provided. They are highly experienced and knowledgable. Everything was explained and all questions answered. Central Coast Home Loans is highly recommended.When nobody else even called me back, Patrick returned my call immediately. He actually wanted my business! That was refreshing after my experience with other lenders, including my former mortgage holder.

I had an excellent experience with Jose Luis. He is the type of person that will keep you posted…read moreevery step of the way throughout the loan process so you always know what's going on. Also, he picks up the phone every time you call or replies right back with a text. That's something that, unfortunately, not everyone does today. His attention to detail and quick follow-up impeccable. My loan was funded in less than 25 days. I highly recommend him to anyone that's looking to purchase or refinance. Jose Luis will take his time to explain the whole process and answer any questions. You can tell that he loves what he does and his goal is to help people buy their dream home, investment property, or refinance their home to better structure their finances.