Thank you so much Jim & Ina Camara for all of your help with our loan. You both were organized,…read morethorough & professional as well as kind. We put our trust in you and you most definitely came through for us. It was a pleasure working with you both!

Jim and Ina are a great team! They helped us every step of the way to achieving our dream of buying…read morea home. They answered every question we had and were very patient. No question was a dumb question! Even if we asked the same question they were always super helpful!! Not to mention they got us the loan we needed and wanted quick and easy! They are thoughtful and kind. I highly recommend them for your mortgage needs!!!

Joe and his team are AMAZING! I have never met a team that is so patient , understand and always…read morehad amazing communication! They really value their costumers and I will be recommending them to everyone. Thank you Joe!

I can provide your rude text messages if you'd like. Plenty of places where you can get an…read moreestimated rate before submitting an application or having your credit ran. Providentfunding.com for one.

There's no way to contact these people and I tried to the 800 number and they are so unorganized…read moreand very rude and lose all your information be careful

I worked with Kathy on my home loan and she was the best! She was always available with my…read morequestions and really made my home buying experience great! Thank you, Kathy and Ability Mortgage!

Over the years, I've refinanced more than I want to publicly admit. Kevin & his team have been the…read moremost efficient, integrous, professional, available, and perfectly communicative firm I've worked with. I feel great working w/ his team since Kevin gives so much back to our community. He pours in with his time and money. I can't recommend Ability Mortgage highly enough!

Angie Garibay was absolutely great to work with throughout our home loan process. She was…read moreprofessional, thorough, responsive, and made everything smooth from start to finish. Most impressive, she was able to close our file in just 7 days. We truly appreciate her hard work and would definitely recommend Angie for your real estate and home loan needs.

Working with Angie has been an absolute blessing both professionally and personally. She is not…read moreonly an incredible broker but also a powerhouse businesswoman, a woman of God, and a true friend. Her integrity, dedication, and unwavering faith are evident in everything she does, and it's inspiring to witness. What sets her apart is her commitment to making the home-buying process as smooth and stress-free as possible. She handles in-house loans, which means everything is done under one roof, making the entire process faster, more efficient, and more personal. You're never just a number to her she truly cares about every client and every transaction. She's knowledgeable, hardworking, and always goes the extra mile to ensure her clients' needs are met. Whether you're a first-time homebuyer or an experienced investor, she brings wisdom, clarity, and honesty to the table. She operates with a rare mix of professionalism and compassion that makes people trust her instantly. It's not every day you come across someone who can be your broker, mentor, and spiritual encourager, all in one. I am beyond grateful to work with such a phenomenal woman. If you're looking for someone who will fight for your best interests and do it all with grace, prayer, and purpose she's the one.

From the very first moment we sat down with Renu, she gave us a very zen feeling,…read moreshe was informative, & professional. She took the guess work out of every stage of our home buying process. Renu provided us with the education & tools we needed to make informed decisions. We felt like she was always on top, in control & prepared for any unforeseen situation. She was always prompt with responses & really detailed oriented. We would highly encourage anyone looking to purchase a new home to seek out her expertise.

From the owner: I'm Renu Kang, your expert realtor at HomeSmart, the number one brokerage. Fluent in Punjabi,…read moreHindi, and English, I'm dedicated to making your real estate journey seamless. As a former wrestling Asian medalist turned mom of two, I bring passion to every client interaction. Whether it's 9 AM or 9 PM, I'm here for you! Let's make your real estate dreams come true together! Call now 209-844-1234

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Horrible business in my opinion- had a tenant that did thousands in damage. Their 6 month…read moreinspections are a joke that didn't document all the damage. Beware

They have done a really good job keeping me informed. They have always been fair, reasonable an…read moreeasy to work with. Would definitely recommend them.