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    United Check Cashing

    1.0 (1 review)
    Closed 8:30 am - 2:00 pm

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    12 years ago

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    OneMain Financial

    OneMain Financial

    1.1
    (18 reviews)

    On July 31, I was told that there would be one hard inquiry from Experian from my recent credit…read moreapplication for $18,000.00. I just learned that One Main did (2) hard inquiries including on my Transunion that I am disputing to be removed. My credit report has been adversely impacted as a result of this issue, I had asked the referring agent multiple times on July 31st and was told only Experian would be hit, so I am not sure how they ran both, which is not fair to me. I have called One-Main's offices multiple times (888-743-7698- credit bureau division) and at 888-864-0322 (customer complaint) and ask them to pull the audio of the call since it is recorded for quality purposes and would obviously support my disposition. The lady I spoke with (Kristin or Kaitlin) says to me she'll review the call but "it wont change the outcome." I could not believe my ears, so even if your audio supports what I am saying, you are not going to rectify the inaccuracies of your personnel providing the information that I asked about multiple times? She said no because their policy doesn't allow it. So I said, "I understand that but how do you not look at a case by case scenario in that example given your staff was obviously not clear and you will hear me ask 3 times about the credit inquires." I told her, had I known the fact (policy), I certainly would not have move forward with a loan that Im paying back later this month. I was shock but should've known given some of the reviews I read but wanted to objectively post this comment that integrity and transparency even if on audio or video that can support the consumer no longer applies, so proceed with caution. I will be disputing this with Transunion as well. Date of experience: July 30, 2025

    Applied through a loan through Credit Karma and got assigned to Antonio. I was told to set a time…read morethe next day for a phone call. I called and he was "away from his desk". Called a couple more times that day and several times the next day and he's always away from his desk. It's now Friday and I uploaded all my documents and still no Antonio. Applied for a loan through Upstart an hour ago and got approved in seconds for twice as much. Do not waste your time. They started asking about a car as collateral and read reviews that they essentially keep the paperwork for your car even if you pay it off. Beware beware. I'll be reporting them to Credit Karma bc I've had excellent experiences with Credit Karma other than being recommend a loan by these scam-clowns. Run far far away! You're welcome for this warning!

    United Check Cashing - paydayloans - Updated August 2026

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