Buying a house is a whirlwind/exciting/torturous experience..I said.. "I'm saving $$ to buy a…read morehouse" for 2 years before I actually got the ball rolling. There are lots of things I didn't know pre mortgage approval. For Example:You need to be approved for a mortgage before you can make an offer on a home thru a RE broker. It is advised to be in the same line of work for up to 10 years..It's not the end of the world if your credit is a little spotty.. For a bartendress gypsy wordsmith, such as myself that was a pain.. Trust me when I say, besides a small cushion (that is now gone) in my savings account, I was not a model applicant. Derek Bruno of Mortgage Options of America-like Ann Sullivan to Helen Keller: is a Miracle worker. He is a pleasure to do business with. When you are going thru your closing, you are at your wits end. You have invested a lot of time, heart, and $$ into this presumed "home" which at any minute could all fall thru. Inspections, $1,000 just to put in your offer....there's alot on the line. Your mortgage broker and your lawyer become your little team...helping you push thru to make it happen. I had such a great team. Anyone! who has saved a little $ worked for 5 years or so consistently seriously has a chance of getting a mortgage thru this man. The hardest part, for me, was making that first phone call. But trust me. I am so glad I did. Do it. Even though he is based in Hopkinton, it doesn't make a difference where you are in Ma, since you only interact on the phone and thru(e) mailings. he offers loans in MA, RI, CT, NH, ME, VA, MD, FL

Tom Brennick of Residential Mortgage Services is a very caring person who truly listens to your…read moreneeds and desires. His company offers a large variety home loans, equity lines, VA loans, first time home buyer option (with possible rebates), no money down options. They certainly can give you advice on whether to purchase now or wait until your credit score is better and can give techniques on how to raise that credit score.

We cannot say enough good things about this company! We were terrified to start our first mortgage…read moreprocess because we read and heard so many horror stories. Ross Mortgage was excellent from day one. We first met with them on August 29th and the whole process took 7 weeks without a glitch. They explained everything to us, responded to emails fast and had our best interest in mind the whole time. Early in the process we got a handwritten card in the mail from our loan processor introducing herself. We found the card to be very personal and it eased any fears we had about the process right away. A little after that we received another letter expressing how they appreciated our business and we should breath easy because they had everything handled. These little details made us feel completely confident that we were in good hands. We would definitely recommend Ross Mortgage to anyone who is buying a home. They were professional, pleasant and excellent to work with!

From the owner: Ross Mortgage offers a variety of mortgage loan products, and the company is an approved lender for…read morethe USDA program, a Direct Endorsed lender for the Federal Housing Administration and the Veteran's Administration. Our team of experienced Loan Officers, Loan Processors, Underwriters, and Loan Closers work together to help our customers finance the purchase of a new home or refinance their existing loans. Offering our customers the best programs to suit their needs has always been, and will continue to be one of our top priorities.

I have referred Rob to several clients and he has done an amazing job with him. I have never seen a…read moremortgage broker who consistently gets so many early clear to closes!

Megan recently helped us buy our first condo and the experience was nothing short of amazing!…read more Her knowledge of the market and expertise is unmatched. I would highly recommend her to anyone looking to buy or sell a home!

Having never owned property, I had no idea what I was getting into. Fortunately for me, I know…read moreMegan Tolland. She was quick to figure out what was reasonable, knew exactly what to show, and made the entire process less confusing and frightening. I'm a pretty fussy guy, and I admit to liking strange things, but that wasn't a problem for Megan. Without wasting time, Megan was able to show me exactly the properties to meet my criteria -- some of which I wouldn't have even thought to consider! She made the experience fun and exciting while also displaying absolute mastery of the market and process. You're in the market? Talk to Megan!

Northpoint and Doug Massad provided a Masterclass in how to deal with a very difficult mortgage…read moresituation. We were dealing with builders who over-promised a delivery date by 4 months, leading for us to lock in rates way earlier than useful. Doug and team made it work, and made sure we'd have no reason to go anywhere else.

I've been using Northpoint for over 20 years. Mark Alley is my broker, and he has saved me…read morethousands of dollars on 3 home purchases and several Refinances over the years. I am now at a 2.8% 30 year rate because of Mark. They make the confusing paperwork easy, and the customer service is incredible. The best thing is; They pay the closing costs! Northpoint is great, the guy to ask for is Mark Alley. He has 20 years of experience and I've never had a better experience. These guys will save you time and money, compared to a bank or online broker.