I have now used Apex Home Loans three times for mortgage services (two home loans and one refi) and…read moreeach experience we've had has been enjoyable and stress-free. They do a great job of coordinating the small details with our agent, title company, etc. and made sure we received ongoing updates throughout the entire process. Any time we had a question, the Craig's team was more than happy to spend whatever time was necessary to address our needs. I've already recommended Apex to family and friends and would continue using their services in the future.

Searching for a lender to buy your first home is intimidating. Let me make it easy for you…read more Choose Apex. I spent many hours researching the various options, and my husband and I took a chance on Apex because of its local experience and its promise of great customer service. We couldn't be happier with our decision. Choosing a lender is not only about the lowest rates, though Apex is in line with the market, you also need to trust that they can shepherd you and the loan through the complex path to closing. Apex can and make it feel easy. Apex took care of us from the day I requested a quote through their website. Jon Ingram contacted us within hours and scheduled a phone call later that afternoon to discuss our options and the process with Craig Strent, the CEO. Craig was informative and patient with our questions. We never felt like we were imposing on his time. Jon did a great job taking care of everything through our entering a ratified contract for a property, and Amy Smith took point through the closing. They both were amazingly responsive throughout the process. Nothing makes a first-time home buyer feel more at ease than being able to get an immediate response on anything that arises. The entire process was smooth, and I am happily typing this from our new home.

I have known Cindy for about 10 years. She helped me purchase my first home in 2009. When it came…read moretime for me to purchase my second home, she was the only person I considered. There are many reasons Cindy is my first choice but I have listed a few below: Responsiveness: When you are trying to find a home in a hot market, it is important to have a realtor who is responsive. When I made the offer on my current home in November 2018, someone else had already submitted an offer to the buyer. Because Cindy was knowledgeable about contracts and quick to respond to emails and phone calls, my offer was accepted only minutes before the other homebuyer. There is a lot more to this story but I will tell you that Cindy worked her butt off to get me this home. In addition, when I was viewing multiple homes, Cindy took my request to view a home seriously and would try to schedule the home visit the next day when possible. If you are serious about buying a home. You will want to have Cindy as your realtor.  Realtor Expert: Cindy is an expert when it comes to real estate contracts and because of her many years of experience in real estate, she has also become somewhat of an expert when it comes to the condition of a home. During home tours, Cindy is under the cabinets looking at pipes, she is in the basement inspecting the water heater and furnaces, she is checking all the nooks and crannies you probably forgot about because you are more focused on the initial appearance of the home. Many of the items that were pointed out by my inspector during my home inspection, where things I anticipated because Cindy pointed them out during the initial tour of the home. I was grateful to have someone with her experience, working on my side. Overall personality: Cindy is a gem. She has spunk, she is always smiling, full of energy, and a pleasant person to work with. She is serious about her work and she cares for her clients. She will work hard to get you the home that you want. Oh and before I forget, this is another reason I love Cindy so much. After my home inspection, we tried to negotiate a seller assistance for some of the repairs that had to be made on the home. The seller didn't want to budge and I gave in, I told Cindy I'll just take what the buyer was offering. Cindy didn't like this. I don't know what conversation she had with the buyers realtor, but at the end of the day, I received the seller subsidy I wanted and not what the buyer was trying to give me. Cindy went above and beyond for me. She didn't have to but she did because she wanted what was best for me.  So, if you are looking for a realtor, you should choose Cindy. The first home she helped me purchase is in Maryland and the second home is in Alexandria, VA.

We have sold a condo and a house, and we have bought a house with Cindy as our real estate agent…read more She is an absolutely amazing realtor. She was involved in every step of the buying and selling process and worked very hard for us. When buying and selling she will fight and negotiate hard, understanding what you want and bargain appropriately. She loves to negotiate, and will work hard to make sure you qet what you want and manage your risk levels (and expectations). What I loved the most about Cindy is she stayed involved and stayed on top of all the moving parts of the house buying and selling process. Between the buyer, the seller, the buying agent, the selling agent, mortgage broker, and title company it's a lot to take care off and keep track of. Cindy stayed on top of all these different pieces to make sure that everyone is doing their job. She was also incredibly sensitive to our timelines on each buying and selling process and kept us informed every step of the way. She was always accessible over the phone and in person when needed - at times acting as half agent and half therapist. She gave us a lot of guidance on coordinating the actual move (we moved with young children), gave solid and reasonable advice on how to get our properties ready for selling and viewing, and went above and beyond for us on several occasions to make sure we were taken care of at every step of the way. If you're looking for an experienced, aggressive, transparent, helpful and informative agent - do not hesitate to work with Cindy - you couldn't be in better hands.

Will Mitchell and the team at First Savings Mortgage are basically like a team of wizards…read more What is a group of wizards called again? A coven? A Hogwartz? Basically, JK Rowling should write another book entitled: "Harry Potter and the easiest mortgage ever executed" I'm telling you, the first time I bought a house I dealt with another mortgage company (which I... obviously didn't use again). Why did I not work with them again? Well... basically I put in an offer on a home, it gets accepted, then we'll just call him "Zack" - Zack gives me an estimate of how much money I'll need to close on the home. Then a week later that amount increases by a couple of grand. Then a week later the amount increases by several grand. And I'm like... dude... what is happening?! My breathing room right now is about equal to those little air pipes they used to use in coffins in case someone gets buried alive. The day of closing finally comes along weeks later and I put down every shiny cent to my name to close on my first home. I barely made it. Now comes along Will with his mortgage wand for my second home, yeah the interest rate core of that wand is a little thicker, and yeah the closing cost wood it's made out of is a little more expensive cause it's a townhome and not a condo. But man o man, not only did the estimated cost to close not go up during that closing process, it went DOWN. Yes DOWN. AND Will and his team (The Order of the mortgage) we're able to get everything approved and finalized within... jeez... I think it was 12 days. Will literally works like a boss. He's available at pretty much all times. He always took my calls, he always informed me of any changes. He was super responsive, he was on top of everything. I mean... he is professional and shows not a sense of urgency, but a glut of urgency. His team was also very responsive and organized with all the paperwork we had to do. I don't know if you've ever bought a home before, but it can be very stressful. For usually weeks you're balancing getting paperwork to the mortgage lender, paperwork to the real estate agent, going over paperwork from the seller's real estate agent, you inevitably have a billion questions even if you've done it before cause it's just a whole process and every home purchase is different. It's basically like a part time job for a month buying a home. This home purchase was accelerated cause we were trying to make a very aggressive and appealing offer to a home where we KNEW we would have competition during the initial height of home buying season. I just can't say enough about Will. It also didn't hurt that Will knows my real estate agent Kris Nelson and has a good working relationship with him. Just such a solid solid team. Oh... did I mention that NOT JUST the closing costs were down, but my monthly mortgage payment went down as well! Now, this isn't gonna happen with every transaction - so don't go in there expecting it. But, I will say that if there's anyone who can make it happen, it's Will and his team over there. Early on in the process another mortgage company called me and tried to get me to switch over to use them for the mortgage. They must have gotten my info when my credit was pulled. I went back to Will and basically presented their offer to see if Will could beat it. Will pointed out A NUMBER of incorrect items on their offer and basically explained to me that it would actually end up being more in the end cause they under estimated on a few items and I basically would get "Zacked" again. And honestly, it's because of Will's firsthand and deep knowledge of real estate transactions in this area. So... I know this goes without saying by now... but I'll put it here in writing. If you're looking for a well trained wizard of mortgage lending, winner of the tri-wizard lending tournament, professor of magic mortgage history, and leader of the ministry of mortgage... just go with Will. Trust... I won't ever make the mistake of NOT going with Will again.

I'd rented in DC for a number of years before finally getting on the market in earnest to buy a…read moreplace starting last year. Carter K. at First Savings patiently worked with me all through last summer-fall, and then again through this spring's market, until we found the perfect place earlier this month. Not only was he diligent and communicative with getting quotes to me, he also proffered valuable input about where he thought rates were, specific instruments (like the wonderful HomeReady program) that I wouldn't have even known about, and just tactical guidance so that we could navigate the process as efficiently as possible. When the time came to close, it's no surprise that Carter (and his amazing team) pulled off the deal in 20 days, satisfying the sellers who wanted the transaction done by the end of the month, which we achieved by closing on the last day of May. He had the appraiser's report in within five days of ratifying the contract. What's so thoughtful and wonderful about First Savings is how they take care of so much of the hard work for the borrower, like setting up insurance policies and escrow accounts. I would work with Carter and co. in a heartbeat if I ever refinanced or bought another place.

I would highly recommend Jeff - he is a go-to realtor who will stop at nothing to ensure that you…read moreare successful in getting the house you want. I had a complicated situation in that I found a house to purchase a couple of months before my house sold in California - Jeff made it happen, he convinced the sellers to accept a contingency, which wasn't an easy sell, and he also kept in close touch with my California realtor to ensure things were on track every step of the way. These were high stakes transactions (over 1M). Jeff also made things easy by finding us a reliable and friendly mortgage company - and they also were very patient and accomodating of the buy/sell situation - they also got the best rates. Jeff builds a trusted and exceptional network of professionals to make home purchasing as seamless as it can possibly be. He also is an expert at finding just the right location to fit a buyers personality! I would use Jeff again in a heartbeat if I need to buy or sell, and now consider him a friend. Thanks for everything Jeff! Christina & Hunter

Jeff is easy to work with--a pleasant guy with lots of experience. He gave us great advice on…read morepricing our house and on closing the deal, but always kept our concerns and wishes in mind. And he helped us sell it in 45 days. A great choice to sell your home.

Alex was an excellent broker that made my first time home buying experience pleasant. He was always…read morethere to answer my questions and was very helpful. He was willing to work weekends to complete my settlement documents. His company is highly recommended to everyone planning on getting loans. I was deeply satisfied by his professional services. Thanks so much for all your help. Ashok

Smooth process with lots of communication along the way. Closing was done at my house and very…read moreconvenient.

I recently purchased two properties. Both of my home loans were taken care of by the SAI mortgage…read morecompany. I'm very pleased with them as they handled my loans professionally and were able to help me close by the closing dates. Mr. Saleem and Mr. Nadeem both were very professional and extremely humble during the whole process. I really appreciate them and I can't say thank you enough for their professionalism, patience and their help. They are easy and joyful to work with. Mr. Saleem went above and beyond to bring the lowest interest rate for me and Mr. Nadeem finished up the process smoothly. They are a great team!

Excellent customer service. They made sure I had everything I needed and displayed great…read morecommunication throughout the process. They were clear and concise and were super friendly. I highly recommend using them to get your loan on your new home.

Empire Financial is awesome! Luis Farago went above and beyond to assist me when another lender…read moredropped the ball. It was a HUD case so everything was time sensitive and I could've lost the bid and missed out on this home. But Luis jumped in and made sure I didn't loose the bid. Luis stayed on top of his game and never let me down! He even worked on vacation to make sure I was ready for closing. Also many thanks to Wendy during this process. As a first time homebuyer, buying a HUD home was quite a task, but I must say I had a good team on my side (lender, realtor, title company) to help me along the way. I recommend Empire Financial Services to anyone ready to buy a home. Not only do they have good work ethics, but most of all they CARE about their customers! *This was a 203k Streamline loan.*

Henry did an outstanding job helping me and my wife find and rent the perfect house. After about a…read moremonth of searching on our own and feeling discouraged, we met him at a showing and immediately saw how professional he was. A few days later, we decided to work with him, and within just two days, we had secured the perfect home. Henry really listened to what we wanted, made excellent suggestions, and showed us a house we ended up loving. He then moved quickly, contacted the listing agent and landlord right away, presented our profile in the best possible light, and made the whole process feel easy. He is the definition of a true professional: responsive, knowledgeable, serious about his work, and incredibly quick to reply to texts and emails, even on weekends. I highly recommend Henry to anyone looking for a realtor who is proactive, reliable, and genuinely excellent at what he does.

I had the pleasure of working with Henry Nam throughout our renting journey, and he has been…read moreexceptionally helpful since day one. We started looking for a house about two months early, but Henry never once complained. He was more of a true friend than just an agent. His listings cover most of the houses in the Maryland area, and his communication is top-notch. After we found a house we liked, Henry was incredibly involved and detailed throughout the entire process, from submitting the application to the day of the walkthrough and getting the keys. He even provided access to Updater with the necessary steps before moving, including utilities, internet, movers, and more. He is well organized, polite, and always willing to help and answer any questions. If you're looking to buy or rent in Maryland, HAWT Homes is where to go. We're very thankful for the call that connected us with him. If we ever need to move to another rental or decide to buy, HAWT Homes will definitely be our go-to agent.