Whether you make monthly, quarterly or other payments also goes into the equation. And if you pay discount points upfront to snag a lower interest rate the APR calculation has to factor that in. Finally, prepayment penalties for trying to pay off the loan early also raise the APR read more

At first I was told the rate would be 9.8%, but when the documents arrived the rate was given as 11.2%. They put it down to a 'soft credit refresh.' It gave me an uneasy feeling. I do still use it, but I always check everything twice no read more

talking with the company could have been better. Once approved, the money came quickly. I had flexible choices for paying it back. There were some problems. But in general, I found them good for people who need money help. read more

Wow! applying for a loan at this branch was a breeze... branch manager, Sarah, made sure I understood everything and answered all my questions. The process was quick, and I got my funds in no time! read more

interest rates were the high notes, but the education was the grand finale. It was a musical journey of debts and degrees, with a crescendo of knowledge and a few loans that played hard to get. read more

Wedding costs can be stressful, specially when surprise costs come u, Sammy was so helpful in getting a loan for those last minute expenses. Couldn't have managed without their support! read more

Can't beat this loan joint - same day money without hassling your credit, plus free parking. In and out fast with cash in hand, Def coming back here next time I need a speedy loan! read more

got professional service yet I required two separate calls to receive progress updates. Generally sorted out well although some steps could have flowed more efficiently. read more

their customer experience is unmatched. Their team was patient and assisted me through the full loan process. And their fees were fair too. read more

I was scared of getting a loan but that awesome manager brought it to painless, pleasant. No one knew that loans can be stress-free?

Can't pay the loan? That bites. But sticking your head in the sand makes it worse. Thatll cost you big time down the road.

This place helped me out when I was in a tight spot. Whole thing took less than an hour and the staff was super friendly.

Fast as a brisk wind! Interest rate­s were lower than a snake­'s belly. Smooth journey from start to finish

loved how transparent they were about all fees and terms upfront. smooth process from start to finish