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A+ Federal Credit Union

2.9 (9 reviews)
Closed 9:00 am - 5:00 pm

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Services - A+ Federal Credit Union

Personal banking

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10 months ago

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1 year ago

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7 months ago

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7 months ago

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7 years ago

Business owner information

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Kelsey B.

Thank you for your review, Crina! We appreciate you being a member.

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9 years ago

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9 years ago

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8 years ago

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Kelsey B.

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9 years ago

Have been with this Credit Union for 8 years now and have never had a problem. I've gotten 5 loans and always get paid early so win/win.

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Ask the Community - A+ Federal Credit Union

Roscoe Bank - Front of building

Roscoe Bank

(7 reviews)

A lot has changed at this bank and I'm still deciding if it's going to be better. I know it seemed…read morelike they lost a lot of tenured employees after they merged with Cornerstone Lending and they still are. There's only 1 person left that I recognize anymore. It's sad, I loved coming here to see people I recognized and that knew me. It doesn't feel personalized anymore. Hopefully it gets better. In the meantime last I checked they had some of the best rates in town.

Roscoe might be a good option for local use or someone that will not travel much, there's just a…read morefew glaring issues with thinking of them anymore than that. Some of the items are, the banks traveling policy is to just block any access outside of the U.S., which is a hassle obviously for traveling. Most modern banks will have some piece of the app/access that will confirm where you actually are, which can also help with confirming transactions are from you. Slightly concerning it is the way it is here. I lost my card recently, called the 24/7 line to lock it. Someone outside of the U.S. answers, asks me for the name of my bank/account number to start .. I didn't give this info to them, but they also stated they cannot lock it and would need to transfer me elsewhere.. huh?! I told this to a teller and it seemed pretty minor, even though it's sketchy to call a number your bank provides in those instances of losing a card, getting someone outside of the U.S. that seems to be phishing, rather than helping. The mobile app, which is decent at best, has an option for mobile deposit.. great! However when you deposit a check they cancel it because they want you to write something on the check (yet there's not instruction to do so in the app).. why not just add in instructions, instead of useless manual work? Apparently there was a name change too, as a customer I never heard about it, just get my deposits canceled because I put the wrong bank name as well.. Why not tell your customers you changed your bank name? It's just simple stuff that Roscoe either doesn't seem to collectively care about (that as a customer you would want your bank to care about) or doesn't do anything to communicate to customers.. I got tired of lackluster banking and moved to a local Austin option!

IBC Bank

IBC Bank

(3 reviews)

PROs: this bank is open 7 days a week which makes it very convenient to do your banking whenever…read moreyou get time. Nice people. Convenient location. Very willing to help out and address concerns. CONs: mistakes happen and this place is no exception. They at least fix their mistakes right away but a careful eye is suggested.

Do not under any circumstances open an account at this bank. They make it almost impossible for you…read moreto withdraw your money if you lose your debit card. They will ask what you plan on using your money for, sometimes they can't even find your account. They take a picture of you when you open an account and also scan your drivers license but if you don't have an ID on you to make a withdrawal then you can't have your money. Also you can't withdraw money through the drive through. They will ask you to come inside. They go through employees like most people go through underwear. If they care that little about keeping their employees that only means they care that much less of their customers. Every time I asked someone information about my account and what was going on with it I would get a different answer and get nothing resolved. They hire people with no GED's and I have proof that employees are on drugs while on the job. Walked in once and an employee was dead asleep on a desk in the front lobby. I reported it and nothing got done. They only care about accounts and employees have told me they make up fake accounts so that they don't lose their jobs. Bankers and tellers have to use their own money to open up fake accounts and are told to call customers and ask them to make a deposit and use their debit cards. Customers of IBC bank are only a number and money to them. They do very little to help someone and even less to fix any issues when they make an error. Their motto is "We Do More," indeed they do more to hurt their own customers and employees.

A+ Federal Credit Union - banks - Updated July 2026

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