Julie Aragon and her team are simply exceptional. I've had the opportunity to work with Julie on…read moremultiple transactions, and every single time I walk away impressed, not just by the results, but by how she gets there. Her professionalism is top-tier, but what really sets her apart is the way she builds relationships. Julie brings a rare mix of creativity, energy, and genuine care to her clients. People don't just feel "handled"...they feel understood, supported, and confidently guided through what can be a very complex process. She's honest, communicative, and relentlessly hardworking. You always know where things stand, and you always feel like you have a true advocate in your corner. If you're a first-time buyer, especially, Julie is a no-brainer. She has the ability to simplify the process, remove the stress, and actually make it an enjoyable experience.

Julie and her team kick a$$! Mike helped us with a HELOC and I'm glad to say from the moment we…read moreconnected it was a wrap. Not only was the process made easy to understand, it was completed from the comfort of our home and our schedule.The team is flexible, quick, knowledgeable and most importantly explained it in a way that made sense to us. Our HELOC closed in a little over a week. Mike was in communication with us which felt like 24/7. If anyone is looking for a reputable lending team look no further.

I had my initial consultation with NACA and my counselor Julio Navarro completely exceeded my…read moreexpectations. He was patient, knowledgeable, and broke everything down clearly -- I left with an actual action plan and real confidence for the first time. No pressure. Just genuine support from people who actually want to see you succeed. I can't wait to see where this program takes me -- this is just the beginning! On my journey to a home.

I wanted to share my experience with the Neighborhood Assistance Corporation of America (NACA) for…read moreanyone who dreams of becoming a homeowner but feels that homeownership is out of reach. I recently began the NACA program, and so far, I have been very impressed. Their mission is to help families achieve affordable homeownership while avoiding predatory lending practices. NACA offers a mortgage program with no down payment, no closing costs, no private mortgage insurance (PMI), and no credit score requirement. It may sound too good to be true, but they have helped thousands of families across the country become homeowners. I personally know two friends here in California who successfully purchased their homes through NACA, and seeing their success gave me the confidence to begin my own journey. One thing I appreciate most is that NACA doesn't simply hand out mortgages--they take the time to prepare you for the responsibilities of homeownership. The program requires participants to complete several steps to demonstrate financial readiness, ensuring they are in the best possible position to succeed. I see this as a tremendous benefit because it helps build a strong foundation for long-term homeownership. After renting a wonderful home for 17 years, I was forced to move when the property was sold. I am currently living in a small ADU while working toward my goal of owning a home. Although I am still in the early stages of the NACA process, I am excited and optimistic about what lies ahead. If owning a home is one of your goals, I encourage you to look into the NACA program and see if it's a good fit for your situation. It could be the opportunity you've been waiting for. I wish everyone pursuing homeownership the very best of luck on their journey!

Regan and his team were excellent partners. Sharp, on the ball, and great with both first time…read morehome buyers and financially sophisticated folks. Highly recommended!

Great job with my loan and was very helpful throughout the whole process. We are very appreciativeread more

I highly recommend Victory Mortgage for all your mortgage needs. My husband and I needed help…read morenavigating through a refinance for our home and Jesse Mullen and the team at Victory were very professional, knowledgeable, and kind. We couldn't haven't asked for a better company to help us! We are so happy with our results and cannot say enough positive things about Victory!

I applied for a preapproval through Greg for a mortgage last Friday. By Wednesday I still had not…read moreheard anything for him so I sent him an email as I know preapprovals do not take long and they pulled my credit that day. I checked my login where I submitted all my documents and nothing. After 10 minutes of sending an email I got "I was unable to get a loan to debt ratio so we will not be able to finance for you". That was it. No hello, sorry about the late notice. No elaboration on what that meant as I am a first time potential home buyer. Just those words. I let him know how unprofessional it was to not notify me when he received his findings. I also feel any type of advice on how to be preapproved is helpful but I believe he took one look at my race and my age and wanted nothing to do with me.

I had a great experience with a representative, Dawn Moes, who helped me with an issue on my…read moreaccount. She was very patient, kind, and took care of everything smoothly. I really appreciated her help.

I have never had such a hard time paying off a car loan before. I live out of state, and this was…read morethe worst experience and bank I have ever used. I have had many other car loans that were a breeze to use. Don't recommend at all, go anywhere else.

Just closed on a HELOC with the best rate I found (by far). The process was super easy- I kept…read morewondering what the catch was. Justin was very responsive and easy to work with. I highly recommend this company!

Great team and very professional They are really…read moreinformative too and quick to follow up

HARD TO REACH BRENCH It started in a parking lot--one of…read morethose shared ones where different businesses sit next to a bank. Nothing unusual. Just another day. I saw an envelope lying on the ground between the cars. At first, I honestly thought it was trash. Something a bank customer had dropped and didn't care about. I almost ignored it and kept walking. But then something in me--my instinct--kicked in of order. I looked around. So I picked it up, thinking,Who could be this messy person I'll just throw it away later, and put it in my pocket so I can do it right away Then I went diration to the bank and got busy with my own business. And just like that--I completely forgot about the envelope. It wasn't until I was far away, already heading home, that it suddenly hit me. The envelope. And I even asked myself, "Why didn't I just throw it away at the bank?" By the time I got home, curiosity got the better of me. I opened it. Inside, I found a paper, some money, and a smaller envelope with handwritten numbers. I counted $140. But on the paper, it looked like 740 was written down. That's when my thoughts started going somewhere deeper. This might be someone's missing portion of rent money. This person could really need this. It didn't feel like trash anymore. It felt important. So I picked up the phone and called the bank. The first person I spoke to didn't take it seriously. She said something like, "It's your lucky day," almost like I had just found free money. That didn't sit right with me at all. Lucky day? No. That didn't feel right. I called again. The second person told me that someone had already come in asking about lost money. That made me pause. Because at that point, I was already far away from the bank. So now I'm thinking--how does that line up? I called a third time and asked them to contact me if anything came up. But now my mind wouldn't stop. What if they're not telling me the truth? What if someone really needs this and it never gets back to them? What if I just keep it--and it was meant for someone struggling? That didn't sit right with me either. So I made a decision. I got back in my car and drove all the way back to the bank.It wasn't convenient. It took time. It was honestly a pain in the neck after everything I had already done that day. But I walked in--and I handed the envelope over with the question if not someone claims it if I get it back. So I got the answer Someone claims it already. I made sure that's the person on the phone told me the truth...so I was confident to give it to the bank manager assistant. But not without giving me the name good it isn't a high amount but for other it is. No direct banker only call center what are only can talk to the bank. So far so good.

The wait was a bit long, well worth it! I was approved for a Platinum Visa card for balance…read moretransfers at .99 percent for a year! The staff was very friendly and informative! Glad they accepted me being US Army! Lol

Called to get a copy of the lease for our records and the woman who picked up was very rude and…read moreunprofessional. She basically started screaming at me telling me she was "tired of repeating" herself. That's not my problem. When multiple tenants are involved sometimes information needs to be repeated. She refused to send me a copy of the lease and refused to schedule a walk through of the property. Anna Rodriguez is snotty, rude, lazy, unprofessional, and quite frankly, should be fired.