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    Allstate Insurance : Chamberlain Insurance Group

    5.0 (1 review)
    Closed • 9:00 am - 5:30 pm

    Services - Allstate Insurance : Chamberlain Insurance Group

    Homeowner or property

    Car and truck insurance

    Life insurance

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    7 years ago

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    Agency Insurance Comapny

    Agency Insurance Comapny

    (25 reviews)

    Terrible agency giving me the same run around bs for days. Adjuster screaming at me over the phone…read moreand calling me a Jackass.

    I was rear-ended on March , 2026 by a driver insured by Agency Insurance (AIC). Their insured had…read morean active policy. I did everything right. But getting them to even open a claim was a nightmare. I tried three separate times to report the accident. The first two attempts? Nothing no response, no claim number. On the third attempt, they finally acknowledged me and issued a case number. That should have been the start of resolution. Instead, it was the start of more delays. Weeks went by. They kept saying they "couldn't reach their driver." Then came the verbal denial - a claims representative literally told me: "We can't get hold of the driver. We can't do nothing for you. Go to your own insurance." Just like that. No formal letter. No investigation. Just a phone call telling me to go away, hoping I would give up. I didn't. I know the law. Insurance companies are required to notify victims of a coverage denial within a certain time frame. They failed to do that. So I sent a formal email demanding a written decision. Only then did they bother to respond. And what did they finally send me? A denial letter dated May 5, 2026 over a month after my accident. Their reason? Their insured "failed to cooperate," so they denied coverage to everyone, including me, the innocent third party. Let me translate: they refuse to pay for the damage to my vehicle because their own customer wouldn't talk to them. That is not my problem. That is their underwriting problem. But they use this as a get-out-of-jail-free card. This is not insurance. This is a scam disguised as a claims department. But it gets worse - I am not alone. Person 1: "I have been waiting for over a month for them to let me know if they are going to fix my dump truck or total it. This is my livelihood. Do not recommend." Person 2: "Worst car insurance in the USA. If you get into an accident, it may take months or even a year, if ever, to receive a response." Person 3: "I sometimes wonder if this is actually an insurance company or just a front. I get a phone call returned maybe if I call 5-6 times. Claim open since March no help. Second bad experience in three years. Not renewing." Person 4: Had to pay out of pocket for a tow because AIC's roadside took hours. Their own agent said no reimbursement. They literally left a customer alone in the cold. Person 5: A tow driver left them stranded in 95-degree heat - without their wallet, keys, or phone because AIC failed to communicate. The driver drove off with their car and belongings inside. AIC's advice? "Take an Uber" with no wallet or money. And the list goes on and on. What I conclude: Agency Insurance appears to systematically deny legitimate third-party claims by claiming "non-cooperation" from their own insureds - a tactic that is suspiciously easy to invoke and impossible for the victim to disprove. They delay filing claims, give verbal denials hoping you'll go away, ignore legal notification deadlines, and only issue a formal denial when you force their hand with a written demand. This company should be investigated by the Maryland Insurance Administration and the Better Business Bureau for potential bad faith claims practices. They are located in Elkridge, MD and appear to operate across multiple states, leaving a trail of angry, unpaid customers. Do not let this company insure you. Do not expect them to pay if their driver hits you. They will find an excuse. My next steps: · Filed with my own insurance (at my own deductible cost) · Filing a complaint with the Maryland Insurance Administration · Warning everyone I know to avoid Agency Insurance like the plague If you have been similarly denied after their driver caused damage, please file a complaint with your state's insurance commissioner. Numbers matter.

    Allstate Insurance : Chamberlain Insurance Group - homeinsurance - Updated September 2026

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