The agent Mahal is absolutely an amazing person to work with. She knows her stuff she listens to…read moreyou guide you to the right direction.

Had an amazing experience with Jeff Dinter. He went above and beyond to help me navigate a tricky…read moresituation. I appreciate him working around my schedule and being flexible. His experience and expertise were exactly what I needed to get me through the woods and covered in time. Thank you, Jeff!

i spoke with Gloria Edwards this morning. She was so easy to work with. saved me $150 a month. so…read morekind and understanding. thanks again Gloria, you Rock!!!

Have been with freeway for about a year especially Zaman has helped me out lower my insurance cost…read moreand always does follow up's and helps me get the best rates one of the best for sure

Please don't use this guy at all cost. He didn't prepare our 2021 correctly and we just got a…read moreletter from IRS in May 2023 stating that we owed $6000 more with penalty. He was not very detailed oriented and thoroughly with documents.

Kyle will make time for you and at a convenient location. He has helped me with tricky tax…read morepreparation when I was audited for having entered information incorrectly in one wrong field. He is very fast at general not-so-basic tax filing, including itemization, real-estate income, new tax laws, etc. He provides completely filled out tax documentation in digital format, available in online storage through secure access (and can also file for you). My tax life is so much better with Kyle / NCMN!

Carlton Bentley and Penn worked on the non-legal aspects of a court case for me from May 2014 until…read moreAugust 2015. During this time, they gave me monthly updates and worked well with my attorney. I was quite pleased with the end result. Carlton Bentley and Penn saved us a lot of time and money by preventing a lengthy court battle and trial.

I'm not new to using insurance agents. I know a lot about insurance. I am so knowledgeable, I know…read morenot to try and navigate those waters on my own. Be it home, auto, earthquake, umbrella coverage, health, I have always preferred using the expertise of an independent (as opposed to captive) insurance agent. I've had my share of agents over years in the different venues I've lived in. Most of them have been fine. While shopping for health coverage for my recent college graduate kid and my not yet Medicare covered wife was not so easy, not a lot of agents want to handle individual health coverage. I happened into the Hayek Insurance Agency and all I can say is wow! Dealing with Roger Hayek was nothing short of outstanding. We were about to choose a plan on the Covered CA website, which as it turns out would have resulted in higher out of pocket expenses for us. Mr. Hayek took his time, did his research, ran the numbers, called back when he said he would, and had the exact information we needed tailored to our specific situation with an eye toward future possibilities. He was also able to explain in detail, without getting into the weeds, the reasons behind his approach. He saved us money on our Covered California policy in the long run, and provided us some great financial information on HSAs as well As long as Mr. Hayek is in the insurance business, we shall be his client for any and all of our insurance needs.

I want others to be wary that using a 3rd party is useless and only resulted in me losing 999…read morerefills at $0 vs the 300 copay costing me over $299,700 based on my new co payment in the picture(s) below. They do not have access to any information from insurance we have been with them 20 years and because my salary changed so did my assisted coverage from the gov't. They blamed covered cal than i had a 3 way phone call and they blamed my actions with medi-cal(which i did what they asked) I have been paying for private insurance with 0 federal assistance which increased its rate by 300% almost 700 a month at 30 years old for 4 months(technically 3 because somehow magically i got my insurance card(again pictured below with email proof from hayek themselves but not the actual insurance.) As stated we have been on auto pay for 20 years and because of their negligence they messaged me 17 days into january to make the payment(even tho the policy was already cancelled and i was told by her higher up that she shouldve handled the occurence with blue shield instead of emailing me) i lost my policy number with my free 999 refills costing me over $299,700 based on my new co payment in the picture(s) below. This should be a crime and they should be fined/pay a restitution or closed for negligence.

Kiyoma is efficient and well knowledged in his business. We got insurance quotes from other agents…read moreand what impressed us the most is that his are not only best price but also with good agencies and great coverage. He also provides any knowledge of past claims on properties if you shop home insurance. Absolute best!!

Good luck getting in touch with the agent if you need to cancel your policy. American National…read morerequires the Agent to do cancelations, but the agent never gets back to you when you request it. Calling and getting through is nearly impossible. Because there was no way to cancel, I was double-paying for insurance, which is fine because I'll eventually get that money back, but the automatic payments that were tightly budgeted in to a separate account, that I require due to a managed but federal protected disability, ended up creating a cascading effect that resulted in a missed mortgage payment due to insufficient funds (not having the 'complete' amount in the account). Obviously this has now created even more issues because due to the disability I experience severe panic attacks at typically mundane things. However, having tried to cancel the policy for weeks, I did not anticipate it would have this affect. Sometimes customer service is vitally important for reasons that the agent would not normally consider. One should not have to fight for weeks to cancel, and it should be as simple as a phone call, email, or even the archaic fax machine.

I worked with Ben Losin to get started with Medicare. He was absolutely wonderful to work with…read more Ben explained everything, assisted me in signing up for a supplement and a prescription plan that was tailored to my exact needs. I had heard so many horror stories from my friends about signing up foe Medicare -- Ben took away all those fears and put my mind at ease. Thank you Ben!

I've had the opportunity to work closely with Ben and Mia over the past couple of months as I…read moreprepare to sign up for Medicare. Ben took the time to understand my current situation and then review the options available to me, racking and stacking them based on select criteria. He fielded multiple questions and assured that no items/steps were missed once the decision was made to move forward. Mia has been very helpful with the logistics and administrative parts of the process. I recommend Schulte Insurance Agency for anyone embarking on the Medicare journey. Thank you, Ben and Mia :)

For over 15 years Mike and Sharon Have done an outstanding job providing us with coverage on Auto,…read moreHome Owners, and Umbrella Liability. Always responsive and very profession!!