Walter, Emily, and their team have been my trusted advisors for years. Before switching careers…read moreinto data and technology, I spent roughly 15 years working in banking and mortgage myself, so I don't say this lightly when I say: I trust them completely.
To this day, I know I can call them, explain what I'm thinking, and get honest advice I can rely on. Whether it's financing a pool, building a garage or shop, remodeling a home, or even helping me navigate financial situations I created myself, I know they'll always do everything they can to help.
Over the years, they've helped me through multiple homes, multiple loans, and multiple stages of life. They were there when I was rebuilding my credit after changing careers and nearly burning my finances to the ground, and they were there again years later when my family relocated to Texas. I knew I could call them, trust them, and count on them to get things done. In fact, they moved so quickly and efficiently during our relocation that our real estate agent, builder, and title company were scrambling to keep up.
What I appreciate most is that they don't just process loans -- they genuinely stay ahead of the market, understand new products, and guide people the right way. That kind of trust and consistency is rare.
No matter what experiences you may have had with lenders or brokerages in the past, these are the people you want in your corner long term. I genuinely love being able to say, "I already have my people for that."
They helped me when I had rough credit and very little money, and they've continued to help me as my career, finances, and credit improved over time. Even my father, who spent over 30 years in the mortgage industry himself, trusted the Howard team.
Thank you to Walter, Emily, and the entire Howard team for always being dependable, knowledgeable, fast, and genuinely amazing to work with.