Larry did a great job getting me a cash-out refi on a bank statement loan. There were multiple…read morecomplex circumstances and he stuck with it for months, and got me my cash out and a decent rate for this kind of bank statement loan. Thank you so much, Larry!

Larry was amazing in my refinancing process, he accomplished to lower our interest to 50% less than…read morewhat we had, our payment is $1200 less per month and got rid of that PMI. He was also a great advocate of our interests with the lender and the appraiser. Thank you Larry

We have known Torrey for many years and it was natural to turn to him when we received an…read moreinheritance a couple of years ago. We knew, from friends and colleagues, that Torrey was a consummate professional. Now that we are working with him first hand, we feel so comfortable with the way he explains the various options available to us to meet our goals, both short- and long-term. And we are really impressed with how well he manages our investments. I mean, there is a definite "WOW" factor here. We also enjoy working with Tina in his office; she is friendly and has been very helpful on the administrative side. This is a team you definitely want working with you on your investments!!!

We have been with Torrey for years now. We trust in him and Edward Jones to keep our future secure…read more We get updates and information on what is new and opportunities to explore if we wish. Thanks Torrey for the great service hoping for many more.

Called looking for some tax/financial advice. 4 days later I get a call back and explain that while…read moremy husband and I have each done our taxes ourselves in the past we are now in a more complex financial situation with higher income, being married, having a child, investments etc. we were looking for someone to help us figure out our situation from a tax perspective as last year we ended up owing quite a bit unexpectedly. Gary told me that he only helps clients. I asked if he charged an hourly rate and if we could at least meet with him. I said that we were interested in becoming clients, but would prefer to at least meet first and discuss our current situation. Gary was reluctant to help me and stated that if I were one of his existing 400 clients he would probably be able to help, but that he thought I should just use the IRS online calculator. I explained that I had already done this and needed further professional help. Gary suggested I call someone else. I'm glad he is doing so well he can afford to turn down wealthy clients, but I'm very much not impressed.

Gary has been doing my taxes for 20+ years. I haven't left a review until now as I happened to see…read morethat someone gave him "1 star" which even after reading the review is completely unwarranted. (Side note: reviews need to be objective for them to be of any value. A 1-star review should be reserved for someone that shuts a door in your face, gives horrific customer service, etc. The system is not meant to be a subjective measurement of how personally offended you are at the moment that you didn't get what you wanted, or that you were told "no". Last bit: the fact that that '1-star' reviewer felt she had to mention that she wasn't treated in a manner commensurate with 'her wealth' speaks volumes.) I give Gary extra kudos for remaining in his integrity and saying, 'no'. Ok, off soapbox, which I only climbed upon to say that Gary is very knowledgeable, professional, stays current on the tax laws, has done a stellar job for decades, works hard for the fastest turn-around time, is flexible as heck with appointments, and on top of it is kind-hearted and easy to work with. So this is an Objective 5-star review. ;) -Linda, B. Meadow V.

Noel and his team are true professionals. I worked with them on a loan for my first home purchase,…read morea process that was inherently stressful in and of itself. Noel and team (shout out to Madison!) kept me on track through the entire process, were always quick to respond to my questions, and helped quell my stress levels at various points. Highly recommend working with Noel and the team.

Noel and his team are amazing! He is knowledgeable, a clear and effective communicator, has…read moretopnotch organizational skills, and is a great advocator for his customers. One of the best home loan experiences I have had when attempting to purchase a home. A true gold country gem! Unfortunately, the home purchase I was hoping to achieve fell through because of a multitude of issues unrelated to Noel and the home loan process. Despite the loan not being needed after all, he still sent a kind email at the end, which was just what was needed at a sad impasse and was truly classy.

2023 has been a challenging year in dealing with home insurance, and after having a couple of less…read morethan optimal experiences with other brokers, I am now committing to a policy through broker Brittany Luckie of the Witzke Family Insurance Agency in Grass Valley. Dealing with Brittany has been a breath of fresh air - she listened to my frustrations and desire to be provided with some options to address my insurance goals, applied her expertise in coming up with solutions, and took the time to present me with multiple options to choose from. Thanks Brittany!

Everyone at William Witzke has always treated me with great service, and the thing I like most is…read morethe fact when I need someone or have a question, they get it two me within an hour or sooner no mater where I am at,

I love these guys! I wish I could rate them higher! Our relationship began when I reached out to…read moreDustin Robinson, my all-star realtor, in regards to home owners insurance. I was having difficulties because my property is technically commercial. After countless attempts with other insurance providers such as Liberty Mutual, Lloyd's of London and my all time favorite WORST experience with InterWest Insurance where I spoke to the laziest sucker known to man - Ryan Taylor. He quoted me 20k more than Ralph Smith at the State Farm Agency and took weeks to respond back to a single message. ‍ How Ryan Taylor at InterWest Insurance is still in business, is beyond me. Being in a frenzy, I NEEDED THE HOUSE COVERED IMMEDIATELY. After finally giving Ralph Smith a call; his wonderful assistant Sara Hathaway put a blanket of protection on my rental property in less than an hour. I'll repeat this because it's important; what the other guys told me would take WEEKS to do, Sara and Ralph did in 1 hour. In fact, I'll just to add the following to the review; I called back InterWest Insurance and grilled Ryan Taylor for trying to FUCK ME OVER on selling me a useless insurance policy that was not only pure garbage but was also over 20k worth of pure garbage. Ryan Taylor at InterWest said to me in response to Ralph Smith doing an amazing job, "Yes, State Farm works much quicker because they can broker AND underwrite their own deals." Thanks Ryan, that information would have been helpful when you were dodging my phone calls for week! ‍ Anyway, I'm thrilled with Ralph Smith and his agency! Their whole family is a dream come true: the office staff genuinely likes each other, they're funny as all hell but they're also hardworking and honest. I couldn't of been happier with my experience and now I have a beautiful piece of property I never have to worry about again because it's fully insured thanks to the Ralph Smith Agency at State Farm.

I have been with his agency for almost 8 years now. After leaving another top agency who just…read moreconsistently kept raising their rates for minor things. Switching over to Ralph's office at State Farm has been one of the best decisions I ever made. My rates have can stayed consistently low and I love the friendly office Who I know my name as well as the enemy in my family my name to. It's hard to find that old fashion office atmosphere where you still can get a handshake in person I know someone by name these days. They're always so patient answering every question I may have even if silly taking their time to describe line by line any questions I might have about policies or looking for great quotes. They are always quick to respond over the phone in person or by email. I never doubt my policy or feel like I am being sold or upsold something I do not need. This office truly had a family feel whom I trust and that is priceless these days.

This company is awful. They stole my personal information to create a fraudulent account and a…read moreduplicate insurance policy I didn't need. I refused all the paperwork, didn't sign any documents, and the next month they create a policy for me and try to bill me. I could not have objected more or refused more strongly. I already have a policy with a different company and stated this. They decided to just bill me anyway, it's up to me to call now and fight for a refund and waste more time. This is totally sleazy way to conduct business, and I wouldn't trust these crooks to insure me!

William was one of the first people we met when we moved to the area and one of the nicest guys we…read moreknow. He earned our investment, taxes, and car insurance business and we consider him a friend who is always ready to talk with us or help us out, even when we drop by unexpectedly. One of his associates, Beatrice, is friendly and EXTREMELY responsive to email every time I have a question or want to get a quote on a different vehicle. Price-wise, they are pretty good. To be honest, I had quotes from other than were about $150 less per year, but having this local office and their support is worth the difference. I'd not had any kind of auto claim in more years than I can remember and then literally 5 days after I switched my cars to WW, a semi threw a rock and broke the expensive windshield on my BMW. Of course they believed me (the truth) and there was absolutely no fuss about getting it fixed immediately (big thumbs-up for SafeLite as well). I also feel compelled to speak to the negative reviews which I am absolutely shocked to see. Remember, when someone gripes on Yelp, there's ALWAYS more to the story... and their sole intent is to punish... fairly or unfairly. When someone as nice as William allegedly tells you he doesn't want your business anymore, you KNOW that that's a troublesome customer! No doubt. Or sour grapes because they didn't appeal to their petty ego and grovel to keep them from leaving? Please. And to blame the agent for things that are set by the parent company is both unfair and vindictive. A little self-reflection for these folks might be in order. For me though, in 40 years, I've had plenty of remote/online insurance policies, and two local agents (one of them for the entire 40 years!) The local agents are much better to work with, and WW is awesome, knows his stuff, and helps you out in any way he can.

Joe was very knowledgable, and generous with his time. He helped me protect my retirement and plan…read morefor tax savings.