I was in the process of looking to refinance my current home. Paul reached out to me to further…read morediscuss this matter. My experience with him was unpleasant. He also quoted me the highest interest rate thus far. During the entire conversation he over talked me, spoke to me with a condescending tone, was dismissive of my questions/concerns regarding the potential loan/process. He couldn't even be bothered to originate a proposed loan quote with a full breakdown of the loan costs/fees and what my monthly payment would be. This is most definitely a huge determining factor regarding which bank/lender is the best fit for me and my needs. When asked for a breakdown of the loan costs, his response was, "I can't give you that answer until closer to closing." It was at this point I knew this isn't a company I choose to do business with and I definitely would not recommend them based off of my interaction with Paul.

We just closed on our retirement home with 2nd Generation Mortgage…read more Paul's marketplace expertise, dedication and commitment to getting us the best deal possible confirmed that our decision to use 2nd Generation was the right one. He walked us through the procedure leading up to closing providing direction and thoughtful alternatives as they were required. He explained and reviewed the many choices needed and continually updated the numbers so that we could make informed decisions and provided all of the information we would need so that we could close in a timely manner affording the opportunity to make our money work in the hardest possible way for us. We have already recommended him to our children!

I can't rave enough about Colin. His expertise is unparalleled, but it's not only that. He helped…read moreme understand the process, explained the pros and cons, and gave me the most thorough information and thoughtful guidance I've ever received in any real-estate/financing transaction. Highly recommend!

From the owner: At Waterville Mortgage, we understand that obtaining a mortgage is one of the most important…read morefinancial decisions you’ll make. That’s why we’re committed to making the process smooth, transparent, and tailored to your unique needs. Here’s what sets us apart: Personalized Service – You’re never just a number to us. Our experienced loan officers take the time to understand your goals and walk you through every step of the process, ensuring you feel confident and informed. Competitive Rates – We work with a wide network of lenders to offer some of the most competitive rates and flexible terms available, helping you save money over the life of your loan. Local Expertise – As a locally rooted company, we know the Waterville market inside and out. We’re here to help you navigate local real estate trends, property values, and financing options. Fast, Streamlined Process – We combine industry-leading technology with human support to move your application quickly from start to close, reducing delays and surprises. Trust and Transparency – No hidden fees, no confusing jargon—just honest advice and clear communication from day one. Whether you're a first-time buyer, refinancing, or investing in property, Waterville Mortgage is your trusted partner in turning your homeownership dreams into reality.

I worked diligently with my Lender to qualify for the loan but unfortunately I was unable to…read morequalify because of the guidelines changes with the Covid-19 uncertainties. I am in appreciation that they understood my excitement to purchase my first home. Hopefully, things will get better for the entire economy and I hope MDE homes will be there to help one of you.

This is a follow up to my first review. A couple of days after closing, my bank called and told me…read morethat the title company that I had given the cashier's check to had not endorsed the check. I said that's not my problem since I gave the woman the check. More incompetence! Then the next day, MDE contacted my son that more paperwork was needed (we had already sent them that paperwork) so I told him to ignore it. I was not spending another dime printing and faxing documents to MDE. They are incapable of sending documents that can be electronically signed. DON'T use MDE!!! I'm in East Brandywine township, not West.

Simply the best! I worked with Chris Gallo and his team, he was very helpful with us in this…read moreprocess. First time home owners, Chris was always upfront and optimistic and answered all of our questions. We saw the house late in October and we closed in Jan 12, 3 months!! We are very pleased and happy with NJ Lenders! A big THANK YOU to you from Roger and I!

From the owner: Our company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL…read more Our goal is to offer competitive mortgage rates and fees while providing a level of service that exceeds our client's expectations

If you're looking for a mortgage lender who actually cares, go with Bobby. He made my first…read morehome-buying experience seamless despite a very tough market. Bobby is attentive, always available, and incredibly thorough. He never missed a call or text and was always ready with a solution to get my offer noticed. He truly listened to my needs and helped me close on the perfect home. 10/10 recommendation

Bobby was recommended by my brother who closed on his home a few months ago. My experience with…read moreBobby far surpassed my expectations. First home purchases are perceived as stressful and complicated. Not in this case. Bobby and his team were along for the ride every step of the way, portraying professionalism, care and dedication. I look forward to working with Bobby on our next adventure. Thank you Bobby!!

Our realtor recommended Gateway Mortgage in Red Bank as she has used Robert Kinney several other…read moretimes. Excellent experience. Robert was fantastic answering all our questions and giving us guidance. He was so organized and helped up close in 30 days. If we had any concerns he was quick to respond even on the weekend. He recommend First Integrity Title company in Red Bank and a lawyer. All around everyone he recommend was excellent and worked to get the closing accomplished in the time frame we needed. He was one of the best mortgage persons we have ever dealt with. Highly recommend.

Just refinanced with Cardinal Financial with Loan Officer Matthew Schofield from the Shrewsbury…read moreOffice. He was very professional and made the process easy. I would recommend them to anyone who is looking for a mortgage or refi.

From the owner: Cardinal Financial can help you achieve your goals. To set up the right Shrewsbury, NJ Mortgage…read moreplan for you, get in touch with us -- we're happy to help.

This used to be the main headquarters of the old Shrewsbury State Bank. Now it is just one of many…read moreValley National Bank's in the area, but being a former headquarters, it does have more charm than any of the other Valley's in the area. Although I primarily bank at the Little Silver Branch, I do enjoy coming here every once in awhile as it is conveniently located along Route 35 in Shrewsbury. Only down side to this branch is that they still have not installed an ATM Machine in the drive thru lane. You still have to park your car and go inside to have ATM access.

Over a year ago, I was referred by a friend to Nestor Roldan, Branch Manager of the Red Bank, NJ…read moreValley National Bank who is now the Vice President/Branch Sales Manager of Valley National Bank in Shrewsbury, NJ. Nestor assisted me with my home equity loan which not only saved me money with my monthly payments but also introduced me to finally being able to trust somebody with my finances. I also have other accounts with Valley National Bank - I trust this bank, I LOVE this bank and I highly recommend this bank! I once worked in a bank as a teller and I have never seen such a strong and professional Bank Manager/Bank Representative as Nestor Roldan

I've had numerous mortgages over my lifetime. Never had a fraction of the issues I had with this…read morecompany. The absolute worst. I was about to cancel the loan but after the long drawn out process and with COVID I didn't want to have to begin the process all over. Five days after my loan closed they were asking for a W2 from my wife showing how unorganized they were. I sent an email to the woman who I sought the loan though that additional principal I paid was not properly applied when Family First sold my mortgage to an even more incompetent company. Her email response to me was "that's odd"... Not "sorry, let me see what I can do to help" Now the company they sold my mortgage to never received any info on my homeowners insurance company, so without prior notice, I received a letter in the mail from my homeowners that I was dropped cause they haven't received payment from my mortgage company (nor have any info on them.) DO NOT USE FAMILY FIRST... Entire experience was terrible

From the owner: You come first with family first funding, we specialize on finding the right product for you and…read moreyour family's needs. we treat everyone like a first time home buyer and we assist you in every step of the process. whatever your personal need are we have a product or program to help you.