My lender was Attorneys funding group. Owned by Brian Clark.
We would never go with this Company and recommend you read this to decide if they are for you:
1. May 1, 2020 - Pre-approval letter sent to my agent and myself. With an email stating we can get up to 550k, still have both these. (Brian wrote these)
2. Entered contract 5/13/2020 after submitting multiple offers. Was told to do a 30 day escrow.
3. Brian and Raimee are ex-partners (relationship) so their communication in this company lacks, and WILL cause issues for your loan closing within the allotted time. She REFUSED to speak to Kyle our loan officer.
4. On 6/30/2020 we were supposed to close escrow. We did not close escrow on time here is why, they prematurely preapproved us. Like prematurely and fraudulently, read below.
5. Signed new disclosures 7/4/2020 with a promise from Kyle to give notice to our landlord that we would be done by 7/15/2020.
6. I emailed Brian Clark - president of this company asking for help with his lender. Here is the email: He did NOT respond.
Hello,
I was wondering if we are going to get any compensation for the part of this mess that could have been avoided with prior research to writing a pre-approval letter? That error in judgement/experience caused us so much headache and money.
I disclosed my bk date many times The first date to close was 6/30/2020. Then our credit got pulled 5 times and we get charged for all that nonsense. Then the date moved to 7/6, failed to meet that date. Then the new date got moved again to 7/15. Now no one knows. Even our contract to extend with the seller is expired. All because of a lack of experience with bankruptcy expiration times, and a pre-approval being written prior to being qualified.
I saved your processing team time, because the UW would of eventually asked for a bank account with Jarrod's name on it, as Rainee was asking for 2 with JUST mine. I saved that headache by automatically sending them, as well as an updated pay stub. This could of been easily caught if the documents were looked over by the team. I am sure you heard I had to correct the 1099 errors in the very beginning - where I did manually add the accounts that contain Jarrods name.
I have tried everything I can to overcompensate and give everything as fast as possible, and it still took the processor two days to prepare for a resubmit. I am signing this broker fee agreement, but honestly I do not feel like this went as smoothly as it could have if some due diligence was completed to figure out exactly how a bk works with the underwriting system, which any underwriter would or should know.
I am to the point of being concerned if we can even have enough time to paint, clean etc. We are now looking to hire to get help to get it all completed on time, due to being told on the 1st it was safe to give notice as we were closing by the 15th, another failed deadline.
I really hope your team has learned a lot of valuable information from this unique situation so in the future when a borrower comes to you, you can be straight up and not run into this again. We all know how lucky we were to have this seller, because others would of backed out after the first extension request back in mid June.
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Take Care!
Nicole and Jarrod Saksa
We closed Escrow almost 90 days after my preapproval letter, and 2.5 months later. Causing our seller a lot of extra costs, and stress for us. It gets better. I left a review for our Agent as she recommended this joke of a company. Then Kyle decided to threaten me, letting me know if i left reviews I would be sued.
This company is not the company for me, and should not for you. Brian does not care what his employees do, or this would of been rectified without more out of my pocket. read more