My husband and I had the pleasure of working with Elise on the refinance of two properties. I don't…read morehave much to say about the process, but so much about how wonderful Elise was! The whole process was quick and easy on our end, and we were invited to her beautiful home to do all the signing, where we were treated as family. Our two kids were entertained by the dogs, and. life-sized Santa was a witness! It is clear Elise is "in it" to help people. I recently reached out to Elise for advise on what type of financing product would fit a need that developed with out home. Elise very kindly responded with places other than her I could go to for a product that would best fit our needs. I appreciated the honesty and time she gave in that situation. In addition to your mortgage needs, Elise is also a talented gardener and shares a plant bulb or two as well as advice! You've made a friend in the community after working with Elise.

"If anyone can do it, Elise Groves can do it." That's what one of our friends told us when we were…read moreat a point of wanting to refinance our home several years ago. Wow, were they right. Interest rates had fallen and we wanted to lower our mortgage payment and take some money our for home improvements. Elise did the work and was able to get our refi done smoothly. When the interest rates went down even more a year or so later, we did so again. Robin and I heartily recommend working with Elise Groves for your mortgage needs. We intend to come back to her for any future mortgages!

Where to start... after 3 hours of phone calls and 100 different questions through the night when…read morethe thought process is stressing me the most. Sam was there to guide into multiple options not just his way. He's transparent,understanding and quick. Trust me if you feared it, he already knows the solution. I highly recommend this business to put those nerves to rest.

I met Sam through his wife, Angelina, who was my realtor. I had asked Angelina for help finding an…read moreappropriate lender for my situation. Within five minutes, Sam called me, and I immediately felt at ease. Sam explained the process and showed me the best route to financing my home. Sam and his team worked quickly to get me into my home. Sam asked me to contact him anytime with questions, and he always answered my calls and texts, no matter the day or time. Thank you, Sam and team, for all your help. Angelina and Sam got me into my home 19 days after I saw it! They are dialed and I strongly recommend them!

I would give more than 5 stars if I could!…read more Scott Lawson is an incredible mortgage broker. As a first time home buyer, he made the process so seamless. I had absolutely no idea what the home buying process entailed, and Scott did an amazing job helping me through the entire thing and answering the dozens of questions I would call and ask him almost every day. He was extremely communicative and kept me in the loop which helped ease my nerves, and was always willing to explain everything in an easy way for me to understand. I would highly recommend working with Scott to anyone looking to purchase a home. It was an incredible experience and I feel so lucky to have had him to help through the whole process!

If anyone is looking for a straight killer in the feilds of home loans Scott is your guy!…read more This man worked day and night for me. Met with me at my home at 8 o'clock at night twice. Worked around my schegual. He went to offices of poeple he needed my info from. This man is best described as a Robot working non-stop to get you your loan hitting all targets with precision and accuracy. Thank you for everything Scott

After trying 3 different real estate agents and different companies, we found Randy Ratto at an…read moreopen house more than 4 years ago.(no joke, first impressions can make the difference) Randy was nice, informative and not pushy. We talked with him for a while, then we asked for his card and our journey to buy a house began. Randy went above and beyond showing us homes, making offers, unfortunately we got outbid several times over the years, still Randy never waivered from his professionalism, always had words of encouragement and support, knowing the right house would come one day. After 4 years of driving all over northern California to look at dozens of homes, a house showed up, and it was another battle, but this time Randy and his staff at HPI, had already taken care of the loan and preapproval and guided us with the correct offer to have the sellers accept and we got the house! Turned out our offer was at the correct appraised value for the house! There is nobody in Real estate that will care more, dedicate more time, explain all of the circumstances and guide you to buy a house better then Randy Ratto. He is our agent for life! Ed, Athelie and Rod

This is going to be short and sweet. If I can give 0 stars I would. Don't trust this company. They…read moreare crooks. They told me I was qualified for a refinance. So I paid them to start the process then I was told I wasn't qualified. Took my money and won't refund it. Also those 5 stars that you see they got from the 6 people is probably from their own office.

Tim Carroll came in @ the 12th hour on my home loan and got it done! In record time, no less! He…read moretook on the challenges and kept me calm during a very difficult sale. I would recommend him to my own family. -Thanks Again Tim!

I have had the pleasure of working with Tim on several homes now and every time I consistently hear…read moreamazing feedback about their experience. Not only does Tim know the mortgage industry inside and out, he takes time to counsel his clients on how to best prepare themselves for their home buying ventures and things to keep in mind for up to a year or more as they get ready. Tim is truly an expert at what he does and cares about helping his clients make the best financial decisions for one of the most important purchases they will ever make. It is so important to trust who you work with and Tim is the one to go with, beyond a doubt. Tim has also hosted several luncheons where he invites people who are considering buying a home to come for an information session to learn about the housing market, what it takes to buy a home, and even provides exciting options such as the All In One home loan that CMG offers unlike many other companies. Thank you Tim for all that you do and for being a respected businessman in Sonoma County. I look forward to continue working with you.

Jeanine's service is defined as "excellence as the only standard"! She assisted me on my first…read moremortgage and this time the refi. She is very honest and transparent. Look no further, she is the real deal! I highly recommend her. Thanks Jeanine for all of your help!

If I could give Jeanine more than five stars, I would…read more Buying my first home at 63 years old after a lifetime of renting felt exciting, overwhelming, and at times downright terrifying. From the very beginning, Jeanine was so much more than a mortgage broker, she became a trusted guide through every step of the process. No question was ever too small. She patiently explained things I didn't understand, kept me informed every step of the way, and somehow made a very complex process feel manageable and even possible. Whenever a new document, underwriting request, insurance issue, or unexpected question came up, Jeanine was there with calm reassurance, knowledge, and practical solutions. What impressed me most was how deeply she cared. I never felt like just another client. She worked tirelessly behind the scenes, coordinated with my realtor, escrow, insurance broker, and lender, and always had my best interests at heart. I truly not only felt, but knew she was advocating for me throughout the entire process. Thanks to Jeanine, I am now the proud owner of my very first home. Looking back, I honestly don't know how I could have navigated this journey without her expertise, patience, encouragement, and unwavering support. If you're looking for someone who is knowledgeable, responsive, compassionate, and willing to go far above and beyond, I recommend Jeanine without hesitation. She helped make one of the biggest dreams of my life come true, and I will always be grateful.

Was not very attentive. Answered a few emails and phone calls then absolutely no response after we…read morecame up with a game plan. Do not waste your time. We were able to find a loan elsewhere with less hassle.

I worked with Jeffery Harris on the recent purchase of a home. Throughout the process he tried to…read morebully, rush, and man-splain the process, and lied to me about what to expect in terms of closing costs and the mortgage payment schedule. He had given me both a verbal and email confirmation of the final numbers, then sent a notary to my house with a different plan to be signed the day before I was set to move in. When I called to complain about the dishonesty, he blamed the real estate agent for not pushing the closing date back further. In actuality, he had been rushing us to close the entire time. I would not trust Jeffery Harris. to follow through with what he tells you.

Samantha gets the job done quickly and very effectively. She's great to work with…read more Ivan Meyreles

From the owner: At HP Investments, Inc you get the lowest mortgage rates available from Sacramento to San Diego and…read moreNO JUNK FEES. It is as simple as that. We believe that excellent service and a reputation for honesty, integrity and reliability are just as important as helping you find the right loan to match your financial goals. All of our loan agents are licensed by both the Nationwide Mortgage Licensing System (NMLS) and the California Department of Real Estate (DRE). What this means to you is top quality Mortgage Loan Consultants with many years of experience in the lending business. Our Loan Consultants are trained to work with you to guide you into the right mortgage loan for you and a term that matches your payment ability and financial goals.

We hired Robert to represent us in an off-market sale of a house in Santa Rosa. We had lived there…read moreas renters for some time and had already agreed on a price with the owner. We brought Robert on as our lawyer to guide us through the entire sale and escrow process. Robert answered all of our questions, coordinated with the other attorney and the title company, and made sure we paid attention to important details, such as the fire readiness survey. The escrow closed this week, and we're extremely happy with the guidance and oversight he provided throughout the process.

Great guy very knowledgeable... knows his stuff any one looking for a great Attorny call Robert…read moremade life so much easier taking the stress away from the situation

I've known Cindy at Safer Properties for many years, and I honestly trust her with my life. We're…read moreboth in real estate, so I know firsthand how hard she works and how much she cares about her clients. I do know there was a time when someone in her office didn't follow up the way Cindy expects things to be handled. She took care of it, and that issue has been rectified. Cindy really knows rental laws and is always willing to go the extra mile to help. She has helped me and several of my clients with rental questions and situations over the years, and I've always found her to be dependable, knowledgeable, and easy to work with. I would absolutely recommend Cindy and Safter Properties Property Management. They/She genuinely cares about her clients and works hard to maintain the excellent reputation she's built over the years.

I would not use Safer property again. Accounting practices…read moreare sub standard. Maintenance issues were left for a week before being addressed. When I gave notice that I would be ending Safer's management they stopped returning my calls. Even the manager in charge failed to return at least 10 phone calls from me trying to get keys, deposits and walk through photos from them. There has to be something better than this. Tenants stated that no exit walk through was ever performed.