We worked with John Nevolo to purchase our first home in '19 when he was employed at Jersey…read moreMortgage and he locked us in at 5%. In '19. Our credit scores were excellent, no debt/loans. At the time we were mid-twenties, 1st time buyers, and thought this was a good deal because we listened to him. He screwed us in retrospect. We liked him, he had this used car salesman-type charm but also kept making parallels between us and what him and his wife did when they were our age. It was heartfelt-we fell for it. We ended up refinancing down to 3% shortly thereafter with the company John sold our loan to. Skip to Spring '24. Rates are around 8%. We have a baby and getting the itch to start looking. We finally had an offer accepted in Sept '24. Rates are now ~6%. We figured we'd give John another chance, he was now at NJLenders and he told us he had more flexibility. It wasn't a good decision, here's why: John repeatedly asked us to buy points, despite the fact John and the rest of the USA knew rates were coming down. Our final straw was when John called us to give us another 'offer' - buy down your rate from 6% to 5.675 for $9K. An absolute and utter sham. Oh and per John - you have 3 hours to think about it and I can 'lock it in'. This is one day before rates plummeted and this was the third time John tried persuading us to buy down points for astronomical amounts. It was at this point that me and my said uh oh - this guy is trouble. After the $9K offer, we asked our realtor to share his lender. When we told John why we even considered calling a different lender (because of the $9K sham) and tried being candid with him out of respect, he admitted that the $9K offer was 'a bad deal' and he 'wouldn't have taken that either'. Who wants to do business with someone like this? When we came to John to tell him the other lender offered us 5.75% clean-no points to buy down- he started with 'oh, you don't have time, you both work and that lender is likely adding hidden fees to make up for the lower rate.' FALSE. We compared the 2 loan estimates- it wasn't true. A few days go by. He calls us again, extremely pushy. Saying he will lock us in at 5.85. No points. Where did that come from? Why do we get the best he could do this late in the game? It was still higher than what we got from the other lender. We said no thank you, ended the call amicably. We tell him via email to withdraw our loan. As a last ditch effort he's really pulling for straws now - he tells my husband to ask our REALTOR to buy down points. His reasoning is the realtors are the ones that are making the money! I am not sure at this juncture if this man is sane and can't understand how he has been doing this for 30 years. I am insulted that he thinks we are this inept. We said no thanks, close our file, and ended the call amicably. During this entire process things were said that didn't sit right with me. One of them is a true issue I feel obligated to provide to anyone thinking about working with NJ Lenders, solely because they employ him, and John Nevolo himself as he is licensed in the state of NJ. When we were speaking to John and he was scrambling, stuttering, trying his absolute best to sell his 'deals' he tells us that only a small percentage of people shop around for lenders and he said as an example, he couldn't stand dealing with Indians because that's all they do is shop around for mortgage rates and that they are the worst to work with because of this, he'd rather not even be bothered. That's ALARMING. The reason why I'm taking the time to write this review is because I was pushed way too far at the end and here is why. When you switch lenders, you have to get the appraisal transferred if the appraisal has already been done. Usually this is a simple process. After following up for 3 days, John was not agreeable to transferring the appraisal to us and tells us via text to buy another one with our new lender. I absolutely lost my mind. I was so angry at this point after all of the things this man had tried to do to us while we maintained respect for him. I called him and told him how disgusted I was by him and his dealings. A person can only be pushed so far. Thankfully, our new lender used to work for NJ Lenders and knew the owners and was able to get the appraisal transferred but - WOW. It was discovered that John didn't even ask the right people at NJ Lenders for the appropriate protocol for transferring appraisal. He wasn't even trying. After attempting to screw us so many times again and again, this guy right up until the bitter end just couldn't manage to do the right thing. John has likely screwed enough people and he is so close to retirement now that I'm not sure he genuinely cares which makes him even more dangerous and predatory. I hope this review serves as an example and saves others from the headache my husband and I endured. If John did it to us twice, he'll do it to you.

My original call with a team at NJ Lenders was great. But when I needed to begin a process to…read moreactually pre-qualify for a mortgage and have a discussion about what I could afford, they weren't available to run numbers and have that discussion, even after they ran my credit. It took 4 days and still couldn't get a phone call from them. They were never available when I called them, either I'm sure that my purchase price was lower than most of their clients and I don't know if that was the cause for the slow response from both of them. I would recommend looking elsewhere.

Working with Michele and her team was a true pleasure during the home buying process. She proved…read moreto be extremely knowledgeable in her field and went out of her way to respond to all our concerns and inquiries in a professional and timely manner. Her team kept us informed throughout the home buying process every step of the way. Her warm personality eased our angst whenever we felt out of sorts in this somewhat difficult process. Both my daughters recommended her services and needless to say, she did not disappoint. We will certainly count on her services should the need arise in the future.

This is a much overdue review for Charles Lomolino he has been working with my husband and I on…read moredifferent rental properties in CT and he has always been very professional and easy to work with. He is responsive and tries his best to help us with random financial questions. There have been some hiccups along the way with some things but a lot of it has to do with the underwriters. We have had some mis understandings as well but all in all I can say he has been a true help in our road to getting some rental properties financed. We are located in California and he has been a huge reliable financial resource for us in the east coast. If you have any financing needs and want someone who is honest and reliable try and reach out to them.

They raised the maintenance yet again but this time telling us 3 days after the fact. The super…read morecouldn't look me in the eye and I didn't know why until I got the e-mail. It is what it is. They built million dollar homes next to us so I hope our property value is going up. Only time will tell... but I don't know. They made an exercise room out of the board room which is kind of lame looking and not all machines work. They are trying I guess. Will keep you posted.

I agree with many of the written negative reviews and have personally experienced the rudeness and…read moreincompetence of our managing agent. Mike Mae doesn't thoroughly review the complaint and does not point to a specific policy or rule that is violated. Moreover, he doesn't site relevant documentations where the issue is discussed. Instead, he resorts to bullying and disciplinary procedures on a whim. He makes up rules as he goes along and that is supposed to be good management. Worst yet, his boss J. Holzinger at Barhite and Holzinger Co. goes along with him. To me that seems like a sheer incompetence and lack of social skills. I hope they remember that the owners of the co-op pay their salaries.

Our family lost our down payment on our home because this realtors email system was compromised and…read moreinfiltrated by hackers. Over a year later Terrie O' Conner only blames us for wiring our down payment when instruction to do so came from their official email account assigned to agent Michele Gregorat. Shame on you TO. Don't let this happen to you, avoid this realtor at all cost.

I'm taking the real estate course online and so far it has been great. It has been easy to learn…read moreand the instructor has been great

Ogden Cap properties has always been extremely good at repairs. Yesterday I had a very stressful…read moreexperience. I had maintenance here for hours trying to unplug my kitchen sink. They had to return and get into my neighbors apartment because her kitchen sink is connected to my bathroom and my bathroom is connected to my kitchen sink. Go figure! When nothing worked unplugging the kitchen drain they returned again and tried through my bathroom sink. After three visits they left thinking issues resolved and then my bathroom sink plugged. I took a picture of the stuff coming out my bathroom sink that was plugged by this time. So I went down in person to maintenance with the photo of the crap plugging it up and they returned for the FOURTH time. At this time. I'm not sure if it's fixed but it's going to have to do for now. I'll find out soon enough. I'm going out to eat today for Mother's Day. I'm not going to be upset about the plumbing before lunch!! I never had a kitchen sink issue before and I've been living here since 2011! I'm lowering the stars to four for now because I've asked them to use a snake on the drain and they won't for some reason!

I'd been a longtime resident of Normandie Court who recently moved to a building nearby. The…read moremanagement team at Ogden CAP Properties has always operated with the utmost professionalism. During the pandemic, Bianca Pulsoni has been particularly responsive and accommodating. She and the rest of the staff made living there enjoyable and leaving bittersweet.