I needed to find a broker/lender that I trusted to move forward with my home buying process. I was…read morereferred to Bodhi and his team by my sister in law who has many clients that speak highly of Bodhi. By the time I spoke with Bodhi, I had already spoken with 3-4 different brokers and I was getting tired. Bodhi sparked a new excitement and confidence in my home buying process. He was detailed and specific on pinching numbers to allow me to feel comfortable with what I could afford (including cash flow). It was important to me not to be house broke and he was always honest with me. Being a first time home buyer is overwhelming in and of itself; having someone like Bodhi and his team who are patient and willing to educate and re-educate was such a relief. I felt like I had someone on my side; it wasn't just about the money. Every time I had a question or needed something, they were always available or would call me back immediately. The process of home buying was smooth and they instilled a lot of confidence and calm in this process for me. I wish I could give them more than 5 stars. I highly recommend Bodhi and his team. You won't regret it!

There are people who do their jobs. And then there are…read morepeople who change lives doing their jobs. To Empower Capital Group, Bodhi and Elsa--I don't even know where to begin. This wasn't easy. We spent months navigating what felt like an impossible road. Three appraisals. A denial from the first lender. Countless hoops to jump through. So many moments where it would've been easier to just walk away. But you never did. Bodhi and Elsa--you stood by me and my dad every single step of the way. You didn't just process a loan. You fought for us. You believed in the importance of keeping a roof over my dad's head, and you never gave up--even when things got hard. Even when you could have. And here's what meant so much to me, maybe more than anything: you told me the truth. In an industry where silence often replaces honesty, you didn't hide the bad news. You didn't leave me in the dark when we were up against a wall. You brought everything to the table--the good and the bad--and gave me the opportunity to overcome it. That kind of transparency is so rare these days, and it meant everything to me. You saw that this wasn't just about money. It was about dignity. Security. Love. It was about helping an elderly man stay in his home--his safe space, his sanctuary. And you made it happen. It brings me to tears to think about what you did for us--not because you had to, but because you wanted to. Because you saw the heart behind this, and you matched it with your own. This is what it looks like to work with good, ethical, human-centered people. This is who you want in your corner. To anyone looking for a mortgage company that goes above and beyond-- Empower Capital Group is it. Ask for Bodhi and Elsa. They don't just make loans happen. They make miracles happen. From the bottom of my heart--thank you. You didn't just help us with a reverse mortgage. You gave my dad his home. And I will never, ever forget that.

Cindy helped me purchase two properties in Cotati in 2012-2013. Both of these were long and…read morearduous transactions, due to issues with the sellers and the lenders' short-sale regulations. If it had not been for CIndy's dedication and perseverance, neither of these transactions would have gone through. A lesser agent would have given up after dealing with months of roadblocks... but because of Cindy, I am now a proud owner of two properties that are steadily increasing in value. Cindy is a longtime resident and knows the neighborhoods well, and is generous with information and advice. She has a laid-back, level-headed style and always works toward the client's best interest. She gets things done without ever being pushy. As demonstrated in my transactions, she works through issues with diplomacy and tact and makes things more pleasant for all involved. I've recommended Cindy to several of my friends, and she will remain my first choice in the future.

Over the past 7 years Cindy Cunningham helped me buy and sell property in Sonoma County on four…read moreseperate occasions. Some of the transactions have been difficult and overwhelming for me, but she guided me and helped me every step of the way. I did not feel alone in this because of her. Her expertise is off the charts, her tenactiy and integrity are even beyond that! I have found that with her if you are just in the looking stages, she will work with you and tell you what you can afford and what programs may be available to you. She will also send you listings via the computer or print them out for you to study. If you are listing your home to sell, she will help you prepare for that so that you can market your home in a way that will get you the highest dollar amount. If you are ready to actually purchase a home, she will work endlessly with you until you find the home that was "meant to be" for you. If you find that after searching you are just not ready, she understands this and will gladly put things on hold until the time is right for you. No guilt or pressure ever. She TRULY wants what is in the best interest of her client. She treats a small sale with just as much care and dignity as she would a large sale. Dollar value of a property is not the motivating factor for her, making sure your needs are met properly is her priority. Many difficulties can arise with a real estate transaction, Cindy handles them as they come up and resolves them as quickly as possible and makes it appear effortless (even though most of the time it is anything but) She does whatever it takes to move forward minus the drama. She is always striving for the best outcome for all parties. She also is VERY good at helping people with Estate properties. This can be a trying time for families, but she listens very carefully to the needs of all parties involved and remains neutral in order to produce a fair outcome that will be pleasing to all. Over the recent years she is becoming more and more experienced in the whole "Estate" process. She also has great contacts that she can refer you too such as Lenders, Estate Attorneys, etc. No matter what stage you are at in your life, Cindy has a way of gently connecting you to your next step in a highly professional and caring manner. I would highly recommend Cindy. Everything that I have mentioned in this review I have experienced first hand with her. Up until my Father's passing (approximately 12 years ago) he was an Owner/Broker/Agent of a very successful Real Estate company in another area. He had 30 years experience and was highly respected for his abilities as well as his intergrity. From time to time I worked with him at his office and was often involved in the business in various capacities. From my late teen-age years until before his passing, I was always exposed to the business and many of the wonderful agents that worked with with my dad. Having said that, I feel that I this is a good reference point to draw from so that I can honestly testify that Cindy is totally top notch! Wisdom+Experience+Heart=Cindy Cunningham

Valerie was our real estate agent who helped us buy a lot. She was so diligent and professional…read more She was very considerate and timely with her responses. We absolutely love her. We highly recommend her. This was our first purchase ever and she did whatever she had to for us to be comfortable with our decision. Any questions we had, she would find us an answer (within hours). She looked at this project beyond the lot including building and resale value. She booked a meeting with designers and contractors for us which was phenomenal in easing our nerves. No other real estate agent would put this much effort into their clients. She also has this great philosophy that she will stick with us beyond the sale and we love it. We came in looking for a realtor but came out with a great friend.

WIth Great Appreciation!!!!!…read more Our experience with Valerie Anderson was simply Outstanding! We were looking for a seasoned professional that could help us realise the best possible return on our investment in a highly sought after community in Santa Rosa, CA. We met Valerie at a friend's home, after having a detailed conversation with her regarding real estate, the decision to use her as our agent was instant. Valerie listened closely and within 24 hours, to our surprise, she developed a plan specific to our home and implemented the plan with such impeccable detail. We were in awe to discover we were her first clients. Not once after the discovery, did we loose confidence in her ability to move forward with the sell of our property. Her knowledge and follow up was that of a 20-30 year real estate professional. Valerie has a natural gift for interior design, she staged our home with such perfection we assumed she hired a professional stager. There was record number attendance for the first open house. Offers were made instantly. The house went into escrow and sold in 30 days. The entire process was flawless! Valerie's professionalism, kind demeanour, knowledge of the market and personal touches far exceeded our expectations. Thank you Valerie Anderson, you are truly a remarkable realtor and we 'Highly Recommend' using your services! In our opinion, you are truly one of Santa Rosa's best up and coming talented real estate professionals! Sincere Regards, Gerald & Janet Diggs

Jeannie Vandeweg was my real estate agent 7 years ago when I bought my first house and she was…read morerecently my agent when my husband and I bought our first home together! Her excellent connections in the Sonoma County real estate community really made a difference in selling my house. She is very knowledgeable about market trends, which allowed us to secure the right new home. She had a positive attitude and was solution oriented throughout our buying and selling process. I always felt like she listened to us and worked tirelessly to meet our needs.

Jeannie worked with us to find our dream home for three months. She drove all over Sonoma county…read moreshowing us homes and was amazing the entire time. She works hard for her people and is available anytime via text or phone calls for random concerns and thoughts. Recommend her 100%! Thank you Jeannie!

Paula Reinhold was the best! We've done business with her before and she remembered our…read morepreferences. Even though she cautioned our re-finance would take a long time, she and her team moved things along at an efficient and orderly clip. I can't imagine doing business with anyone else. She made our re-fi painless!

I like Bill Barnett at Stearns Lending. My husband likes Bill, too. My father-in-law, my…read moremother-in-law, my neighbors, my husband's co-worker Steve, and Steve's mom--everybody likes Bill. Bill is just a very likeable guy. All that being said, what you want in a mortgage broker isn't likeability, though that doesn't hurt. What you want is somebody who knows the market, will be honest with you about what you can afford, will let you know when it's a good time to refinance and tell you frankly when it isn't, and is readily accessible by phone and email. You want somebody you can trust as you enter into probably the largest purchase of your life. Bill has been all those things for us through a home purchase and multiple refinances--plus he runs a truly local business. And crunches numbers with alacrity!

I had a wonderful experience working with Roxanne Mercer and her partner Camielle. My clients…read morepurchased one of their listings and we were able to close in 2 weeks. They were collaborative and helpful every step of the way. I would recommend them to others looking for a professional in the real estate industry. Cheers! Josh Gordon

Roxanne is great! The truth shines through. As the other…read morereviewers say, Roxanne is direct, perceptive, hardworking, creative, and helpful. She responds immediately and appropriately. Our sale was complicated and difficult, and Roxanne made it happen through her persistence and attention to detail. She exceeded our expectations! Oh, and she's fun too.

Maureen is incredibly knowledgeable and took us through the process beautifully. We had thought the…read moreprocess would be difficult and time consuming , and it wasn't. We were thrilled that she made everything so simple for us. Maureen is trustworthy and responsive, and we highly recommend her!

My husband and I went through the reverse mortgage process with Maureen recently. I took a SRJC…read moreclass that she taught in the spring and was impressed with her ability to explain complex financial procedures and her knowledge of the topic. She coached us through all the things we had to do. Everything went smoothly and was actually a very pleasant experience. I would recommend her to anyone who is interested in a reverse mortgage.

Josefina had ZERO communication skills. after my initial call to get more information about about…read morethe buyers in regards to to an offer I received she dodged all my calls, emails and text messages. after extending escrow 4 times we were finally told they could not get the loan. The lack of communication was ridiculous and I would never recommend anyone to use this lender or company!

Was referred to this company (specifically Josefina Reynoso) by my older sister. I was in the…read moremarket of purchasing my very first home and I had such a horrible experience with my lender that buying my first home will always be a time where I was so dissatisfied with using this group. Josefina was fairly communicative in the beginning and was able to find me a lender (only one apparently), which I was happy about. I found a home and was excited to purchase it and was going through the roller coaster of escrow and closing. There are so many times where we (my agent and myself) were told that we would be closing this day or that day or surly this week. Closing took a lot longer than it needed to be and the communication between Josefina and myself became so bad. I was hoping my experience with buying my first home would be pleasant but man was I wrong about this one. You go through the emotions of excitement, anxiety, etc. For example, if you tell me you plan to have everything ready for close for a friday and call me to see if I had wire the money on thursday (which I did immediately, since we were in closing) but end up closing the following week on a Wednesday shows that you were just trying to make sure yall got paid. I get it, its business but in all businesses, customer service and satisfaction should be a priority. I will likely never use this lender again. Youd think they would ever do a follow up after they helped you buy your home? Nah no way and to be honest I would rather not hear from them again. 2 stars because in the end I did buy a home (right thats what matters at the end of the day). Have I would of known this was going to happen like this, I would of definitely waited and found another lender.