We can't say enough good things about the team at Empowerment Capital Group. Having both our realtor and our lender under one roof made the entire home-buying process feel far less fragmented and stressful than we expected. Everything moved in sync, and we never had to play middleman between two sides that weren't talking to each other. Jennifer Jacob handled the real estate side, and she was exactly the realtor we needed. We went in with a very particular set of criteria, and she took the time to understand what we were actually after. She put up with a constant barrage of questions throughout the process and answered every one thoughtfully, never making us feel like we were asking too much. She was an incredible resource when it came to advisement and strategy, always thinking a few steps ahead and helping us weigh the tradeoffs at each decision point. When we found the house we ended up purchasing, she made sure everything went as smoothly as possible from offer to close, anticipating issues before they became problems and keeping every party moving. Bodhi Kraus handled the financing, and he was every bit as impressive. He fielded many of our questions, including the stupid ones, with grace, patience, and humor. He made a part of the process that's usually opaque and intimidating feel approachable, and he kept us informed at every step so we always knew where things stood. His steadiness took a lot of the anxiety out of what can be a nerve-wracking part of buying a home. Together, Jennifer and Bodhi made a genuinely great team, and Empowerment Capital Group made the whole thing feel manageable and even enjoyable. If you want a realtor and a lender who will listen, advocate for you, and go the distance to get the deal done right, this is the group to call. We recommend them without reservation. read more

We had the pleasure of working with Jennifer to sell our condo, which came with the added challenge of having existing tenants. Since we had previously worked with a property management company, we didn't have much direct interaction with the tenants ourselves. Jennifer stepped in and managed the entire process seamlessly. Not only did she communicate effectively with our tenants, but she also went above and beyond to help them find a new place to live that was likely a better fit for their needs. Her professionalism and ability to handle delicate situations made all the difference in keeping the process smooth and positive for everyone involved. Jennifer's market expertise was evident when she suggested a listing price that was both competitive and strategic, aiming to attract offers above asking--and that's exactly what happened. The listing went live on Thursday afternoon, and by Sunday, Jennifer called to let us know we would have offers by Monday. We ended up receiving three fully vetted offers and accepted one by Wednesday. From listing the condo to accepting an offer, the process took less than a week. We were thrilled with the final outcome and couldn't have asked for a better experience. Jennifer provided exceptional support and guidance throughout the entire process. We highly recommend her to anyone looking to buy or sell property! read more

Imagine being in your mid 20's buying your first house in this competitive market in California, sounds impossible right? But Bodhi, Jennifer and their team made it possible for me and my family. We can't take them enough for helping us and guiding us throughout the process. We were like lost kids looking for a Home and they made it happened. It was a blessing working with their team. Making impossible POSSIBLE is just one of their goals. Thank you Jennifer and Bodhi for all your help to make the home that we wanted OURs. We are forever grateful for everything that you have done to us. Continue helping and being a blessing to others. Jennifer , Bodhi and their team was a great help for us, We are all first time buyers and she guided us throughout the process. Purchasing a home was never easy but with their help we felt relieved and confident that we can get the home that we want, and WE DID thanks to them who never left us hanging. Again, we can't thank you enough for the dedication and your desire to help people find their HOME. read more

Bodhi and the entire Empower team were exceptional throughout our home‑buying journey. As first‑time buyers, we especially appreciated having both our lender and realtor under the same roof--it made communication seamless and kept every step of the process aligned. The transaction moved quickly, and during the moments that felt overwhelming, Bodhi was a steady, reassuring presence. He took the time to walk us through what to expect, kept us grounded, and consistently confirmed that we were on track to close on time, if not ahead of schedule. His expertise, responsiveness, and calm approach made all the difference. Bodhi also secured a great rate for us, and we felt confident placing our trust in him from start to finish. We're grateful for the professionalism, support, and care we received and would highly recommend Bodhi and the Empower group to anyone beginning their home‑buying journey. read more

I just closed a loan with these guys and I was very impressed with the entire process. Being middle aged, I have done this a handful of times now. My experience with lending in general has been that you have to be very aware of your options and advocate for your own best interests because most lenders want the best profit margin on their commissions which is not always the best loan for the customer. I was referred here by 2 people that I trust but I did look at other firms. I was very impressed that they offered unique solutions that the others did not, and got me a rate that I did not believe was possible. I really appreciate the attention to detail, concern for MY best interests, and treating me like I was making a several million deal (which I was not). Thank you Bodie, Marcy, and Elsa for a job well done. I will only look here in the future. read more

Marcy Tang was our loan agent for our home purchase. She was professional, informative and the rates/pricing were exactly what we had hoped for. Her communication through the process was upfront and exactly what we needed to get the loan closed. She was very knowledgeable about products and exactly what items would be needed for closing. The underwriter came back with minor conditions because it had all been handled from the beginning which to me is a huge plus. The loan time was what she had predicted, actually a few days earlier and we were able to get into our new home on a Friday which gave us the weekend to move. I would highly recommend her to anyone looking for a straight forward/professional, no beat around the bush loan officer that gets the job done. We couldn't be more happy with the entire process. read more

We just completed refinancing our home with Empower Capital and the team made it painless every step of the way. Marcy took care of the entire re-fi from start to finish, and kept my husband and I in the loop daily. Prior to starting, we were dreading the process and all the paperwork included, but the Empower Capital Group put us at ease. Although there was a lot involved, they facilitated a smooth and easy process that kept the stress of it all at bay. We can't thank them enough for how well they managed everything from beginning to end, and we will definitely work with them again in the future. read more

I wanted a reverse mortgage to continue to live comfortably in my home. Bodhi and his team made it happen. I have worked with this company twice, each time with excellent results. The process goes especially smoothly. I got precise information about the type of paperwork that they needed, so that there was a minimum of time and energy required on my part. I appreciated the support I received throughout the whole procedure. Emails and phone calls were promptly answered when I did have questions. I am very happy with the reverse mortgage that Bodhi and his team got for me. read more

I recently worked with Marcy Bravo Tang for my mortgage loan. She was recommended to me by my tax preparer. Macy takes the time to ensure that her clients understand entire process of closing on a mortgage and is always willing to explain things until the client is comfortable. From the beginning she has shown exemplary professionalism in handling my loan. I could not have done this without her. I highly recommend Marcy and her company to my friends. I have made another friend for life! read more

I used Empower Capital Group to buy my first ever home. It was amazingly quick, the whole process took about 2 months. I told Jennifer and Marcy what I was looking for, they found it, I bought it with their help. Refinancing our home was simple. Marcy told me what she needed, she got it, and took care of it. Fast and easy. She knows what she is doing and gives good advice. Professional and a pleasure to work with. I have had nothing but positive with people. read more

I had an outstanding experience working with Bodhi Krauss during my home refinance. Bodhi was knowledgeable, responsive, and genuinely committed to helping me secure the best refinancing options for my situation. If you're looking for someone who is honest, reliable, and truly looks out for your best interests, I highly recommend Bodhi Krauss. I would absolutely work with him again in the future. read more

I love the team at Empower! They are real experts and very knowledgeable in all that they do. They go an extra mile for their clients, and that's why they have been my go-to for all my mortgage/real estate needs. I've sent family and friends their way, and they all tell me how happy they were with their experience. Highly recommend Empower to everyone looking for a home and/or mortgage! read more

I loved working with Marcy! She is very down to earth, great at breaking things down, and was extremely patient with all of my newbie questions. She helped me with my first home loan and as scary as it was, I could trust her and that made it easier. Marcy was honest and helpful throughout the whole process. I highly recommended her to anyone! read more

This team is fantastic! We lost the home we were renting in the fires and were concerned that we wouldn't be able to buy a home in the competitive, post-fire market. Empower Capital Group came through. They fought for us every step of the way. They were lovely to work with and got our first bid accepted. I couldn't recommend them more! read more

Jennifer is a great real estate agent. She knows Sonoma County well. Responds fast, moves quick. Jennifer's knowledge and experience helps make anything from buying a house in Santa Rosa to selling a lot in Sebastopol simple. I'd recommend having Jennifer and her assistant Kat on your team for your next home purchase. read more

I knew I was in good hand when we choose Empower Capital Group. They were able to make the loan happen even in our difficult circumstances. My Husband and I got what we wanted. I would recommend them to everyone. Thank you guys for your hard work, fantastic attitudes, and continued dedication. We love you! read more

Empower Capital was amazing. Bodhi & Marci were able to get our very difficult property & original neg am loan refinanced into a loan that will be quite life changing for us. They were tenacious, professional & never gave up. We are amazed that they were able to get this done & incredibly grateful. read more

Empower Capital group is a one-stop-shop. I have never had anybody work so hard to make sure that everything was taken care of, first for my original home loan and then for my refinance. Their communication went above and beyond. The people there have your interests in mind first. read more

Just completed my refinance with Empower Capital Group and my experience was Amazing. Marcy is a rock star she takes care of everything from start to finish and always has a positive professional attitude even when we keep asking her the same questions over and over. read more