Chad gave us a fantastic rate for an income property that was very tricky to finance in Berkeley…read more He has done multiple loans for my clients and ourselves and his team works seamlessly with Chad. Chad's weekly Friday video updates are personable and keeps us in the loop. He is a straight shooter and asks for minute details so we can get the best rates as he continues to shop for us. I have dealt with another buyers' agent who gave them an extremely negative review without understanding the process and never used them! I would definitely refer them, have to say the team is not for everyone because they are very professional and require full docs and does not skip any steps.

Gave me a great rate, .25 less than our credit union. Their on-line system was great and Chad and…read morethe office did a great job keeping us up to date as the loan went through. They did ask for a lot of docs and doc updates throughout the process but couldn't tell if that was them or the eventual lender asking so not taking off any stars on that point. Would use them again and would recommend.

Thank you kindly, Jeff McMullen Team and Kal Financial for sponsoring an excellent presentation for…read moreRealtors at Laguna Seca Golf Ranch on Monday 10/22/18, about Estate Planning with guest speakers Attorney Kyle Krasa and CPA Jerry Chyo. How to avoid expensive Probate costs for your clients through creating trusts and an update on California Real Estate tax deductibility were extremely informative issues addressed. We truly appreciate your kindness and wisdom. We intend to support your business interests, when we can. Kudos to you!

Jeff McMullen has helped so many of my clients find the best loan rates. He has worked with veteran…read moreand fha loan buyers and also conventional and specialty loans. I applaud him and trust him 100%.

"Overall, it was just an awesome experience with Chris Harris and Mike Boerlin, they continued to…read morecheck-in and inform us of many possibilities to make our refinance work. Their guidance, patience, and knowledge were a huge asset to us!"

The whole process took a lot of work, but we're grateful for Linda to walk us through it.read more

Rick did an amazing job with my loan. He got me a much better rate than my own bank offered me. The…read moreprocess was easy, fast, and there were no surprises throughout the transaction. I will use him again without a doubt. It's hard to find people like this and I hesitate to share him, but he did great

We used Stonecastle for our mortgage last year, and are refinancing with them as well. Rick Del…read morePozzo and the Stonecastle team are phenomenal to work with. They have great rates, lock in your rate early, and make the process simple. Communication is excellent, clear, and timely. After working with multiple other banks and credit unions on previous loans and re-fis, we would choose Stonecastle over any other, each and every time. I cannot say enough good things about our two experiences with them.

I recently relocated to the Carmel area. Nursal Matsu and Tricia Cruz made the process of opening a…read morenew checking account at the Carmel Rancho Lane branch of Fremont Bank both very easy and a pleasant experience. Both are very professional, knowledgeable, efficient, personable, and have a fun sense of humor. All my questions were answered. The office is conveniently located near the intersection of Hwy 1 and Carmel Valley Road. I look forward to doing business with this office and highly recommend them! Thanks again for such a positive and seamless experience.

Zack at Fremont Bank in Carmel went out of his way to help us avoid an hour's drive to Carmel…read more Thank you Zack!

Very professional and excellent advise I have received. I would always recommend to people…read moresearching for a loan.

Bryan just completed the refinance of my condo & I totally recommend him. I found him through…read moreYelp, and decided to give him a call. He was immediately able to provide me with better interest rates, as well as quite a bit of saving on costs, compared to what my credit union offered. From start to finish, Bryan did a great job. He was patient, thorough, a very good communicator, and went above and beyond to get me the best deal possible in this volatile market. I like the fact that he's a small, local business, and I will not hesitate to contact him for future purchasing/re-fi transactions.

Juan is one of the calmest and confident realtors we have had a chance to work with. We had a…read morecomplicated real estate transaction--having to sell a rental property in the eat bay and buying a rental property in Carmel. The sale process had many details and was also time sensitive. Juan in his amazing way did all the work behind the scenes reassuring me that everything was going to go well--and it did! Our purchase in Carmel was seamless. We ended up purchasing a lovely fixer. I am not local to Carmel and what is really awesome is that Juan comes from a building background and he knows the breadth of contractors and what the construction work entails. He has been an endless source of support and guidance as I embark on the building project. If you are looking for a calm and confident realtor who has your agenda/constraints in the forefront--Juan is for you.

The rudest, most obnoxious and most argumentative person I have ever had the displeasure of dealing…read morewith in my 40 years of buying and selling real estate. Caused an immense amount of stress and anxiety for my wife, and created unnecessary arguments. Do not recommend!

I can't say enough good about Christina and her team. Clear communication at every step, timely…read moreand trustworthy. We got a great rate too! My highest of recommendations!

Thank you Christina because without your help, patients and dedication my husband and I would have…read morenot been able to say we are home owners. Since the beginning you went over our options and made all the process till the end feel like a breeze. Before we knew it we were all done. I will not imagine going though a refinance or purchase without you in our team. Keep up the great energy!!