As soon as I saw the sign 'pay day advances', I knew the Cheque Centre was a bad idea. Motherwell…read moreisn't exactly an affluent area; many people are unemployed having lost their jobs in the recession,many people are just unemployed through laziness or drink related issues. This place offers short term loans to 'bridge the gap between pay days'. It sounds so simple: borrow some money, and pay them back when you get paid. Easy. However, in the small print, it tells you about the important factor- the interest. If you borrow 500 then you pay back 650. Unlikely to be affordable if you are working a regular, minimum wage job! They also do foreign currency, and cheque cashing, meaning you don't hve to wait on your bank processing the cheque, you get the money straight away, there and then. Again though, it will cost you. They charge a cheque handling fee and a percentage of the cheque. So you may as well wait and get your full amount. Yet another terrible idea, allowing vulnerable people to spiral into even more debt in hard times.

HI Just to add an…read moreactual insite into cheque centre, as obviously person below doesnt know the truth. A Pay Day Advance limit is set on your wage you receive, a person going into this shop and earning a minimum wage would obviously not be offered anything they could now afford, ie. offered £500 loan when they only earn £700, there is a strict policy that is adhered to define the loan amount. Loads of people find this a very helpful service as if you wish to borrow £100 you only pay £20.48 interest on this, this is lower than the £56 interest on a Provident loan. As for cheques, some people dont want these placed in there accounts, and you make it sound bad with the whole handling fee and percentage you never stated that handling fee was only £1 and a percentage is negotiable to help the customer. Currency is the best on the high street!!

Bright and inviting this financial shop not only provides loans and cheque cashing, but foreign…read moreexchange, pre-pay credit cards and various other services. Staff are friendly and efficient, good at what they do. There is a large area with some seats available but usually I find I don't have to wait very long before being served. This is another financial store I would consider for its Foreign Exchange rates as it is often better than many other places.

With one of my hobbies I'm often finding odd bits of jewellery here and there and before you know…read moreit you have accumulated a certain amount that could be cashed in. After trying several reputable jewellers based at the Argyle arcade l was unhappy with the offers that l was given and decided to go elsewhere and thankfully l stuck to my guns as one retailer even offered me £50 for all that l had. I'm a bit of a chancer and came in here to see what price l could get for my items, not thinking that l would get much but these guys sure did give the best price making me £250+ better off. Tips These guys pay out more for your gold items than all the outlets in the Argyle arcade, if you are selling gold always check a few places before settling on any offer.

this shop is full to the brim with second hand stuff, it is smelly but it does have some good…read morebargains if your prepaired to have a rummage through it all

Daughter dropped her iPhone & broke the screen just before Christmas 2017. Replaced within 24hrs no…read moreproblem. Phone developed odd screen problem in April, so we took it in and they fixed it within the hour. No problem & no charge. That deserves a good review in my opinion !

I had problems with my old phone just before I went to China on holiday. The staff could not have…read morebeen more helpful - first of all doing everything they could to fix my old phone then when that did not work giving me a good deal on a trade in and helping me set up the new phone. Excellent old fashioned service in a modern environment. Well done guys - keep up the good work

Duncanson & Edwards is a pawnbroker that I note especially for its musical instruments. I know…read morethat it's a famous saying that every musician pawns at least one instrument during their musical career, but there must be some impressive musician in this area down on their luck to put together this collection and these are great instruments. Whatever instrument you are looking for, there's a good chance you'll find it here because there is a fabulous range encompassing a good variety of quality and classes of instruments. It does also sell other items, but in my mind it's just an unglorified music shop, because that's what it does best.

From the outside, this place really is about as depressing and tacky as they come. People taking…read moretheir beloved possessions in to flog them for a fraction of what they're worth, only so someone else can buy them before the original owner gets a chance to save up and buy them back. However... if you're a student and your microwave breaks, or you're a DVD junkie who never has any money (like my flatmate), then Cash Converters may well become your new best friend. This flatmate of mine came home the other day clutching 14 DVDs he'd just bought for a grand total of £20. Equally, when another friend of mine had a party but didn't want to risk her expensive music system getting trashed, she picked one up here for less than £40. They also offer those dodgy-as-hell payday loan advances (with about 1,000,000% apr) and also that Cash For Gold scheme that you can't turn on the tv without seeing these days, but I would only ever come here to grab a bargain. I wouldn't come here for financial advice or assistance...!

I find it hard to trust places like Cash Converters. The tacky interior and dodgy looking good just…read moreplain put me off. Nonetheless, the staff are cheery enough and are often willing to test the gear out for you. I've spotted the occasional bargain mixing deck and other Hi-Fi related gear. I'm sure most of it's all legitimate but if they only mopped their appearance up I'm convinced it would be a more appealing business.