Have been happy with this bank for 6 years, but since they changed to new system, and new posting without following Federal regulations on notifications, or really anything else... I won't be recommending it to anyone ever again. Glad my friends who didn't switch on my recommendations dodge the bullet. They changed to what they are calling "real-time posting" which basically means they will count all pending pre-authorizations (even if you opt out of overdraft protection) and allow debit/credit transactions to overdraw and cause fees against your account. They will post the overdraft fees immediately throughout the banking day, ignoring any deposits your make to cover the charges prior to close of the banking day, and when the actual credit card transactions are presented by the vendor against the pre-authorizations, they keep the initial pre-authorizations as pending against your balance (duplicating the charges) to bump up the NSF potential. DO NOT DO BUSINESS WITH THIS BANK. read more
