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    Chariot Financial

    5.0 (11 reviews)
    Open Open 24 hours

    Services - Chariot Financial

    Mortgage services

    Mortgage refinancing

    Home purchase

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    Review Highlights - Chariot Financial

    Zach took his time to teach us the market and the loan process, including all terminology and steps.

    Mentioned in 7 reviews

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    Academy Mortgage - Lakewood - Academy Mortgage - Lakewood

    Academy Mortgage - Lakewood

    (16 reviews)

    I hired an attorney to represent me with Academy Bank. The original issue included Academy Bank…read moreerroneously stating that they could fund a loan and stating it was "Clear To Close" and providing a "Closing Disclosure", thus causing me to forfeit my $50,000 earnest money. Ask your realtor or mortgage bank how common it is to have a bank back out after they have told you the above - NONE! Due to the failure of the funding Academy Bank also caused me to lose the ability to use the appraisal (they would not transfer it to a new mortgage lender) which cost $1,450 and hire an attorney. Another issue is that I approved in writing a charge up to $765 and was charged $1,450 for the appraisal. Due to their incompetence, I also lost the contract to buy the property. Since the original contract referenced above expired, the property went back onto the market and the seller accepted an offer for $25,000 less the earlier accepted offer. Thus I got $25,000 back due to the hard work by my real estate agent. Academy Bank and I, through my attorney, traded information concluding 8.20.21 summarizing that all the documentation supports that due to Academy Bank's incorrectly writing that the loan was "Clear To Close" and then providing "Closing Documents" (documents provided in original complaint) they have caused me to loose $29,152 that includes the earnest money, appraisal fees and legal fees. Even though they seem to agree to the math, have seen the documentation, apparently fired the loan officer I was working with, will not pay these costs they caused. They continue to misdirect what the problem is, delay a conclusion, and focus on how confused they are and not the simple facts. It seems they don't understand standard real estate procedures, deadlines, and feel there is no such thing as a real commitment. My strong is opinion is DO NOT USE THIS INCOMPETENT, MISLEADING, UNPROFESSIONAL MORTGAGE COMPANY - you will regret it!

    My overall experience Academy mortgage: 1) very poor…read morecommunication nobody will call you to go over the emails they send you the email links are very difficult to maneuver through. GOOD LUCK! 2)be prepared for them to be very unprepared to help through the move-in process of getting your loan finalized! On the plus side I am very happy with our new home. I just wish it wasn't a pain to get the mortgage!

    Chariot Financial - mortgagelenders - Updated July 2026

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