I wasn't planning to buy a home, but when I found one I loved, my agent connected me with Nicole…read moreRueth, the owner of the Rueth team. The home was out of my budget, my credit wasn't great, and I was just getting started after graduate school in a new city. Nicole was the first person I spoke with, and although I was scared, she connected me with the resources to make my dream of owning a home possible. Even when I doubted myself, she convinced me to move forward. As a first-time homebuyer, I didn't always communicate my needs clearly, which added stress to the process. Initially, I agreed to loan terms that weren't the best fit for me. But when I realized this, the Rueth team helped me switch to an FHA loan, and they did it in just 10 days--a timeline I don't believe many other teams could have pulled off. I'm grateful to Cara, who reassured me when I backed out of the first loan, and to Yessica, who worked tirelessly, late into the final night, to make sure everything stayed on track. Their dedication and support made owning my first home possible. Thank you to Nicole Rueth and the Rueth team for never giving up on me. As a first-time homebuyer, this would have not been possible, and I'm so thankful for their commitment.

We would NOT recommend this team for a second/vacation home. While we really appreciated their…read moreresponsiveness early on during the pre-approval process, we found ourselves incredibly frustrated with the Rueth team by the end of closing. We sent the property to them before even getting pre-approved or any loan quotes and were able to be "locked in" at a rate. The early part of the process was fine - a little cumbersome with how frequently we had to send documents, and then send more/different versions of the same things but I understand that's on the underwriter and not Rueth team. What really frustrated us is FIVE DAYS BEFORE CLOSING, after the loan terms deadline passed in our contract for our new property, we received news that our loan rate was changing and increasing by 0.4%. The reason we were told is that our home didn't qualify for the initial loan/rate we were "locked in" at because it was a log cabin home. Their team should have known it was a log cabin from the offset as it clearly is such in the listing that we sent them before even getting pre-approved and initial rates!! Also not telling us our loan rate was changing until so close to closing, where we were too short on time to try to scramble and find another lender, felt really shady to us. The appraisal process they arranged also had hiccups that were annoying to navigate, but it's really the loan rate change so close to closing and their reason for rate change that upsets us. I would beware if you're looking at mountain homes and look into other lenders.

TLDR: We give Todd our highest recommendation for his exceptional skills and attentiveness, and…read morewould hire him again in a heartbeat! We hired Todd to sell our house in Highlands Ranch. To say that our house sale had some challenges would be an understatement, and Todd skillfully helped us to navigate all of these challenges. Based on our experience, we can attest to the following as some of Todd's key strengths: a. Knowledge of the market: Todd was knowledgeable of market conditions, which is very important at all times, but is particularly crucial during a rapidly-changing market. b. Effective communication: One of Todd's greatest strengths is his communication skills, both verbal and written. He provided weekly updates; he emailed, texted, and called to keep us informed; and he communicated with all of the people involved in the sale in a way that moved the transaction along, but without being rude or condescending. He really knew what to say and how to say it, and with an understanding of everyone's perspectives and sensitivities. c. Project management: One might think, what does project management have to do with the sale of a house? What we've learned from this experience is: surprisingly, quite a lot! Todd is one of the most effective project managers we have come across, and that is a high compliment coming from us, as we both do project work in our jobs, and often serve as project managers ourselves. When there were unforeseen challenges that needed steady leadership, Todd rose to the challenge, communicating effectively, and making sure everyone was on-task and responsible to the team. We had so many challenges with our closing, and we can categorically state that without Todd playing a leadership role and coordinating with Lender, Title Company, Buyer, Buyer's Agent, and other relevant Third Parties, we would not have been able to wrap up our house sale when we did. d. Empathy: Todd was always there to provide warmth and guidance through the sale in the most kind-hearted and supportive manner, by listening and acknowledging our perspectives, but without being demanding or demeaning. Even when discussing areas where he did not necessarily agree with our perspectives, he was open to hearing our ideas, never put us down, and he stayed positive and enthusiastic about our house sale. He was a calming force through some challenging times, and helped give us comfort through some difficult events. e. Time and Effort: Todd went above and beyond what we expected in terms of the time and effort he put into the sale of the house. Given that we were long-distance sellers, as we had moved out-of-state just before listing our home, Todd was our local eyes and ears. He held multiple open houses, visited the property to check on things, and spent quite a bit of time and effort putting together the weekly updates specific to the sale of our house, which was very useful for our decision-making processes. We hit a snag and had to extend the closing date of our house, and Todd spent a lot of time coordinating things, leading everyone through the challenges, and he even drove to a town that was not close by to meet a relevant Third Party in person to keep the transaction moving. He genuinely made us feel like we were his only clients with the time and effort he spent on the sale of our house. f. Flexibility: When we first met with Todd, and he put together a plan for the sale of our house, we assumed that Todd may adopt a formulaic approach to the sale of our house. However, that turned out to not be true, and we later realized that the approach he recommended was suited for the market conditions at the time of our meeting, but as we progressed through the sale of our house, the previous approach was no longer appropriate, and Todd was very flexible and pivoted to address the changing conditions of the housing market. g. Pleasant to Work With: Todd is smart, funny, supportive, and very pleasant to interact with. Working with him felt like engaging with a wise friend who has your best interests at heart. In summary, we are so grateful to have had Todd as our Realtor, and we highly recommend him! -K & S in Highlands Ranch

Todd was great to work with. He was recommended by a friend who had used him a few times, and I'm…read moreso glad I followed up! He works hard and was able to negotiate a somewhat tricky deal and keep all parties happy. I've worked with other realtors that haven't worked nearly as hard or been anywhere near as accessible as Todd. He also is just a decent, kind human being and he earned every penny of his commission. Extremely impressed and highly recommend him!

I went with Jared when I bought my first home a few years ago and could not have been happier. He…read moreand his team helped answer all my questions, processed things quickly and were very clear in what I needed to provide to avoid any delays. I was even able to keep the process going when I helped my parents move across the country in the middle of my home-buying process! More recently, I called Jared to talk about refinancing my home. We looked at options, he explained pros and cons to me and next thing I know, I am signing paper work for a new loan at a better rate! Jared and his team are always thoughtful, professional and responsive. They take the time to answer questions and make sure you understand the process. I highly recommend him to anyone looking to buy a home or refinance.

I was partnered with CCM for a mortgage on a new construction condo in Denver. I interfaced with…read moremultiple staffers: Jared, Nick & Shelley. All were extremely professional and made an seemingly arduous process smooth & easy. They were VERY responsive to questions as needed, at any time. Unfortunately, my sale did not close, and I was distraught. I cannot say enough about the compassion that Jared in particular showed to me under the circumstances. This company is not just about 'closing the deal' -- they really care, can sympathize with their clients and go above and beyond to try to help in situations that are sticky & complicated. HIGHLY recommended.

We worked with Stefan Burris at the Generations Team…read more If you are looking for a buyer's agent who is an expert in the Denver Metro real estate market, will give you his honest and informative opinion, and will guide you through the home buying process with ease and grace, look no further than Stefan. As first-time homebuyers moving from NYC, we didn't know much about the process or about the local market. We felt like we were in great hands with Stefan. His hustle to get us early showings in this tight market, his turnaround on putting in offers on houses, and his ability to negotiate with the sellers' agents were truly amazing. I would highly recommend Stefan to anyone looking to buy in the Denver Metro. It was like working with an expert and a friend at the same time. He also has an amazing network of trusted mortgage lenders, inspectors, and home repair people.

I have used Haylie Evans for multiple transactions. She is friendly, responsive and super…read moreorganized. She always makes the buying and selling process easy. I don't know if she is representative for the whole company but I definitely recommend her from Your Castle Real Estate.

Phil, It was a pleasure working with you to buy our brand…read morenew home in the Wolf Ranch neighborhood in Colorado Springs. We will absolutely recommend others to work with you and Colorado Flat Fee Realty. The process was easy and straightforward with good communication. Receiving a percentage of the commission back right after closing is a big bonus too - which we are now spending on some new furniture for our home. :) We wish you and your team success and will spread the good word. Thank you Phil Aja and Colorado Flat Fee Realty! Sincerely, Ryan and Maria Jones

Avoid using John Vizzi. If you are trying to sell your home look elsewhere and if you are trying to…read morebuy a home that John is selling...well good luck. We had the unfortunate luck of buying a home from him and it was a nightmare. He tries playing the tough guy and bullying you as the customer. For example, after we had a home inspection done he told us the inspector was wrong and didn't know what he was talking about. John Vizzi also has 4 disciplinary actions filled against him through the Colorado Division of Real Estate.

Bellissimo homes (Metro Brokers) is a great listing service and Craig is great to work with. He is…read moreprofessional, thorough and very service oriented. He had my home listed within a day and has made the process very simple. This is a great flat-fee service.

Grant helped me get a refinance on my home and process couldn't have been any easier! He kept…read moreeverything on track, we closed on time, and he took care of everything. We had a tricky situation and needed a unique product, which Grant was able to help locate with minimal effort on my part. I highly recommend using Grant and his team for mortgages or refinancing.

We considered a few mortgage brokers before deciding to go with Ben Gehde at HMA. The purchase of…read moreour home went seamlessly. Ben was attentive, responsive, and knowledgeable. He was there to address any questions we had and it felt like he genuinely listened and cared. Angela was also very helpful and on top of things. We would absolutely recommend this team.

My husband and I recently moved into our new build home that Sean and Molly helped us find. The…read moreprocess took about 8 months from signing the contract to the closing. Sean and Molly were AMAZING to work with. They are truly so knowledgeable about the market, loans, renos, and everything to do with the real estate market. They have given us multiple contacts of theirs for any and every home service/potential diy project etc. AND they continue to check on us several months after we closed. They preach that they prioritize life long relationships far after their clients have bought or sold their homes and that can't be any more true. We feel very fortunate that we were recommended to use Gather Realty and we absolutely would recommend this duo team to anyone and everyone. They work hard and they truly know their stuff- we feel like we learned so much and always enjoyed speaking to Sean and Molly to learn even more!! Looking forward to working with them years down the road as well!